Credit Repair Hangout

This is a Credit Q&A in the Hangout Episode where I pick one of your questions to answer during an episode

Today’s question is a good one as we have a guy trying to make up his mind of if he should tell his new girlfriend that he is working on repairing his credit or if he should keep it a secret..

Can’t wait to answer this one because I know he isn’t alone and the answer is going to help him and many others!

So come on in, kick back, and let’s unpack the answer to his question!

As mentioned in the episode you can get a copy of your credit report for just $1 with this link so you can get busy on your goals ⁠ https://linktr.ee/thecreditrepairhangout

My credit repair E Book if you need a step by step guide to fixing your credit on your own is also on the same link above

Some links mentioned in these episodes are affiliate links and I will get a small commission. But trust that I only mention products that I’ve personally used myself and have had great experiences with so I know they are trustworthy and I am confident they will help you the way they’ve helped me

About me: I am a Credit Repair business owner, Podcaster, and now YouTuber that will make episodes to help you improve your credit and financial situation so that you can live happier!

Follow my personal social media if you want to stay connected:

TikTok: @ehicksda1

Intro Music: Smile by JustCordell

This is podcast is for you if you've ever wanted to learn:

How to fix your credit on your own

How to get better at disputing items on your credit report

How to remove late payments

How to remove collection accounts

How to build credit

How to make repairing your credit easier

How to better manage your finances

How to get approved for cars

How to get approved for homes

How to get approved for credit cards

How to get approved for business funding

On today’s episode we are going over 3 credit repair tips that will stop collection accounts from destroying your credit score.. Even the ones that have been hurting your credit for years and years.. yeah those annoying ones!

So come on in, kick back, and let’s get you the credit repair tips you need to deal with collection accounts!

As mentioned in the episode you can get a copy of your credit report for just $1 with this link so you can get busy on your goals ⁠ https://linktr.ee/thecreditrepairhangout

The credit repair E Book is also on the same link above

Some links mentioned in these episodes are affiliate links and I will get a small commission.

But trust that I only mention products that I’ve personally used myself and have had great experiences with so I know they are trustworthy and I am confident they will help you the way they’ve helped me

About me: I am a Credit Repair business owner, Podcaster, and now YouTuber that will make episodes to help you improve your credit and financial situation so that you can live happier!

Follow my personal social media if you want to stay connected:

Personal Instagram: @2focused_e

TikTok: @ehicksda1

Intro Music: Smile by JustCordell

This is podcast is for you if you've ever wanted to learn:

How to fix your credit on your own

How to get better at disputing items on your credit report

How to remove late payments

How to remove collection accounts

How to build credit

How to make repairing your credit easier

How to better manage your finances

How to get approved for cars

How to get approved for homes

How to get approved for credit cards

How to get approved for business funding

If you’re tired of constantly feeling like you’re stuck in the same spot with your credit year over year..

If you’re tired of procrastinating and watching others repair their credit and live their best lives while all you can do is watch…

If you need some really simple motivation to finally get you moving (And Fast!) when it comes to repairing your credit…

Then this is the episode for you!

With that being said… come on in, kick back, and let’s get you the credit repair motivation you need!

As mentioned in the episode you can get a copy of your credit report for just $1 with this link so you can get busy on your goals ⁠ https://linktr.ee/thecreditrepairhangout

The credit repair E Book is also on the same link above

Some links mentioned in these episodes are affiliate links and I will get a small commission. But trust that I only mention products that I’ve personally used myself and have had great experiences with so I know they are trustworthy and I am confident they will help you the way they’ve helped me

About me: I am a Credit Repair business owner, Podcaster, and now YouTuber that will make episodes to help you improve your credit and financial situation so that you can live happier!

Follow my personal social media if you want to stay connected:

Personal Instagram: @2focused_e

TikTok: @ehicksda1

Intro Music: Smile by JustCordell

This is podcast is for you if you've ever wanted to learn:

How to fix your credit on your own

How to get better at disputing items on your credit report

How to remove late payments

How to remove collection accounts

How to build credit

How to make repairing your credit easier

How to better manage your finances

How to get approved for cars

How to get approved for homes

How to get approved for credit cards

How to get approved for business funding

Have you ever just gotten fed up with some of the scenarios that come with having bad credit?

Like riding around in a clunker wishing you could get approved for a new car…

Sitting at the car dealership for hours hoping and praying you finally get approved this time…

Or maybe always having to settle for the car that you really didn’t want because you just didn’t qualify the car you came for…

I’ve been there before too but the great news is you can make the decision at any time to change your situation and finally start getting approved for the cars you really want!

