With all the events of the past few months, there is a lot to take in. There is also a lot that could help lead to your long-term financial success. Yes! Even in times like this.

In these volatile, uncertain, unprecedented, and (quite frankly) scary times, how do you add some stability to your financial life, or even your life in general?

If properly positioned, downturns in the market can present great opportunities. Moving to strategies that are more aggressive or depositing additional funds in downturns can mean buying at prices that are at a great value, or “on-sale”.

Why do we need safe money? Emergencies, day-to-day expenses, sanity.

If you follow the 4% rule and are able to cover your bills, but then the market falls 50%, your bills do not fall 50% to match your asset base. Therefore, you now experience Sequence Risk and lock in gains with an even larger percentage of your portfolio.

Your withdrawal rate is different from the rate of return. Rate of return is how much money the money you have invested makes. Withdrawal rate is removing money from the account and from the potential to make any further returns. Listen to Ron Courser discuss this and more in this week's episode of A Course to Retirement.

We are hearing a lot about the Coronavirus and its effects on the global economy. It is always a risk that something like this will come out of the left-field, upset the markets and create volatility.

You can choose to “shelter” your investment and retirement assets under one of three possible “umbrellas” - Taxable (non-qualified), tax-deferred (Traditional IRA’s and 401(k)’s), or tax-free (Roths & certain life insurance).

On this episode of A Course To Retirement with Ron Courser, Ron talks about how to prepare for those unexpected financial surprises .

As we wrap up the year, on this episode we go over 149 things you wanted answers for when it comes to your financial plan.