When you’re reconnecting with your credit after some time apart, there may be information that’s been reported in the meantime that you want to address. But how do you go about correcting information you have a right to confirm looks as it should? Discover how you can follow up with account information you don’t recognize or personal identification data that isn’t right. What comes next depends on just what you’re seeing.

Ever wonder how different your life might be if you had all the confidence in the world in your finances? Comparing your credit score to ranges of others can offer you that kind of information, and certain scores can offer even more knowledge. FICO® Scores are just some of those types of scores. Popular with lenders, when you consult your FICO Score, there’s a strong likelihood that your next lender is seeing your information the same way. Interested to learn more? Listen in and discover the value of knowing your FICO Score, and working to enhance your credit confidence.

It's one of the worst and most pervasive myths about credit: that checking your own credit damages your credit scores. While it's often true that the best lies are rooted in truth, there's simply none to the idea that looking in on your own credit harms it. How would you ever be able to track your progress to meet credit goals, or be knowledgeable before making a major purchase where you'll need to be informed about your credit, like a new vehicle or next home purchase? It's almost laughable, but unfortunately it's a common misconception that many people believe to be true. Learn the real facts and set your sights on credit goals you can track.

For some, tax time means going back to a shoebox of loose receipts they’ve tossed in as the months flew by. Now that it’s time to revisit those expenses, make sure you’re including everything that qualifies for you – and that you’re evaluating how to get better set up for next year. Don’t fear the shoebox – make it work for you!

Preparing to embark on a new job search means you'll polish up all the ways that businesses evaluate their new candidates. But you probably aren't considering your credit information as one of those things that new employers can see. While they can't access it without your knowledge and permission, your credit information gives potential employers a peek into how you've been keeping up with your financial responsibilities over time. They may be interested in looking that over before they give you the keys to their kingdom, especially in industries like finance, or at levels that are senior executive or above where you may have profit and loss sheet responsibility. It's not often the first step in their review process, but confirm that your credit information appears as you think it should early on, so it doesn't become a last-minute surprise that ends up costing you a great opportunity later.

It’s one of the most common misconceptions about credit that persist today: many people think they have just one credit score. However, it’s simply not the case. The reality is that there are hundreds of different credit scoring models that can process the information in your credit report that a credit score can consider in its calculation. If that’s surprising to you, it may be time to give a listen and grow your knowledge about credit scores a bit. Knowing more about the different types of credit scores available to you and your prospective lenders can help you identify which will be important to keep track of as you work towards your next financial goal.

When your credit scores are good, you're on the right track with your credit behaviors. When they're excellent, it tells lenders that credit isn't just something you know about, it's a personal priority and a goal you've worked to realize. When your scores are next-door to excellent, you might wonder what it really is that can separate them from that upper tier. For nearly all of us, there are factors that are either helping or hurting our credit scores. Discover a few ways that may help you neutralize some of the score factors that could be holding you back from reaching that next level. When it's your credit goal to reach the excellent level, you've got to have a road map to success. See the changes that can help you chart yours.

Ever wondered if it’s possible to entirely prevent credit card fraud? Confirm you’re doing all you can to keep your card information secure and private especially when you’re on the move. Remember: fraudsters can do just as much damage with your card information as with the card itself, so lock those numbers down!

If you’re not sure where you’re going, how do you get there? Your credit works the same way. Once you know what a good FICO Score is considered to be, you can see where your Score lands, and figure out where you want it to be if it’s not quite there. Learn how far it is to get your Score from good to great – and more!

The beginning of the year is a great time for choosing to get serious about your credit. With a chance to reset after the frenzy of holiday shopping and before tax prep requires your time, make sure that you’re starting simple as you work to learn more about what makes your credit tick, and how it can impact your finances overall.