So, on this episode we unpack how to start where you are, really lock in on your credit, and get the approval you need for that new car before this year is over!

You can get a copy of your credit report for just $1 with this link so you can get busy on your goals ⁠ https://linktr.ee/thecreditrepairhangout

Some links mentioned in these episodes are affiliate links and I will get a small commission. But trust that I only mention products that I’ve personally used myself and have had great experiences with so I know they are trustworthy and I am confident they will help you the way they’ve helped me

About me: I am a Credit Repair business owner, Podcaster, and now YouTuber that will make episodes to help you improve your credit and financial situation so that you can live happier!

Follow my personal social media if you want to stay connected:

Personal Instagram: @2focused_e

TikTok: @ehicksda1

Intro Music: Smile by JustCordell

This is podcast is for you if you've ever wanted to learn:

How to fix your credit on your own

How to get better at disputing items on your credit report

How to remove late payments

How to remove collection accounts

How to build credit

How to make repairing your credit easier

How to better manage your finances

How to get approved for cars

How to get approved for homes

How to get approved for credit cards

How to get approved for business funding

I'm answering YOUR questions on this special Credit Q&A in the Hangout Episode and the question for today is "What does my credit score need to be to purchase a home in 2026?"

But I always keep it real so I have to break this down for you and really unpack what will go into getting you approved because the credit score is JUST 1 of the boxes you need to check. After this episode you will be fully prepared to get to work on getting that new home this year!

Correction from the episode.. It is 10% down now when you have a lower credit score! You will know which part of the episode I am talking about...

And after the episode if you still need additional help I’ve taken it a couple steps further and put together a Do it Yourself Credit Repair E Book as well to really help you take off with repairing your credit. 

With the E book you’ll get:

Step by step instructions to repair your credit 

Pre typed dispute letters that I’ve had great success with 

Email support from me in case you get stuck along the way 

And more…

Grab it here at the linktree further down

And as always come on in, kick back, and enjoy this episode!

Be sure to leave a review and let me know if you’re enjoying the podcast 

Things to do also to help your credit!

Check out the Credit Repair Hangout YouTube Channel with helpful credit repair videos

Get a copy of your 3 bureau credit report for just $1

Purchase every good dispute letter I ever sent for just $14.99 (Like the ones that got me tons of deletions for my credit repair business)

You can find the links to these helpful resources right here ⁠ https://linktr.ee/thecreditrepairhangout

Some links mentioned in these episodes are affiliate links and I will get a small commission. But trust that I only mention products that I’ve personally used myself and have had great experiences with so I know they are trustworthy and I am confident they will help you the way they’ve helped me

About me: I am a Credit Repair business owner, Podcaster, and now YouTuber that will make episodes to help you improve your credit and financial situation so that you can live happier! 

Follow my personal social media if you want to stay connected: TikTok: @ehicksda1

Intro Music: Smile by JustCordell

This is podcast is for you if you've ever wanted to learn:

How to fix your credit on your own

How to get better at disputing items on your credit report

How to remove late payments

How to remove collection accounts

How to build credit

How to make repairing your credit easier

How to better manage your finances

How to get approved for cars

How to get approved for homes

How to get approved for credit cards

How to get approved for business funding

It’s the new year so let’s cut the fluff this episode and give you exactly what you came for!

In this episode I’m going over the only 3 things you need to focus on that’s guaranteed to repair your credit in 2026!!!

And after the episode if you still need additional help I’ve taken it a couple steps further and put together a Do it Yourself Credit Repair E Book as well to really help you take off with repairing your credit.

With the E book you’ll get:

• ​Step by step instructions to repair your credit
• ​Pre typed dispute letters that I’ve had great success with
• ​Email support from me in case you get stuck along the way
• ​And more…
• ​Grab it here at the linktree further down
• ​

And as always come on in, kick back, and enjoy this episode!

Be sure to leave a review and let me know if you’re enjoying the podcast

Things to do also to help your credit!

• ​Check out the Credit Repair Hangout YouTube Channel with helpful credit repair videos
• ​Get a copy of your 3 bureau credit report for just $1
• ​Purchase every good dispute letter I ever sent for just $14.99 (Like the ones that got me tons of deletions for my credit repair business)

You can find the links to these helpful resources right here ⁠ https://linktr.ee/thecreditrepairhangout

Some links mentioned in these episodes are affiliate links and I will get a small commission. But trust that I only mention products that I’ve personally used myself and have had great experiences with so I know they are trustworthy and I am confident they will help you the way they’ve helped me

About me: I am a Credit Repair business owner, Podcaster, and now YouTuber that will make episodes to help you improve your credit and financial situation so that you can live happier!

