Logan goes over some suggested strategies starting when you are five years away from retirement including building that emergency fund, paying off debt, creating a budget, and working with a professional.  The conversation also includes proactive tax strategies to consider such as utilizing life insurance, considering Roth options, partial in-service rollovers, and fixed-index annuities.

Logan covers that early stage when you first retire and what you should be considering with the goal of staying on track. Some suggested moves include managing your cash flow, finding a good balance between growth and income, and managing taxes.  What happens if you face retirement earlier than planned?  The conversation centers around assessing the financial impact, making sure you have health coverage, and shifting to that contingency plan.  Another topic on this podcast focuses on how strategies could differ if you retire single.

Logan discusses why some people feel they may need to delay their retirement start date.  Some reasons cited in a recent Gallup poll include insufficient savings, worry over taxes, too much debt, and not wanting to leave money on the table.  When factoring longevity, the reasons to adopt strategies to avoid running out of money in retirement become even more critical.  The discussion in this podcast focuses on avoiding using outdated rules, implementing good tax strategies, and watching your risk.

Logan, Bert, and Don cover tips to help maintain your spending power even when inflation is high.  They talk about doing an in-depth budget analysis and looking for spending power.  They also stress building in that income you can count on.  They also discuss steps in helping ensure you can maintain the lifestyle in retirement that you’ve been accustomed to.

Logan, Bert, and Don discuss how to approach a withdrawal rate in retirement in a safe manner.  They also look at good strategies to boost your savings in the financial red zone.  They stress to take longevity seriously, build that savings safety net, and to understand inflation and proper diversification.

What do you do and what can you do with that 401(k) when you retire?  That’s part of the discussion in this podcast.  Logan, Don, and Bert cover qualified distributions, The “Age 55” rule, whether or not to let it lie, and more.  Some baby boomers are considering working longer.  Why is that?  That’s also part of the discussion.

Logan introduces and answers some common questions asked by those near and in retirement.  The questions have to do with inflation, retirement income, and budgeting.  She also faces long-term care head on in discussing some good alternative strategies and tackles some retirement bad habits.