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The Black Effect Presents... Money & Wealth with John Hope Bryant!

In this episode, John takes listeners on a journey through the past, present, and future of innovation—showing how artificial intelligence is reshaping every corner of our lives. From the horse-and-buggy era to the dawn of AI, John breaks down what this moment means for workers, entrepreneurs, and dreamers alike. He shares practical, real-world examples of how anyone can turn AI into income—from revamping small business websites to launching AI-powered tutoring and consulting services.

This isn’t a tech lecture—it’s a masterclass in empowerment. John reminds us that AI won’t replace your job; someone using AI will. Tune in for a crash course on how to rebuild your future, your business, and your community with the tools of tomorrow—today.

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In this episode, John shares the pivotal moments that shaped his mindset and fueled his rise from a kid in Compton to one of the most influential wealth-builders in America. John recounts the childhood experiences that taught him resilience, hustle, and the critical difference between making money and building wealth. You’ll hear how a nine-year-old’s curiosity about business transformed into a lifelong mission, ultimately leading to the founding of Operation HOPE and his commitment to empowering underserved communities with the tools to thrive. Packed with storytelling, real lessons, mindset gems, and the raw realities of growing up with limited resources but unlimited drive, this episode lays out the foundational principles behind John’s philosophy: wealth is a mindset—and anyone can learn to create it.

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On this episode, John breaks down one of the most misunderstood topics in financial culture today: the real difference between being rich and being wealthy. Drawing from personal stories, lessons from icons like Quincy Jones and Bishop T.D. Jakes, and decades of financial literacy work, John explains why “rich” is loud, temporary, and tied to contracts — while “wealth” is quiet, stable, and built on ownership, patience, and compounding.

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In this episode, John breaks down the economic realities behind the headlines — and what they mean for your wallet. While the U.S. remains the world’s strongest economy, warning signs are flashing: rising costs, slowing consumer confidence, cracks in real estate markets, and widening financial strain in working families — especially in Black America. John reveals the “canary in the coal mine” indicators most people are missing, explains why Wall Street and Main Street are telling two different stories, and highlights how artificial intelligence is reshaping the future faster than any previous economic shift. Most importantly, he gives you a practical game plan to not only survive potential downturns — but win in them. This episode is your blueprint for staying clear-eyed, confident, and prepared.

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In this episode, we trade boardrooms for the racetrack as John sits down with CEO and founder of Shopify, Tobi Lütke. Recorded trackside at Road Atlanta during Petit Le Mans, the roar of engines underscores a deep conversation about passion, precision, and pushing past fear. John and Tobi reveal the secrets of racing that extend far beyond speed — from real-time data feedback and team trust to the mental resilience required to perform at the edge of physics. They explore how motorsport reshapes leadership, sharpens decision-making, and reconnects high-performers with authenticity and courage.

Buckle up. This ride might change the way you work, lead, and live. 🏁🔥

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In this episode, John sits down with Joshua Motta — former CIA cyber intelligence analyst and co-founder of Coalition, Inc., one of the world’s largest cyber insurance companies — for a rare and revealing conversation about purpose-driven capitalism, cybersecurity, and the business of protecting the digital world. Together, they unpack the world of insurance — from flood and renters coverage to reinsurance and AI-driven risk — and explore how technology, integrity, and mission can redefine success. It’s a masterclass in leadership, innovation, and financial resilience — and a reminder that the future of wealth is rooted in purpose.

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In this episode of Money and Wealth, John Hope Bryant breaks down why your credit score might matter more than you ever thought—and how raising it could literally change your life, your community, and even how long you live.

From his parents’ real-life story of hustle vs. paperwork to the eye-opening data behind 500- and 700-score neighborhoods, John shows how credit = credibility and how building trust with banks can unlock real wealth, not just fast money. He unpacks how half of Black America is locked out of the financial system, why that has to change, and what practical steps anyone—Black, white, Latino, Asian, rich or broke—can take today to get to a 700-plus score and start building wealth in their sleep.

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