Summer’s almost here, but that doesn’t mean you should take your foot off the financial gas pedal. In this episode, I talk about credit card debt – how it happens, how to handle it, and how to keep it from coming back.

I’ll discuss the psychology behind overspending, the role of behavior in financial planning, and why compounding interest can work for you or against you. I also explain the two most common debt repayment strategies, the avalanche and snowball methods, and when it makes sense to consolidate debt.

And there’s more! How about some tips on staying debt-free, building an emergency fund, and using credit cards responsibly? Whether you’re in debt or just want to avoid it, I'm passing along the tools you need to keep your finances moving forward.

Keep CAPitalizing!