Follow my personal social media if you want to stay connected: TikTok: @ehicksda1

Intro Music: Smile by JustCordell

This is podcast is for you if you've ever wanted to learn:

How to fix your credit on your own

How to get better at disputing items on your credit report

How to remove late payments

How to remove collection accounts

How to build credit

How to make repairing your credit easier

How to better manage your finances

How to get approved for cars

How to get approved for homes

How to get approved for credit cards

How to get approved for business funding

Have you ever felt like an entire year flies by and the goals you had set for the year just flopped?

Well what if I told you that it’s all because of 1 simple thing? And that thing is “CLUTTER”

But maybe not exactly the kind of clutter you’re thinking about…

So on this episode I’ll be talking about the kind of clutter that’s been slowing your credit and financial goals down and how to get it out of your life and finally WIN!!!

And after the episode if you need additional help I’ve taken it a couple steps further and put together a Do it Yourself Credit Repair E Book as well to really help you take off with repairing your credit.

With the E book you’ll get:

• ​Step by step instructions to repair your credit
• ​Pre typed dispute letters that I’ve had great success with
• ​Email support from me in case you get stuck along the way

And more…

Grab it here at the linktree further down

And as always come on in, kick back, and enjoy this episode!

Be sure to leave a review and let me know if you’re enjoying the podcast

And check out new video episodes on our YouTube Channel “The Credit Repair Hangout” ⁠We will be interviewing guests now so be sure not to miss these episodes where we dive deep!

Things to do also to help your credit!

• ​Listen to weekly episodes of our podcast “The Credit Repair Hangout”
• ​Get a copy of your 3 bureau credit report for just $1
• ​Purchase every good dispute letter I ever sent for just $14.99 (Like the ones that got me tons of deletions for my credit repair business)
• ​Download a copy of our Credit Booster Guide for First Time Homebuyers
• ​

You can find the links to these helpful resources right here ⁠ https://linktr.ee/thecreditrepairhangout

Some links mentioned in these episodes are affiliate links and I will get a small commission. But trust that I only mention products that I’ve personally used myself and have had great experiences with so I know they are trustworthy and I am confident they will help you the way they’ve helped me

About me: I am a Credit Repair business owner, Podcaster, and now YouTuber that will make episodes to help you improve your credit and financial situation so that you can live happier!

Follow my personal social media if you want to stay connected:

Personal Instagram: @2focused_e

TikTok: @ehicksda1

Intro Music: Smile by JustCordell

This is podcast is for you if you've ever wanted to learn:

How to fix your credit on your own

How to get better at disputing items on your credit report

How to remove late payments

How to remove collection accounts

How to build credit

How to make repairing your credit easier

How to better manage your finances

How to get approved for cars

How to get approved for homes

How to get approved for credit cards

How to get approved for business funding

I’m answering YOUR credit questions every week in the Credit Repair Hangout now so let’s slide into another Q&A episode with a great question from a loyal listener and that question is “Should I repair my credit or Should I file bankruptcy?”

If you’ve been on the fence confused because there is so much information and misinformation online about filing bankruptcy or the process of repairing your credit then this is the episode for you. Come on in and let’s talk about it!

Be sure to leave a review and let me know if you’re enjoying the podcast

And check out new video episodes on our YouTube Channel “The Credit Repair Hangout”

We will be interviewing guests now so be sure not to miss these episodes where we dive deep!

Things to do also to help your credit!

• ​Listen to weekly episodes of our podcast “The Credit Repair Hangout” a
• ​Get a copy of your 3 bureau credit report for just $1
• ​Purchase every good dispute letter I ever sent for just $14.99 (Like the ones that got me tons of deletions for my credit repair business)
• ​Download a copy of our Credit Booster Guide for First Time Homebuyers
• ​Get my DIY Ebook to repair your own credit

You can find the links to these helpful resources right here https://linktr.ee/thecreditrepairhangout

Some links mentioned in these episodes are affiliate links and I will get a small commission. But trust that I only mention products that I’ve personally used myself and have had great experiences with so I know they are trustworthy and I am confident they will help you the way they’ve helped me

About me: I am a Credit Repair business owner, Podcaster, and now YouTuber that will make episodes to help you improve your credit and financial situation so that you can live happier!

Follow us on social media:

Instagram: @thecreditrepairhangout

Personal Instagram: @2focused_e

TikTok: @ehicksda1

Intro Music: Smile by JustCordell

Ever feel like you’re just going through the motions everyday, stuck in the same position, and feeling like you’ll never be in a better credit situation?

