Are You Prepared for Longevity Risk in Retirement?

It’s a fact – people are living longer.  And many can underestimate how much money they’ll need to make their retirement last their entire lifespan.  In this episode of Countdown to Retirement, Gregg Macinnis talks about what’s in his longevity ‘toolbox,’ including guaranteed income, ‘safe’ money outside the market, tax planning and long-term care considerations.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

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Can I Retire This Year?

It’s one of the biggest questions that people ask when they hit their 60s – can I retire this year?  But answering takes a thorough examination of your assets.  In this episode of Countdown to Retirement, Gregg MacInnis explains what boxes he checks off to determine whether it’s possible and touches on how he helps the transition from a saving mindset to spending comfortably in retirement.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

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When It Comes to Social Security, Don't Panic - Plan It

Within ten years, Social Security's Trust Fund is expected to run dry.  If Congress does nothing, benefits could be cut as much as 20 percent.  No wonder so many are claiming Social Security early at age 62 even though that leads to lower monthly checks.  In this episode of Countdown to Retirement, Gregg MacInnis explains strategies you can use to help off a possible shortfall and maximize benefits.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

When Should You Make the Move to a Roth Conversion?

The most thrilling part of a horse race is the homestretch when you need to make your move before the finish line.  It’s like taxes in retirement.  In this episode of Countdown to Retirement, Gregg MacInnis talks about the advantages of a Roth conversion in which you pay taxes now and withdraw the money tax-free later.  And even more important, when to make that move.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Legacy Planning Take Aways from the Deaths of Gene Hackman and His Caregiver Wife

We all were saddened by the shocking deaths of actor Gene Hackman and his caregiver wife Betsy.  In this episode of Countdown to Retirement, Gregg MacInnis talks about the legacy planning strategies we can learn from the tragedy.  Caregivers who look after loved ones can also suffer when it comes to their own retirement planning.  And Gregg talks about the importance of wills to keep things out of probate.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Listen to This Before You Attend a Steakhouse Retirement Seminar

Those who reach retirement age are often flooded with invites to retirement seminars at a restaurant.  But not all seminars are created equal.  In this episode of Countdown to Retirement, Gregg MacInnis tells us what warning signs to watch out for and how his seminars are intended to educate, not sell any investment products.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Retirement is Complicated – Why Not Hire a Financial Advisor?

There are so many complexities about retirement – how to stack your 401(k), when to claim Social Security and what investments to make in the market.  It can be overwhelming!  In this episode of Countdown to Retirement, Gregg MacInnis explains how choosing the right financial advisor can not only help make things simpler but also take into account options you may not have considered.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

How the Three Stages of Your Financial Life Can Drive Your Retirement

Did you know there are three stages to your financial life?  They are called accumulation, preservation and distribution.  The first two – saving and safeguarding money – feed into the third, which funds your retirement.  In this episode of Countdown to Retirement, Gregg MacInnis explains how he can help you stay on track throughout all three stages so there’s a better chance you won’t run out of money.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Don’t Hire the Wrong Financial Advisor

Hiring a financial advisor is one of the most important decisions you will make in the years leading up to retirement.  And sometimes the person you find doesn’t work out in the long run.  In this episode of Countdown to Retirement, Gregg MacInnis runs down possible red flags that you may have hired the wrong person and what to consider when seeking a second opinion.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Creating a Clear Retirement Roadmap

Do you get irritated when another driver doesn’t use their turn signal?  The same can be true in your retirement planning.  In this case, your turn signal begins with a retirement vision with many details to follow.  In this episode of Countdown to Retirement, Gregg MacInnis brings up four important points to reach that goal.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.