Countdown to Retirement with Gregg MacInnis

Have You Scheduled Your End-of-Year Financial Review?

There’s no doubt you’ll probably put something off until after the holidays. But in this episode of Countdown to Retirement, Gregg MacInnis explains why your end-of-year financial review shouldn’t be one of them. It’s a chance to look at what’s changed and, even more important, what opportunities may be ahead in 2027.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

https://gmacfamilyfinancial.com/

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Helping People Retire Is a Family Affair

After a career as a CPA and 21 years as a stay-at-home mom, Janet MacInnis found a new calling: helping people retire. On this episode of Countdown to Retirement, Janet joins her husband Gregg MacInnis to share her journey to becoming GMac Family Financial’s certified investment advisor and how she helps clients make sure their investments can provide the income they need in retirement.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Retirement Brings a Whole New Set of ‘Tax Traps’

Taxes don't end when you retire. In many ways, retirement creates a new set of tax challenges that can reduce the income you actually get to keep. On this episode of Countdown to Retirement, Gregg MacInnis looks beyond this year's tax return and shares strategies to help turn potential tax traps into planning opportunities.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

The First Day of Retirement is Like Your First Day of School

With kids back in school, social media is filled with "first day" signs highlighting favorite teachers, activities and goals. On this episode of Countdown to Retirement, Gregg MacInnis explains why the first day of retirement deserves the same kind of thought. Before building a financial plan, he says it's important to have a clear vision for what you want retirement to look like.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Financial "Face-Plants" That Can Derail Retirement

Most people don't wake up in their 60s facing a retirement crisis. More often, it's a series of small financial stumbles that build over time. On this episode of Countdown to Retirement, Gregg MacInnis discusses common mistakes people make in their 50s and 60s, and how addressing them early may help keep retirement plans on track.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Is a Roth Conversion Worth It, Even If It Temporarily Raises Your Medicare?

A Roth conversion offers a simple tradeoff: pay taxes now and potentially enjoy tax-free income later. The catch is that a conversion counts as income, which can temporarily increase your Medicare costs through IRMAA. On this episode of Countdown to Retirement, Gregg MacInnis breaks down whether the long-term benefits can outweigh the short-term hit.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Watch Out for These Mistakes Leading Up to Retirement

The five years before retirement are critical. It should be the homestretch, yet many arrive there without a plan or try to handle everything on their own. On this episode of Countdown to Retirement, Gregg MacInnis runs down the five most common mistakes that can create tax surprises, income gaps and unnecessary risk.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Set the Right Pace in Your First Year of Retirement

Marathon runners know the start of the race matters. Go out too fast and you burn out. Fall too far behind and you're playing catch-up. It’s the same with retirement. On this episode of Countdown to Retirement, Gregg MacInnis explains how a coordinated income plan, a clear withdrawal strategy and a well-funded emergency reserve can help set the tone for a successful first year of retirement.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

Do You Have the Right Income Mix for Retirement?

When you retire, income can come from a variety of sources: Social Security, pensions, investments, annuities and even life insurance. But how do you put those pieces together in a way that can support a retirement lasting 30 or 40 years? On this episode of Countdown to Retirement, Gregg MacInnis explains how a coordinated income plan can help protect against obstacles like market volatility and tax risk.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.

How Planning Can Help Restore Retirement Confidence

Sometimes retirement looks great—until it's time to make the transition. That's when anxiety can creep in. The paycheck stops, expenses can be higher than expected and income gaps begin to appear. In this episode of Countdown to Retirement, Gregg MacInnis explains how a flexible retirement plan can adapt to life's changes, freeing people to focus on the fun part of retirement.

For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.

https://gmacfamilyfinancial.com/

See omnystudio.com/listener for privacy information.