With the goal of providing customers with exclusive discounts and fantastic rewards, Citibank offers a straightforward credit card called the Citi Rewards Credit Card.While the Axis Bank Magnus Credit Card is a premium credit card, customers can benefit from a number of opulent amenities with this card, including concierge services, discounts at upscale hotels and resorts, meals, and much more. 

For more information visit: https://cardinsider.wixsite.com/cardinsider/post/citi-bank-rewards-vsaxis-bank-magnus-credit-card

Citibank Rewards Credit Card

You can use the Citi Rewards credit card if you frequently indulge in shopping and travelling. This card offers discounts at partner restaurants and you can earn reward points every time you swipe your card. The joining fee or annual fee for the Citibank Rewards Card will be communicated to you at the time of sourcing

Axis Bank Magnus Credit Card

Axis Bank comes with Magnus Credit Card which you can avail to enjoy various rewards and benefits. You can easily apply for Axis Bank Magnus Credit Card by either applying for it on the official website of Axis Bank or visiting the nearest branch of the bank to apply for the credit card.

Both cards have their own features and benefits, we have given the differentiation between these two on basis of their benefit and features

For more information refer to: https://karannegi.wixsite.com/creditguide/post/icici-platinum-chip-vs-coral-credit-card

ICICI Platinum Chip Credit Card:

ICICI Platinum Chip Credit Card is a lifetime free credit card and is a great option for those who are new to credit and want to build their credit score. The card offers various benefits, such as reward points, dining discount, fuel surcharge waiver and more. Read on to know more about ICICI Bank Platinum Chip Credit Card.

Features and Benefits

You earn two reward points every time spend ₹100 on all retail purchases other than fuel

Get discounts starting at 15% at over 2,500 participating restaurants across 12 cities in the country.

ICICI Bank Coral Credit Card:

ICICI Coral Credit Card is a card from the ‘gemstone collection’ of ICICI Bank. These cards can be availed in Visa and Mastercard variants. You can enjoy benefits on shopping, travel and movie spends on this card. Complimentary lounge access is also offered.

Features and Benefits

The upper limit on PAYBACK Points is 10,000 per annum.

A cardholder can get 2 PAYBACK points on every purchase of Rs.100. This offer is valid for payments excluding fuel.

There is no denying the fact that with the advent of credit cards, life has become easier for individuals with regard to availing things and paying for it at a later date. As such, it has become an indispensable part of an individual's life. The use of credit card has varied with the passing of years and is currently regarded as one of the deciding factors of a good credit score.

For more information refer to: https://vanshka602.blogspot.com/2022/09/how-to-get-credit-card-without-cibil.html

What is a CIBIL Score?

CIBIL score is nothing but an indicator of an individual’s creditworthiness. It is a three-digit number that is determined on the basis of your credit history found in the Credit Information Report that comprises records related to your loan repayments or your credit card payment. 

Minimum Cibil Score Required To Avail A Regular Credit Card

To have a good CIBIL score, it is always better to have a number that is close of 900. Ideally, a good CIBIL score for a individual falls in the range of 700 and above

To Get A Credit Card Without Cibil Score

To get a regular credit card without having a CIBIL score, an individual can try doing the below mentioned things:

Get a secured credit card

Get an add-on credit card

Credit card against savings account

Avail a prepaid credit card

Today, credit cards are divided into a number of categories. When it comes to earning reward points and discounts, each Category has a unique role. Fuel credit cards, travel credit cards, lifestyle credit cards, and the list goes on, are all available today. One of the extensively used credit card categories that is well-liked by individuals of all ages is shopping credit cards. Due to the rising demand for the cards, several prestigious Indian banks began providing a variety of shopping credit cards.

For more information read: https://cardinsiderin.wordpress.com/2022/08/09/are-shopping-credit-cards-worth-it/

Top Shopping Credit Card:

SBI SimplySave Credit Card

Kotak Essentia Platinum Credit Card

Kotak Delight Credit Card

Axis Bank Neo Credit Card

Benefits of Shopping Credit Cards:

Cashback: When used at specific fashion retailers and online stores, these cards offer specialised cashback.

Add-on Benefits: If you wish to carry fewer credit cards and desire a single credit card with all the capabilities, add-on features can be useful.

Shop when Traveling: Some card issuers provide the option to allow credit cards for international payments, making them appropriate for online and offline global purchasing.

RuPay offers a range of credit card variants that give cardholders the option to choose a card as per their needs and requirements. RuPay credit cardholders also get a number of deals and offers to make its use more convenient.

RuPay Credit Cards are currently available in three variants - RuPay Classic, RuPay Platinum, and RuPay Select.

For more information refer to: https://www.edocr.com/v/zn1oxq46/Cardinsider/top-best-rupay-credit-cards

Best RuPay Credit Cards:

PNB RuPay Select Credit Card:  The RuPay Select Credit Card by the Punjab National Bank caters to a wide range of customers who indulge in shopping online, travelling and dining frequently.

Union Bank of India RuPay Credit Card:  Union Bank was the first bank to launch RuPay credit cards in association with NPCI. It provides two variants of these cards – Platinum and Select. 

Shaurya SBI RuPay Credit Card:  SBI Card has launched Shaurya SBI Card and Shaurya Select SBI Card for the defence personnel.Cardholders will earn bonus reward points on Canteen Stores Department (CSD), Dining, Movies, Departmental Stores, and Grocery Spends. 

The OLA Money SBI card is a co-branded credit card offered by the State Bank of India in partnership with OLA cabs. This card is curated for the people who travel regularly by cabs and offers a wide range of benefits such as reward points on OLA spends.The users of Ola Money SBI Card will get 7% cashback on all Ola rides, 10% cashback on hotel bookings, 5% cashback on flight bookings and 1% cashback on every other spend. Here are a few of the key highlights regarding this credit card

For more information refer to: https://cardinsider.mystrikingly.com/blog/benefits-of-ola-money-sbi-credit-card

Benefits of Ola Money SBI Credit Card:

OLA Ride:  On all your spends made on OLA, you will receive 7% reward points. Rewards points accumulated will be credited to your OLA Money Wallet.

Travel Benefit: On all your domestic hotel bookings made on Cleartrip, you will receive a cashback of up to 10%. 6% cashback will be given to you for all your international hotel bookings made on Cleartrip.

Ola Money SBI seems to be a good card for Ola customers or perhaps if you are looking for your first credit card. Another good thing about this card is its in-app feature through which you can apply and track your credit card expenditures with the Ola Money application itself.

It is difficult to ignore the convenience of a credit card. It is not only a safer option compared to cash transactions, but also offers benefits in the form of rewards or cash-back options.The simplicity of cash back credit cards can be appealing to many. But credit cards that offer points are tempting because they can help you land that dream vacation more quickly.

For more information, refer to: https://www.recablog.com/cashback-credit-cards-vs-reward-credit-cards/

Cashback Credit Cards

Cashback is the simplest form of benefit a credit card can offer. You spend money and you get real value back, instead of earning rewards and later redeeming them for cash, vouchers or other items. There are several cashback credit cards in India, most of them offering extra cashback on select spending categories.

Best Cashback Credit Card that are available are as follow:

Axis Bank ACE Credit Card

Citi Cashback Credit Card

Standard Chartered Manhattan Platinum Credit Card

Reward Credit Cards

Rewards credit cards offer the primary advantage of reward points programs and their redemption options. The reward points help you save your hard-earned money and give you the best experience of using a credit card.

Some of the common Reward Credit cards that are available are as follows:

SBI SimplyCLICK Credit Card

SBI Card PRIME

IDFC FIRST Select Credit Card