Connecting the Dollars by Propel Financial Advisors

In this episode of Connecting the Dollars, Amanda Vaught and Emily Agosto discuss key tax law changes under the OB3 Act, focusing on the new senior deduction. They explain the eligibility for new deductions for those 65 and older starting in 2025, in addition to the existing deductions. The episode also covers phase-out income ranges, adjustments to tax withholdings, and changes to other tax credits and deductions including the child tax credit, energy credits, and charitable deductions. Emily provides strategic tips for those planning ahead for these changes. The episode concludes with a nod to the complexity and ever-changing nature of the tax code.

Hosts Amanda Vaught and Emily Agosto clarify misconceptions about 'no tax on tips' and 'no tax on overtime' policies, emphasizing that payroll taxes still apply. They discuss the qualifications, deductions, and phase-outs pertinent to both employees and self-employed individuals in tipped industries. The episode also covers nuances of overtime pay deductions, the importance of meticulous record-keeping, and the potential complexities taxpayers may face. For further guidance, viewers are encouraged to consult tax professionals.

In this episode of Connecting the Dollars, hosts Amanda Vaught and Emily Agosto discuss essential money habits to break in 2026. They address the volatility of midterm election years and advise against constantly checking portfolio values. The importance of taking cybercrime seriously, maintaining emergency savings, and avoiding debt are also key topics. Additionally, they highlight the benefits of working with a financial advisor and timely tax filing under the new OB3 bill. Tune in for practical tips to improve your financial health in 2026.

Warren Buffett just released his final letter as CEO of Berkshire Hathaway on November 10th, 2025. On today’s episode of “Connecting the Dollars,” Emily Agosto, Amanda Vaught, and special guest David Vaught break down what it means for shareholders, the company, and the future of Berkshire. From changes in his philanthropy plan, to the gradual handoff to Greg Abel, to his reflection on past management missteps, this letter is full of lessons on leadership, legacy, and long-term thinking. If you’ve ever wondered how one of the most influential investors in history views succession, accountability, and resilience, this episode gives you a front-row seat.

In this episode of 'Connecting the Dollars,' hosts Amanda Vaught, MA, JD, and Emily Agosto, CPA, delve into the impact of the recent 'One Big Beautiful Bill Act' (OB3) on SALT (State and Local Tax) deductions. They discuss the significant increase in the SALT cap deduction for 2025, which rises to $40,000 before phasing out between $500,000 and $600,000 of MAGI for married joint filers. They also highlight how the temporary nature of these changes could affect tax planning and the misunderstandings around tax code benefits for different income levels. Tune in for crucial insights and tips on navigating these new tax provisions.

Ready to unlock deeper insights into how you relate to money? On our latest episode of “Connecting the Dollars,” Emily Agosto and Amanda Vaught revisit the concept of money personalities—and what understanding yours can mean for your financial well-being. Whether you identify with Money Avoidance, Money Vigilance, Money Worship, or Money Status, recognizing these behaviors is a key step toward shaping your financial future. Listen in for real-life examples and actionable advice on how a financial advisor can help you turn self-awareness into empowered decision-making.

This week on the Connecting the Dollars podcast, co-hosts Amanda Vaught and Emily Agosto (a CPA and drummer in two Chicago bands!) dove deep into the financial realities of being a musician or band member.

Are you truly diversified? In the latest episode of Connecting the Dollars, we dig into concentration risk in today’s market—and why even a broad index fund may be less diversified than it looks. As discussed by hosts Emily Agosto, CPA, and Amanda Vaught, JD, traditional wisdom says index funds are an easy route to diversification. But with the S&P 500 and Nasdaq heavily weighted in just a handful of giant tech and AI companies, there’s a new layer of risk to consider.

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Retirement Curveballs: Prepare for Job Loss and Forced Early Retirement “Connecting the Dollars” podcast episode dives into a tough reality: most retirement plans don’t go exactly as imagined. Recent stats show that while 50% expect to ease into part-time work or consulting as they retire, only 19% actually manage that smooth transition. 

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Thinking about renting out your home or investing in rental property? On the latest episode of "Connecting the Dollars," we tackle the not-so-glamorous side of being a landlord. From legal liabilities and tax surprises to the true time commitment, there’s a lot to consider before taking the plunge.

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