Drowning in debt, feeling financially lost, or unsure how to build real stability in your 20s? Karlesha V. Hewitt — attorney, financial literacy educator, and founder of WisdomChild Consulting & Money Talks Academy — shares her powerful journey of paying off nearly $60,000 in debt in just two years.
In this eye-opening episode of Conversations with Sekani, she reveals the money mistakes many young adults make, why a good credit score doesn’t equal financial health, and practical habits to build wealth, confidence, and long-term freedom. Perfect for anyone ready to take ownership of their money and future.
**Key Highlights:**
- How she accumulated $60K in debt despite being responsible
- The mindset shift that changed everything
- Common financial myths young people believe
- Practical habits for budgeting, saving, and growing money
- Why financial literacy is essential for every young adult
Connect with Karlesha Hewitt
Website:https://www.wisdomchildconsulting.com/
LinkedIn:https://www.linkedin.com/in/karleshavhewitt/
Instagram:https://www.instagram.com/wisdomchildconsulting/
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Chapters
0:00 - Intro & Welcome
1:45 - Early Years & Childhood Money Lessons
5:20 - Family Influence & Money Conversations Growing Up
8:10 - What Success Looked Like as a Teen
11:30 - Entering Her 20s: Career Path & Financial Habits
15:45 - How She Accumulated $60K in Debt
19:20 - The Turning Point & Mindset Shift
23:10 - Biggest Money Mistakes in Her 20s
26:50 - What She's Doing Now: WisdomChild Consulting
30:40 - Common Money Struggles Across Different Groups
34:15 - Biggest Financial Myths Young People Believe
38:05 - Practical Habits for Building Wealth
42:30 - Advice for Young Adults Feeling Overwhelmed by Debt
46:20 - Future Vision & Legacy
49:10 - Rapid Fire Questions
52:40 - Final Advice & Closing Takeaways