As student loan repayments resume after a four-year pause, millions of Americans are feeling the financial strain and so are businesses. In this episode of Credit in Focus, host Carrie Coker, Senior Director of Market Planning, Servicing and Recovery, is joined by Andrea Bell and Andrew Henderson to unpack the ripple effects of student loan obligations on consumer behavior and credit risk management. 

If you’re a collections leader or credit risk professional, this episode delivers practical insights to help you navigate a rapidly changing environment. Tune in to learn how to refine segmentation, optimize workflows, and protect your portfolio as student loan repayment reshapes the credit landscape. Learn More at: Collections & Recovery: Collections Solution.

DISCLAIMER: The information provided in this podcast is for informational purposes only and is not intended to and shall not be used as legal advice. The views and opinions expressed in this podcast are solely those of the speakers and do not necessarily reflect the views or positions of LexisNexis Risk Solutions. LexisNexis Risk Solutions does not warrant that the information provided in this podcast is accurate or error-free.

LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Other products and services may be trademarks or registered trademarks of their respective companies. Copyright© 2025 LexisNexis Risk Solutions.

In this episode, Zach Tondre (US) and Neil Allen (UK) dive into the global challenge of financial inclusion, especially for consumers who are new to credit.  From unbanked populations to young adults aging into credit, they explore the barriers that prevent access to financial systems and the opportunities that lie in alternative data. Hear real-world stories, market insights and how lenders can tap into hidden potential to drive growth and inclusion. 

Visit risk.lexisnexis.com to learn more about how alternative data can help improve credit risk decisioning at every stage of the customer lifecycle and to download the Financial Inclusion for the New to Credit ebook and supporting assets.

DISCLAIMER: The information provided in this podcast is for informational purposes only and is not intended to and shall not be used as legal advice. The views and opinions expressed in this podcast are solely those of the speakers and do not necessarily reflect the views or positions of LexisNexis Risk Solutions. LexisNexis Risk Solutions does not warrant that the information provided in this podcast is accurate or error-free.

LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Other products and services may be trademarks or registered trademarks of their respective companies. Copyright© 2025 LexisNexis Risk Solutions.

In this episode, Kevin King, VP of US Credit Risk & Marketing Strategy, and Kim White, Senior Director of North America Fraud & Identity, dive deeper into the complex world of first-party fraud, building on insights from Season 1. They explore how early payment defaults (EPDs) can mask first-party fraud and why distinguishing between identity and intent-based behaviors is critical for lenders and risk managers. 

The episode features a case study using clustering analysis to profile EPD drivers and offers actionable strategies for isolating fraud entry points and applying friction intentionally. You’ll also learn:

• Why early-stage defaults are a key signal of first-party fraud
• How to differentiate between identity theft, synthetic identity and identity manipulation
• How to design smarter, targeted defenses that balance loss prevention, customer friction and operational efficiency

Visit risk.lexisnexis.com for more information on credit risk and fraud and identity solutions from LexisNexis Risk Solutions.

DISCLAIMER: The information provided in this podcast is for informational purposes only and is not intended to and shall not be used as legal advice. The views and opinions expressed in this podcast are solely those of the speakers and do not necessarily reflect the views or positions of LexisNexis Risk Solutions. LexisNexis Risk Solutions does not warrant that the information provided in this podcast is accurate or error-free.

LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Other products and services may be trademarks or registered trademarks of their respective companies. Copyright© 2025 LexisNexis Risk Solutions.

Jim Kraus, Vice President & Principal at KS&R moderates a conversation with Hemant Deulkar, Senior Director of Market Planning and John McWilliams, Director of Consultative Solutions at LexisNexis Risk Solutions about the findings from a survey of 150 professionals responsible for customer acquisition strategy at financial institutions across the United States.

In this episode, you will learn:

• Why data and compliance challenges are hindering customer acquisition
• How financial performance is shaping customer acquisition strategies
• Why financial institutions are increasing their marketing data investments

Visit risk.lexisnexis.com to learn more about our customer acquisition solutions and to download the 2025 US Financial Institution Customer Acquisition Report and supporting assets.

DISCLAIMER: The information provided in this podcast is for informational purposes only and is not intended to and shall not be used as legal advice. The views and opinions expressed in this podcast are solely those of the speakers and do not necessarily reflect the views or positions of LexisNexis Risk Solutions. LexisNexis Risk Solutions does not warrant that the information provided in this podcast is accurate or error-free.

LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Other products and services may be trademarks or registered trademarks of their respective companies. Copyright© 2025 LexisNexis Risk Solutions.

In this episode, Amy Crawford, Senior Director of Market Planning, and Kristin Carlson-Vinjamuri, Senior Data Scientist at LexisNexis Risk Solutions, dive into exclusive data from LexisNexis Risk Solutions revealing key shifts in the small business credit landscape including a spike in credit inquiries, rising charge-offs among small businesses, changing lender behavior across industries and more. Are these trends signs of economic resilience or early warnings of financial strain? Join us for a data-driven discussion tailored for risk professionals, lenders and business leaders seeking clarity in uncertain times. For more information on our small business credit risk solutions, click here. 

