How often do you think about credit? Margaret is a dancer, a dreamer, and totally new to credit. She’s been denied twice for credit cards in the past, and we’re here to help. Stay tuned for our first episode of Foundation Forward, premiering on Hulu.

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In this thought-provoking clip of "Black Out with Ian & Rashad," Rashad Bilal and Ian Dunlap sit down to break down a viral video listing the "10 Easiest Ways to Get Rich"—and why, shockingly, having a traditional job didn't make the cut.

Tune in as the hosts react to each method, ranging from marrying rich and investing in index funds to becoming a content creator, real estate investing, launching online businesses, and leveraging other people's money. Rashad and Ian reflect on how they've personally explored almost every method on the list, sharing anecdotes from working in sales to investing in startups and building their own app.

The conversation dives deep into why jobs—once considered the most stable route to wealth—have fallen off these modern lists, touching on the decline of job-based wealth in America compared to previous generations. If you've ever wondered what paths actually lead to financial freedom today, this discussion offers insight, humor, and real talk based on both the viral clip and the hosts’ own entrepreneurial journeys.

Whether you're dreaming of financial independence or just tired of the 9-to-5 grind, this clip is a must-watch for understanding the current landscape of wealth-building.

*Key topics include:*

• The complete list of the “10 Easiest Ways to Get Rich”
• Why working a job is no longer a top wealth-building option
• Personal stories from Rashad and Ian about tackling these wealth strategies
• The importance of diversifying your approach to financial independence
• Honest talk about what actually works today—and what’s just hype

Ready to rethink your financial strategy? Hit play and join the conversation!

*Hashtags:*

#BlackOutPodcast #GetRich #WealthBuilding #MoneyTalk #FinancialFreedom #IndexFunds #RealEstateInvesting #ContentCreation #OnlineBusiness #Investing101 #PodcastClip #EarnYourLeisure

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In this insightful clip from Market Mondays, we are joined by Cheryl McKissick, the trailblazing CEO and President of McKissick & McKissick—the oldest Black-owned and woman-owned construction firm in the United States, with a legacy spanning over 230 years and five inspiring generations.

Hosts Rashad Bilal and Troy Millings sit down with Cheryl to discuss her new book, *The Black Family Who Built America*, and the extraordinary history of her family's achievements. From their origins during slavery when Moses McKissick I perfected the art of brickmaking in North Carolina, to becoming master carpenters, architects, and builders responsible for iconic projects like JFK Airport’s Terminal 1, Barclays Center, and Harlem Hospital, Cheryl's family has been a cornerstone in shaping America’s built environment.

Cheryl shares how her family navigated and thrived through slavery, Jim Crow, and systemic prejudice—all while maintaining ownership, uplifting their community, prioritizing education, and never losing sight of their identity. She highlights the five principles, or "5 Ps," that have guided their success across generations: perseverance, preparedness, persistence, productivity, and prayer. These principles have not only fueled monumental growth but have also helped the McKissicks uplift other contractors, architects, and engineers along the way.

Learn how Cheryl scaled the business from its earliest days into an industry leader overseeing projects with billion-dollar valuations. She also sheds light on the importance of building networks, creating legacy, and standing as a beacon and mirror for Black professionals across America. Cheryl’s story is a testament to what can happen “when perseverance meets purpose,” and is filled with lessons for anyone looking to create generational wealth, own their story, and lead with impact.

If you’re interested in entrepreneurship, generational wealth, Black excellence in business, and the hidden figures who truly built America—this clip is a must-watch.

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Magic Johnson sits down with Earn Your Leisure for one of the most legendary conversations ever. In this powerful interview, Magic opens up about the highs and lows of his career as an athlete, entrepreneur, and billionaire investor.

From losing $1.5 billion by passing on Nike equity to building billion-dollar businesses with Starbucks, Magic breaks down the blueprint for scaling, identifying good investments, and why it’s not only about money—it’s about having a seat at the table. He shares the secrets behind his success, the failures that shaped him, and his philosophy on competition, family, and legacy.

Magic also reflects on his iconic partnerships, including buying into the Dodgers, owning the LA Sparks, and becoming part-owner of the Washington Commanders. He explains the importance of knowledge-sharing, the 3-year rule to success, and even delivers a moving prayer at Invest Fest. This conversation is motivation, mentorship, and history all in one.

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#MagicJohnson #EarnYourLeisure #InvestFest #EYL #BillionaireMindset #Business #Entrepreneurship #WealthBuilding #MarketMondays

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In this Market Mondays clip, hosts Ian Dunlap, Rashad Bilal, and Troy Millings tackle one of the most controversial financial topics: Is investing in stocks better than buying real estate? Using real-life examples and hard-hitting facts, the Market Mondays crew breaks down the opportunity cost of owning a home versus putting your money into the market.

