In this conversation, Paul Redmond and Dan Daly are joined by Kent Ashmore of Ashmore Financial to discuss the intricacies of wealth management and financial planning, emphasizing the importance of a family office approach.

They explore risk management, the significance of connected advice, and the client journey in financial planning. The discussion highlights the necessity of protecting income, understanding client needs, and the value of strategic partnerships in providing comprehensive financial solutions.

Takeaways

• Wealth management is essential for everyone, not just the wealthy.
• Protecting income is the first step in financial planning.
• Understanding risk is crucial for families and businesses.
• Connected advice leads to better outcomes for clients.
• Listening to clients is key to understanding their needs.
• The family office approach integrates various financial services.
• Clients appreciate a holistic view of their financial situation.
• Investing time in mortgage and protection strategies can save money.
• Strategic partnerships enhance the quality of financial advice.
• The goal is to create a one-stop shop for clients' financial needs.

Find Kent Ashmore here:

Ashmore Financial                          https://ashmorefs.ie/

LinkedIn                                             https://www.linkedin.com/in/kent-ashmore-qfa-apa-69bb9722/

Contact Paul here:

LinkedIn                                            https://www.linkedin.com/in/paul-redmond-rda/

Email                                                 [email protected]

Find Dan here:

LinkedIn                                              https://www.linkedin.com/in/danieldalyrda/

Listen to more episodes here:

https://www.youtube.com/playlist?list=PLW6b8toTV5hUBzSDkTC1B1YFUC70-Rs-z

Find Crunch My Numbers here:

YouTube:            https://www.youtube.com/@paulredmond57

Apple:                  https://podcasts.apple.com/us/podcast/crunch-my-numbers/id1759207774

Spotify:                https://open.spotify.com/show/68lrgwtIPUYTBB5VmZEYm8

Web:                    https://redcircle.com/shows/crunch-my-numbers

Host Paul Redmond sits down with Gavin Dixon, founder of Business IT Solutions, to tackle one of the most critical (and often intimidating) topics for business owners today: how to strengthen your cybersecurity and lock down your data—without locking down your team.

In this practical, no-jargon conversation, they break down:

·        Why multi-factor authentication (MFA) is non-negotiable—and how to implement it smoothly in your business

·        The surprising risks of weak passwords (and why a password manager is your new best friend)

·        Creating a "no-blame" security culture—how to encourage openness and fast response when things go wrong

·        Real-world threats targeting SMEs—from phishing to ransomware—and how to spot them early

·        Simple, smart policies that make a big difference without overwhelming your staff

Gavin’s down-to-earth advice proves that cybersecurity isn’t just for IT departments—it’s a vital part of running a modern business. Whether you're leading a growing team or flying solo, this episode will give you practical steps to reduce risk, protect your reputation, and sleep better at night.

Find Gavin Dixon here:

Business IT Solutions                     https://bits.ie/

LinkedIn                                             https://www.linkedin.com/in/gavindixon/

Call +353 56 778 6882 

Contact Paul here:

LinkedIn                             https://www.linkedin.com/in/paul-redmond-rda/

Email                                  [email protected]

Listen to more episodes here:

https://www.youtube.com/playlist?list=PLW6b8toTV5hUBzSDkTC1B1YFUC70-Rs-z

Find Crunch My Numbers here:

YouTube:            https://www.youtube.com/@paulredmond57

Apple:                  https://podcasts.apple.com/us/podcast/crunch-my-numbers/id1759207774

Spotify:               https://open.spotify.com/show/68lrgwtIPUYTBB5VmZEYm8

Web:                    https://redcircle.com/shows/crunch-my-numbers

We bring the first season of crunch My Numbers to a close and your host Paul Redmond will give you a quick retrospective of the most important lessons from the season.

The central markers of successful life and business are health, wealth and relationships  and Paul will walk you through these markers and relate them to the 4 phases of a business; startup, growth, scale and harvest. Examining the mindset shifts, choices and changes of focus that each of these stages need, to build a strong business and focus on the relationships, personal and business that help you achieve true success.

Contact Paul here:

LinkedIn              https://www.linkedin.com/in/paul-redmond-rda/

Email                   [email protected]

Find Crunch My Numbers here:

YouTube:            https://www.youtube.com/@paulredmond57

Apple:                  https://podcasts.apple.com/us/podcast/crunch-my-numbers/id1759207774

Spotify:                https://open.spotify.com/show/68lrgwtIPUYTBB5VmZEYm8

Web:                    https://redcircle.com/shows/crunch-my-numbers

As 2024 comes to a close, this episode of Crunch My Numbers focuses on preparing yourself and your business for a successful 2025.

Host Paul Redmond dives into the challenges of year-end "fog," where fatigue and reactive planning can hold you back, and introduces a fresh quarterly pivot strategy to create clarity and purpose. Learn how to renew, refresh, and reinvent your approach to health, wealth, and relationships, and discover actionable steps to make 2025 your best year yet.

Contact Paul here:

LinkedIn              https://www.linkedin.com/in/paul-redmond-rda/

Email                   [email protected]

Find Crunch My Numbers here:

YouTube:            https://www.youtube.com/@paulredmond57

Apple:                  https://podcasts.apple.com/us/podcast/crunch-my-numbers/id1759207774

Spotify:               https://open.spotify.com/show/68lrgwtIPUYTBB5VmZEYm8

Web:                    https://redcircle.com/shows/crunch-my-numbers

Starting a business is an exciting time, you have a service or product you’re passionate about and excited to share with the world. But if all goes well and business grows you start to face new challenges. You become overwhelmed trying to provide the service customers need, your focus can slip and you start to struggle.