Well if so, you’re not the only one and trust me that here at The Credit Repair Hangout you have found your people!

So on this episode I’ll be talking about how simply making the right “Shift” is going to make all ten difference in your credit repair journey.

And after the episode if you need additional help I’ve taken it a couple steps further and put together a Do it Yourself Credit Repair E Book as well to really help you take off with repairing your credit.

With the E book you’ll get:

• ​Step by step instructions to repair your credit
• ​Pre typed dispute letters that I’ve had great success with
• ​Email support from me in case you get stuck along the way
• ​And more…

Grab it here at the linktree further down

And as always come on in, kick back, and enjoy this episode!

Be sure to leave a review and let me know if you’re enjoying the podcast

And check out new video episodes on our YouTube Channel “The Credit Repair Hangout” ⁠We will be interviewing guests now so be sure not to miss these episodes where we dive deep!

Things to do also to help your credit!

• ​Listen to weekly episodes of our podcast “The Credit Repair Hangout”
• ​Get a copy of your 3 bureau credit report for just $1
• ​Purchase every good dispute letter I ever sent for just $14.99 (Like the ones that got me tons of deletions for my credit repair business)
• ​Download a copy of our Credit Booster Guide for First Time Homebuyers

You can find the links to these helpful resources right here ⁠ https://linktr.ee/thecreditrepairhangout

Some links mentioned in these episodes are affiliate links and I will get a small commission. But trust that I only mention products that I’ve personally used myself and have had great experiences with so I know they are trustworthy and I am confident they will help you the way they’ve helped me

About me: I am a Credit Repair business owner, Podcaster, and now YouTuber that will make episodes to help you improve your credit and financial situation so that you can live happier!

Follow us on social media:

Instagram: @thecreditrepairhangout

Personal Instagram: @2focused_e

TikTok: @ehicksda1

Intro Music: Smile by JustCordell

This is podcast is for you if you've ever wanted to learn:

How to fix your credit on your own

How to get better at disputing items on your credit report

How to remove late payments

How to remove collection accounts

How to build credit

How to make repairing your credit easier

How to better manage your finances

How to get approved for cars

How to get approved for homes

How to get approved for credit cards

How to get approved for business funding

Ever wondered how some people repair their credit effortlessly and get their lives back on track?

You see them in front of their brand new home they just closed on or at the car dealership purchasing a brand new car and thinking wondering how did they do it but I’m still stuck???

Well turns out that repairing your credit and getting your life back on track has a lot in common with a pilot flying an airplane… don’t worry I’ll dive into this and make it make sense!

So on this episode I’ll be showing you how to repair your credit like you’re an airplane pilot!

And after the episode if you need additional help I’ve taken it a couple steps further and put together a Do it Yourself Credit Repair E Book as well to really help you take off with repairing your credit.

With the E book you’ll get

• ​Step by step instructions to repair your credit
• ​Pre typed dispute letters that I’ve had great success with
• ​Email support from me in case you get stuck along the way
• ​And more…
• ​

Grab it here at the linktree further down

And as always come on in, kick back, and enjoy this episode!

Be sure to leave a review and let me know if you’re enjoying the podcast

And check out new video episodes on our YouTube Channel “The Credit Repair Hangout” ⁠We will be interviewing guests now so be sure not to miss these episodes where we dive deep!

Things to do also to help your credit!

• ​Listen to weekly episodes of our podcast “The Credit Repair Hangout”
• ​Get a copy of your 3 bureau credit report for just $1
• ​Purchase every good dispute letter I ever sent for just $14.99 (Like the ones that got me tons of deletions for my credit repair business)
• ​Download a copy of our Credit Booster Guide for First Time Homebuyers

You can find the links to these helpful resources right here ⁠ https://linktr.ee/thecreditrepairhangout

Some links mentioned in these episodes are affiliate links and I will get a small commission. But trust that I only mention products that I’ve personally used myself and have had great experiences with so I know they are trustworthy and I am confident they will help you the way they’ve helped me

About me: I am a Credit Repair business owner, Podcaster, and now YouTuber that will make episodes to help you improve your credit and financial situation so that you can live happier!

Follow us on social media:

Instagram: @thecreditrepairhangout

Personal Instagram: @2focused_e

TikTok: @ehicksda1

Intro Music: Smile by JustCordell

This is podcast is for you if you've ever wanted to learn:

How to fix your credit on your own

How to get better at disputing items on your credit report

How to remove late payments

How to remove collection accounts

How to build credit

How to make repairing your credit easier

How to better manage your finances

How to get approved for cars

How to get approved for homes

How to get approved for credit cards

How to get approved for business funding