Rashad sets the scene by challenging the conventional wisdom around home ownership, arguing that most people overlook all the extra costs that come with buying a house—down payments, maintenance, taxes—and how that money could be fueling investments instead. Ian takes it further, sharing his personal experience of choosing a modest lifestyle in favor of building genuine wealth through smart investing. The trio warns against being “house rich and pocket poor,” reminding viewers that good decision-making today leads to financial freedom down the line.

Troy Millings delivers a powerful message to anyone grinding a 9-to-5: “You’re not going to be able to work your way to wealth.” With AI threatening jobs and the employment landscape shifting rapidly, investing isn’t just smart—it’s essential for securing your future.

The hosts aren’t anti-real estate; they advocate making thoughtful, strategic moves whether you buy a home or invest in the market. If you’re wondering how to survive—and thrive—when AI is replacing jobs at a record pace, this discussion is for you. Find out why owning less can mean living more freely, and how to make every dollar count toward long-term wealth.

Whether you’re a young professional, entrepreneur, or seasoned investor, this conversation is packed with actionable insights and straight talk to help you navigate the changing financial world. Think for yourself and don’t get trapped by the so-called matrix!

*Key Topics Covered:*

• Opportunity cost: Stocks vs. real estate
• Why homeownership isn’t always the smartest wealth play
• The real costs hidden in buying property
• How to beat AI-driven job loss with investing
• Practical advice for financial freedom
• Breaking away from societal financial norms

*Tune in to hear:*

✔️ Real-life examples of smart investing

✔️ Honest discussion about home buying myths

✔️ Why investing in the market should come before a big mortgage

✔️ How the government is investing in tech companies, and what it means for you

If you’re ready to stop following the crowd and start building lasting wealth, you can’t miss this Market Mondays Medium clip!

*Hashtags:*

#MarketMondays #Investing #RealEstate #FinancialFreedom #WealthBuilding #StocksVsRealEstate #PersonalFinance #AIFuture #MoneyTalks #OpportunityCost

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In this Market Mondays clip, Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the multi-billion dollar lawsuits facing pharmaceutical giants Novo Nordisk and Eli Lilly over their blockbuster drug Ozempic and similar weight loss treatments. With over 2,000 federal lawsuits piling up—worth more than $2 billion—the team explores the risks and side effects, including rare vision problems, stomach paralysis, and severe kidney damage, now at the center of these legal battles.

Rashad shares his early warnings about the rapid rise of Ozempic and reflects on the cyclical history of “miracle” weight loss drugs that ultimately face safety concerns and legal troubles. Drawing a parallel from global affairs and the importance of studying history—whether in geopolitics or investing—the hosts break down why this pattern was predictable and how investors can learn from it.

Troy and Ian highlight the importance of understanding a company’s product portfolio, leadership, and resilience in the face of crisis, comparing Novo Nordisk to Eli Lilly and why Lilly may be better positioned to withstand industry fallout. The discussion also touches on cultural perspectives towards medicine, the impact of Western pharmaceutical practices, and the potential dangers of fast fixes for complex health issues like obesity and diabetes.

Whether you’re an investor, health enthusiast, or simply curious about the latest headlines in the pharmaceutical industry, this clip unpacks what’s really going on behind the lawsuits, the stakes for Novo Nordisk and Eli Lilly, and what smart investors should watch out for next.

*Timestamps available upon request.*

*Don’t forget to like, share, and subscribe to Market Mondays for more insightful breakdowns on current financial events!*

#Ozempic #NovoNordisk #EliLilly #MarketMondays #Pharmaceuticals #WeightLoss #Investing #StockMarket #Lawsuits #HealthNews

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On this week’s episode of Earn Your Leisure, we break down everything you need to know about business grants—the funding opportunities that too many entrepreneurs overlook. From the best time of year to apply for grants, to the states giving out the highest amounts, to why grants are still underutilized compared to other forms of financing—we cover it all.

Stormi Banks, founder of The Pink Print Firm, joins us to share her biggest success stories and insider knowledge on how to win grants. We discuss the mindset you need, the formula to winning, and why storytelling is 60% of the battle. We also highlight the biggest mistakes people make when applying, the difference between rolling and one-time grants, and why building strong relationships is the ultimate key to success.

Whether you’re a startup, small business, or nonprofit, there are millions of dollars in grants still available—even with government cutbacks. Applying can take time and effort, but the rewards can be life-changing. This episode will give you the tools, strategies, and clarity to start winning business grants and scaling your business the right way.

#EarnYourLeisure #StormiBanks #BusinessGrants #SmallBusiness #Entrepreneurship #AccessToCapital #WealthGap #EYL

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In this Market Mondays **clip**, Rashad Bilal, Ian Dunlap, and Troy Millings break down the best market advice for September based on historical data and their proven experience. Whether you're new to stock trading or a seasoned investor, you’ll get straightforward tips on navigating the usually volatile months of August and September, including how to take advantage of market dips and why consistent investing each month — “buy every month!” — wins in the long run.