This is the transition from startup to growth phase and it can be very challenging if you don’t know what to expect. And in this episode Paul Redmond will provide some insight on what usually happens when business grows, be prepared for challenges and how to turn them into opportunities.

Contact Paul here:

LinkedIn              https://www.linkedin.com/in/paul-redmond-rda/

Email                   [email protected]

Find Crunch My Numbers here:

YouTube:            https://www.youtube.com/@paulredmond57

Apple:                  https://podcasts.apple.com/us/podcast/crunch-my-numbers/id1759207774

Spotify:               https://open.spotify.com/show/68lrgwtIPUYTBB5VmZEYm8

Web:                    https://redcircle.com/shows/crunch-my-numbers

The world is changing faster than ever as technology becomes more accessible, and the lastest area of growth is new methods of Automation through AI. As AI becomes more prevalent it’s important as a business leader to examine and adapt new technologies, test them in your business and adopt them if they are suitable, while always being prepared for the next breakthrough and be ready to move on.

In this episode Paul Redmond will guide you through how to make your business nimble enough to take advantage of new technologies, and overcome the fear that change can bring.

Contact Paul here:

LinkedIn              https://www.linkedin.com/in/paul-redmond-rda/

Email                   [email protected]

Find Crunch My Numbers here:

YouTube:            https://www.youtube.com/@paulredmond57

Apple:                  https://podcasts.apple.com/us/podcast/crunch-my-numbers/id1759207774

Spotify:                https://open.spotify.com/show/68lrgwtIPUYTBB5VmZEYm8

Web:                    https://redcircle.com/shows/crunch-my-numbers

While many business owners start their business to free themselves from the rat race and support their families, they often find it difficult to achieve a healthy balance between looking after their family and personal lives and their business.

The needs of the company feel pressing and urgent while family, our biggest source of support, gets left alone because they should understand the situation and sacrifices.

But this is not healthy in the long run, and in this episode Paul Redmond will guide you on some simple methods to help maintain the critical balance you need between business and the rest of your life.

Contact Paul here:

LinkedIn              https://www.linkedin.com/in/paul-redmond-rda/

Email                   [email protected]

Find Crunch My Numbers here:

YouTube:            https://www.youtube.com/@paulredmond57

Apple:                  https://podcasts.apple.com/us/podcast/crunch-my-numbers/id1759207774

Spotify:               https://open.spotify.com/show/68lrgwtIPUYTBB5VmZEYm8

Web:                    https://redcircle.com/shows/crunch-my-numbers

When you’re starting your business, your biggest concerns are getting work and keeping busy so you will say yes to any client and opportunity that comes along, sometimes even if that ‘opportunity’ is outside your usual scope or not something you want to do. But if you do this for too long you will soon find yourself overwhelmed and stressed out, missing time with family, impacting your health and maybe even being too swamped to take on really good opportunities.

This is when you need to start saying ‘no.’

But how do you lighten your load? How do you get help? How do you bring yourself to turn down or ass on opportunities?

Join your host Paul Redmond this week as he outlines how he started to learn to say no, and how you can do the same.

Contact Paul here:

LinkedIn              https://www.linkedin.com/in/paul-redmond-rda/

Email                   [email protected]

Find Crunch My Numbers here:

YouTube:            https://www.youtube.com/@paulredmond57

Apple:                  https://podcasts.apple.com/us/podcast/crunch-my-numbers/id1759207774

Spotify:                https://open.spotify.com/show/68lrgwtIPUYTBB5VmZEYm8

Web:                    https://redcircle.com/shows/crunch-my-numbers

While business often involves risk, we work to minimise those risks. But often others may be hidden in areas of the business outside of where we usually look. There may be industry specific risks in a business, or changes in regulation in compliance standards may change risk profiles. Even technological changes can expose hidden risks, like increased connectivity may leave data exposed.

And in this episode Paul Redmond will guide you through a process of identifying hidden risks and being alert to changes that increase the dangers of something going wrong by assessing your businesses’ hidden risks, the events that will cause them and how to protect against them

Contact Paul here:

LinkedIn              https://www.linkedin.com/in/paul-redmond-rda/

Email                   [email protected]

Find Crunch My Numbers here:

YouTube:            https://www.youtube.com/@paulredmond57

Apple:                  https://podcasts.apple.com/us/podcast/crunch-my-numbers/id1759207774

Spotify:               https://open.spotify.com/show/68lrgwtIPUYTBB5VmZEYm8

Web:                    https://redcircle.com/shows/crunch-my-numbers

Do you know what a Freedom Number is? In this episode, we explore this essential concept that helps you define the financial and lifestyle goals necessary for achieving true independence. Whether you're aiming to support your family, live your ideal lifestyle, or plan for retirement, every goal needs a clear number to aim for.

We break down how understanding your Freedom Number—both personally and in business—can clear the financial fog, allowing you to see the path forward. From maintaining your lifestyle to planning for growth and retirement, knowing your Freedom Number gives you the clarity and confidence to set and achieve your goals.

Contact Paul here:

LinkedIn              https://www.linkedin.com/in/paul-redmond-rda/

Email                   [email protected]

Find Crunch My Numbers here:

YouTube:            https://www.youtube.com/@paulredmond57

Apple:                  https://podcasts.apple.com/us/podcast/crunch-my-numbers/id1759207774

Spotify:                https://open.spotify.com/show/68lrgwtIPUYTBB5VmZEYm8

Web:                    https://redcircle.com/shows/crunch-my-numbers