Kim wrote: “I am about to place an online order with Duck Apparel. A promotional discount has been automatically applied to my purchase. And the Ts and Cs state that items bought on sale or part of a promotion cannot be refunded. So if the item doesn’t fit me, I can’t return it?”

Food delivery apps such as Mr D and UberEats make fast food convenient, but Standard Bank warns that South Africans are overspending on takeaways, averaging R775 monthly, that’s excluding groceries.

Wendy Knowler sets the record straight on cooling-off periods

If you financed your car with one final, very large balloon payment due after, say, six years of “normal repayments” - as a means of reducing your monthly repayment amount, there is a way to make that balloon smaller as you go along.

If you buy a car from a dealership, big or small, you have the benefit of the Consumer Protection Act’s warranty if it malfunctions in some way within six months of purchase.

Looking for a service provider to come to your home? Google is not your friend

Steer clear of cellphone roaming bill shocks

Your new cellphone number could well have had a dodgy past.

Deepfake videos and fake WhatsApp groups are increasingly targeting consumers, with scammers impersonating figures such as retired businessman Laurie Dippenaar, Elon Musk, and Patrice Motsepe to lure investors.

Don’t be fooled by a car salesman into thinking that you have to pay for a so-called after-market warranty when buying a car that no longer has the manufacturer’s warranty.