*What’s Covered in This Clip:*

• Why buying shares consistently is more effective than overanalyzing information
• The importance of focusing on top media stocks like Microsoft, Nvidia, Netflix, and Google
• Troy’s tip on maintaining reserves so you always have capital ready to invest during corrections
• A clear explanation of *Quadruple Witching* (set your calendar for September 19th!) — why this event shakes up the markets and how to be prepared
• Key strategies for entering the market before volatility spikes, especially in September
• How holding for the long term lets you weather short-term pullbacks and set up for year-end rallies

If you want to maximize your portfolio returns through disciplined buying, understanding critical market cycles, and taking advantage of timely opportunities, this clip is a must-watch. Stay tuned as Troy even hints at an exclusive options contract demonstration for Market Mondays VIPs!

*Key Takeaways:*

• Buy shares every month, regardless of short-term market moves
• Keep cash reserves so you’re ready for pullbacks and corrections
• Focus on high-performing, time-tested stocks
• Don’t panic during volatility; use it as an entry point for the long term
• Understand major expiration dates like quadruple witching and how they impact markets

*Join the community:*

If you’ve got questions about building generational wealth, trading strategies, or want to see behind-the-scenes moves from the team—subscribe, drop your questions in the comments, and don’t miss out on future Market Mondays clips.

#StockMarket #MarketMondays #Investing #StockTips #QuadrupleWitching #Crypto #SeptemberMarket #BuyTheDip #GenerationalWealth #Finance #LongTermInvesting #OptionsTrading

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In this Market Mondays clip, Troy Millings, Rashad Bilal, and Ian Dunlap break down some of the hottest topics in investing and finance! The trio starts by analyzing whether now is the right time to buy Intel stock, especially given recent government investments. Ian and Troy both agree that even with this financial boost, Intel is too far behind in innovation—especially in GPUs and CPUs—to consider as a long-term investment. Troy points out that despite the government throwing billions at Intel, the uphill race to catch up is just too steep at this point.

The conversation then shifts to an MIT report stating that 95% of artificial intelligence investments are currently unprofitable. What does this mean for the future of AI? Ian calls it a sign that the AI funding bubble is nearing its end—companies with no revenue turning down billion-dollar offers is a clear red flag. He explains why, much like every tech revolution, only a few category leaders will survive, while the rest will struggle to be profitable.

Troy offers insight into which specific AI sectors are currently thriving. According to recent statistics, AI is succeeding in areas like customer service automation, back-office operations, and healthcare innovations (especially medical imaging, drug discovery, and clinical trial optimization). The lesson: Focus on these niches for the best short-term gains, rather than chasing after grand-scale, “next big thing” plays that demand enormous capital and time.

The hosts also respond to a viewer question about timing the market: Should you wait for the typical September drop to invest? Ian reminds everyone that the market presents buying opportunities every month—even daily if you watch closely. September has historically seen pullbacks, but 2023 is shaping up to be an unconventional year. Always dollar-cost average, keep reserves, and focus on strong companies, instead of trying to perfectly time the lowest price.

Whether you’re curious about government intervention in tech, the real winners in AI, or smart strategies for timing your investments, this Market Mondays clip is packed with value and actionable insights.

Drop your questions and thoughts below—let’s keep the conversation going!

#MarketMondays #Investing #Intel #AI #StockMarket #Finance #StockTips #ArtificialIntelligence #Nvidia #TechStocks #SeptemberDrop

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In this classic Earn Your Leisure sit-down, we chop it up with the legend himself, Gary Vee. From NFTs to AI, sports, and the future of social media, Gary doesn’t hold back. He breaks down why he’s still bullish on NFTs, the real challenges with branding in the space, and how trading cards and nerd culture are redefining mainstream culture. He even shares how his VeeFriends project became a blueprint for creators everywhere.

We also dive deep into the impact of artificial intelligence—the opportunities, the risks, and why Gary believes spending at least one hour a day on AI is the cheat code for the future. He talks about blockchain’s role in protecting society from deepfakes, the rise of VR/AR, and whether AI could push us into another “dark age.” Gary also opens up about entrepreneurship, accountability, and why most people don’t love the game enough to win.

On top of that, Gary gives his take on live social shopping, influencer culture, and new ways to make money online. He talks about being underestimated, the pain that comes with growth, and why he’s infatuated with Africa’s future. This is a conversation full of gems for entrepreneurs, investors, and dreamers who want to see around the corner. Don’t miss it—this one’s a masterclass in business, culture, and technology.

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#GaryVee #EarnYourLeisure #NFTs #ArtificialIntelligence #Blockchain #Entrepreneurship #Investing #Africa #SocialMedia #TradingCards #MarketMondays

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