DISCLAIMER: The information provided in this podcast is for informational purposes only and is not intended to and shall not be used as legal advice. The views and opinions expressed in this podcast are solely those of the speakers and do not necessarily reflect the views or positions of LexisNexis Risk Solutions. LexisNexis Risk Solutions does not warrant that the information provided in this podcast is accurate or error-free.

LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Other products and services may be trademarks or registered trademarks of their respective companies. Copyright© 2025 LexisNexis Risk Solutions.

In our season 2 premier mini-sode, Carrie Coker-Aivaliotis, Senior Director of Servicing and Recovery, Denise Cross, Director Consultative Services for LexisNexis Risk Solutions, and Missy Meggison, General Counsel and Director Auriemma Roundtables, discuss how bankruptcy filings are rising, but debt settlement is growing even faster. We explore how these trends are reshaping collections, compliance, and consumer engagement. Learn how tech, regulation, and economic pressures are driving change—and what you can do to stay ahead.

Auriemma Roundtables supports Collections leaders with peer forums, benchmarking data, and industry resources. To learn more, visit: https://roundtables.us/collections/

DISCLAIMER: The information provided in this podcast is for informational purposes only and is not intended to and shall not be used as legal advice. The views and opinions expressed in this podcast are solely those of the speakers and do not necessarily reflect the views or positions of LexisNexis Risk Solutions. LexisNexis Risk Solutions does not warrant that the information provided in this podcast is accurate or error-free.

LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Other products and services may be trademarks or registered trademarks of their respective companies. Copyright© 2025 LexisNexis Risk Solutions.

In this episode, we’re joined by Robert Schrimpf, Director of Market Planning, and Craig Stokum, Senior Director of Sales, as they unpack the evolving dynamics of credit risk in the automotive industry. From the growing influence of alternative data to changing consumer behaviors and the push toward a seamless omnichannel car buying experience, this conversation offers valuable insights for lenders, dealers, and industry professionals alike.

Discover how leveraging new data sources can enhance traditional credit assessment strategies and help you stay ahead in a rapidly shifting market.

🔗 Learn more at risk.lexisnexis.com

DISCLAIMER: The information provided in this podcast is for informational purposes only and is not intended to and shall not be used as legal advice. The views and opinions expressed in this podcast are solely those of the speakers and do not necessarily reflect the views or positions of LexisNexis Risk Solutions. LexisNexis Risk Solutions does not warrant that the information provided in this podcast is accurate or error-free.

LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Other products and services may be trademarks or registered trademarks of their respective companies. Copyright© 2025 LexisNexis Risk Solutions.

Wesley Smith, Senior Director of Strategy for International Credit Risk, Mauro Villarreal, Director of Market Planning for Global Digital Credit Decisioning and John McWilliams, Director of Consultative Solutions deep dive into why understanding credit risk in emerging markets is crucial for lenders in the broader financial ecosystem.  

They also discuss the challenge of assessing consumers with no financial footprint and innovative tools and approaches for better credit risk assessment.

Visit risk.lexisnexis.com to learn more about achieving credit risk clarity by enhancing existing assessment strategies with alternative data.

DISCLAIMER: The information provided in this podcast is for informational purposes only and is not intended to and shall not be used as legal advice. The views and opinions expressed in this podcast are solely those of the speakers and do not necessarily reflect the views or positions of LexisNexis Risk Solutions. LexisNexis Risk Solutions does not warrant that the information provided in this podcast is accurate or error-free.

LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Other products and services may be trademarks or registered trademarks of their respective companies. Copyright© 2025 LexisNexis Risk Solutions.

Join Brian Christein, Senior Vertical Solutions Consultant and Kristin Carlson, Senior Data Scientist at LexisNexis Risk Solutions as they discuss industry best practices for commercial underwriting strategies and small business commercial credit health trends.

Visit risk.lexisnexis.com to learn more about industry trends, customer strategies and insights into the business credit industry.

DISCLAIMER: The information provided in this podcast is for informational purposes only and is not intended to and shall not be used as legal advice. The views and opinions expressed in this podcast are solely those of the speakers and do not necessarily reflect the views or positions of LexisNexis Risk Solutions. LexisNexis Risk Solutions does not warrant that the information provided in this podcast is accurate or error-free.

LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Other products and services may be trademarks or registered trademarks of their respective companies. Copyright© 2025 LexisNexis Risk Solutions.

Michael Bernard, Senior Analyst for Retail Banking at Celent moderates a conversation with Carrie Coker-Aivaliotis, Senior Director of Market Planning for Servicing and Recovery, Denise Cross, Director of Servicing and Collection Solutions and Andrea Bell, Senior Solutions Consultant about the findings and takeaways from the survey results of 155+ professionals across first- and third-party collection teams that focused on the top challenges they are facing in the market and how our team works daily with our customers to resolve their servicing and recovery challenges.

Visit risk.lexisnexis.com to learn more about our servicing and recovery solutions and to download the State of Collections report and supporting assets.

DISCLAIMER: The information provided in this podcast is for informational purposes only and is not intended to and shall not be used as legal advice. The views and opinions expressed in this podcast are solely those of the speakers and do not necessarily reflect the views or positions of LexisNexis Risk Solutions. LexisNexis Risk Solutions does not warrant that the information provided in this podcast is accurate or error-free.

LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Other products and services may be trademarks or registered trademarks of their respective companies. Copyright© 2025 LexisNexis Risk Solutions.