Crazy Insurance Lady (Breaks It All Down For You)

Getting denied life insurance can feel horrible, like there's something wrong with you. Well, there isn't, and getting denied for life insurance doesn't have to be the end of the world. You can still find coverage that will let you provide that much needed money to your family when they need it most - one you've passed.

Also in this episode are common reasons for denials, and options so you can avoid all that unpleasantness in the first place. 
3:50 the concept of risk in life insurance
6:55  Age as a risk factor
8:38 Health issues as risks
12:12 Lifestyle choices as risks
15:22 Six options for getting life insurance anyway

Check out this week’s Crazy Insurance Lady Podcast. Email me, follow me on Facebook, leave a comment, tell 3 friends, and SMASH! that subscribe button!

[email protected]
also on Facebook: Crazy Insurance Lady


#Denied #LifeInsurance #Hobbies #Dangerous #Employer #Risk #Health #SecondChances #Insurance 

After the long year of COVID shutdown, we are all letting it all hang out, getting together to enjoy each other!  

If you intend to throw a party this Summer, or Winter, or anytime, really, be sure to listen to this podcast to find out how, if you are serving COLD drinks to your friends, you do not end up in HOT Water. What are we talking about? How YOU might be on the hook for damages your guests cause, even AFter they leave your party! 

Check out this week’s Crazy Insurance Lady Podcast. Email me and follow me on Facebook. And SMASH! that subscribe button!

[email protected]
also on Facebook: Crazy Insurance Lady


#Party #Alcohol #Host #Drinks #DrunkDriving #IsItYourFault #Liquor #Liability #Insurance #Underage #PartySeason #Social  #Tips #Bartender #DesignatedDriver #Uber #Taxi #Precautions #Accident #HomeOwner #Renter #Intoxicated #Beer #Wine #SeatBelt #GoodTimes #Summertime 

Auto Insurance. We all have to have it. Or do we? It just covers accidents. Or does it? Listen to this episode to learn 6 things about your auto policy I bet you didn't know. Renting a car? Listen to this episode. Drive for Uber/Lyft or deliver pizzas? Listen to this episode. Drive down dark country deer-filled roads? Drive a car?!?! Definitely listen to this episode. 

Email me ([email protected]) or check me out on Facebook (Crazy Insurance Lady) - let me know what you think about these episodes. Is there an insurance questions burning a hole in your pocket? Tell me!  

Subscribe to this podcast, and tell 2 of your friends. Good news gets better when it's spread around!

#AutoInsurance #Auto #Deer #Uber #Lyft #Pizza #Insurance #GAPCoverage #ExtraBenefits #BorrowTheCar #RentalCar #DeerStrike 

Having difficulty getting a loan? Have a life insurance policy? Maybe you can marry the two together to get what you want!

Today's episode explains how you might use a life insurance policy as collateral against a loan, to fund your future and your goals. And, using a life insurance policy as collateral against a loan has TWO very important benefits - helps you get the loan money you want/need, AND protects your family/beneficiary at the same time! Check out this very important episode.

Be sure to send any questions or comments you may have to me at [email protected]. or NEW! Visit my Facebook page, search Crazy Insurance Lady.


#Insurance #Education #PlainSpeak #English #Success #Information #BetterLife
#Security #Protection #Funny #Women #Men #Family #FutureIsBright #Future #AfricanAmerican #Collateral #Loan #Beneficiary #Assignment #Facebook #Email #Lender #Loan #LifeInsurance #Policy #Finance #SelfFinance #BabyPodcast

This week we take a breather as we adjust to new events in life, and will rejoin you next week, with another fresh episode. Heads up: This podcast will be moving to an every-other week publishing schedule.

As always, feel free to write in your insurance-related questions, and/or comments if you've become a fan of this podcast. [email protected]

See you next week.

#Insurance #Education #PlainSpeak #English #Success #Information #BetterLife
#Security #Protection #Funny #Women #Men #Family #FutureIsBright #Future

Today's episode goes over how someone actually gets an insurance policy. We'll discuss the major players in this game, including your responsibilities. We'll talk about the Customer Service Rep (2:48), the Agent themselves (5:20), how to know if you are working with a legitimate agent (6:55), bad joke  (9:28), and the hidden underwriter (12:24). 
This is a general overview of how any policy goes from being an idea to actually being in your pocket.

If you enjoy these podcasts, please SUBSCRIBE, tell your friends, and please, let me know. Contact me at [email protected]

#Insurance #HowInsuranceWorks #Safety #Explanation #Free #Women #Men #Coverage #Protection

This episode of Crazy Insurance Lady focuses on teeth, dentists, hygienists... dental insurances, discount programs, and how to get no or low cost dental care. All of it we're discussing today in this episode. We'll outline how dental insurance works. Well discuss a bit about dental discount programs, and finish with where one can go to get dental care with little to nothing out of pocket. And, of course, a little levity at the end. Thank you for checking it out.

If you enjoy these podcasts, are learning a thing or two, would like me to help you find coverage, or if you have questions, please let me know.

1CrazyInsurance [email protected] 

CORRECTION: The deadline to enroll for healthcare is AUGUST 15, 2021. It is incorrectly stated in this episode as May 15. The Correct deadline is AUGUST 15. I apologize for the incorrectly stated date.

Changes made to the Affordable Care Act health insurance plans, (aka Obamacare and Marketplace plans) mean that almost everyone will now pay LESS per month for their health insurance plans, effective April 01, 2021. 

The Marketplace was RE-opened  to anyone who doesn't have insurance, through May 15. So if you are uninsured. This episode is a must listen. If you were denied insurance or subsidies last year because they said your income was too high, this is a must listen to for you, too. 

Learn if you  1) may qualify for more money to help you pay for your insurance, 2) can enroll in a plan if you are currently UN-inusred, and 3) now qualify to get a plan, whereas last year they said you earned too much for that. AND, you may also qualify for help paying your plan.

This is important information. Deadline for most people to apply or re-apply, August 15, 2021. 

In part one of this episode about renter's insurance, we learned about the coverages, the protections a basic BASIC renter's policy provide. This part 1B takes over where we left off, discussing the 2 other MAJOR protections a basic policy has included, and then talking about ways you can make this really very good basic policy... even better.

Please hit subscribe and let me know how this information is coming across to you. Are you diggin' it? After hearing this information are you maybe going to go GET some renter's insurance? Let me know. drop me a line at [email protected]. After you hit subscribe, that is!