In this insightful clip from Market Mondays, Rashad Bilal and Troy Millings sit down with tech visionary Jack Dorsey to discuss the technologies set to redefine our future—and why so many people hesitate to embrace them. Diving straight in, Rashad asks Jack a powerful question: Which technologies are flying under the radar today but could transform our lives in 5 to 10 years? Jack Dorsey shares candid thoughts on AI, acknowledging the widespread fear that it might replace jobs or stifle innovation. He argues that this “closed mindset” is what truly holds us back. Instead, Jack advocates seeing AI as a foundation—a tool for unlocking new levels of creativity and productivity and reclaiming precious time. His advice is clear: don't just take others’ word for it; hands-on experimentation is the key to understanding whether a technology can genuinely benefit you or your business. Citing the Bitcoin ethos of “don’t trust, verify,” Jack urges viewers to form opinions through experience and not be swayed by hype or second-hand perspectives. The conversation shifts as Troy asks Jack about decentralization, referencing the rise and, perhaps, fizzle of the Web3 hype. Jack pulls back the curtain on what he saw as repackaging older, centralized products under a new label—often driven by venture capital rather than any real technological breakthrough. He reminds us that every new tech wave arrives alongside massive hype, and the challenge for everyone is to ground themselves and ask: Does this tech solve a problem or add real value? Jack recounts the early days of the Internet—a frontier period marked by openness and decentralization. He laments how discovery and data creation ended up centralized in a handful of companies, tightening control over both users’ data and online identities. The good news, according to Jack, is that we finally have the technology for data portability, but it’s still inaccessible and unrefined—meaning huge opportunities for those looking to build solutions in this space! He also warns about AI’s rapid centralization, with just a few major companies shaping its future. These entities control not only the algorithms but also the intelligence itself—potentially determining how millions experience truth, creativity, and discovery. Jack stresses the need for open-source models and decentralized intelligence so the technology belongs to everyone, not just a few tech giants. Whether you’re a tech enthusiast, an entrepreneur, or simply curious where the digital world is headed, this clip is packed with practical wisdom for evaluating new technologies and finding the right mindset for real, grounded innovation. *Key topics:*

• Overcoming fear and skepticism surrounding AI
• Why hands-on experimentation beats second-hand knowledge
• Decentralization, data portability, and the lessons of early Internet history
• Web3 hype versus true technological progress
• The risks of centralizing AI—and the promise of open source models

*Watch for actionable insights on how to spot what’s real in tech, how to verify new tools for yourself, and why embracing openness is key for the future.* #MarketMondays #JackDorsey #AI #Bitcoin #Decentralization #Web3 #OpenSource #Technology #FutureOfTech #BusinessInnovation

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Welcome to Market Mondays! In this week’s clip, Rashad Bilal, Troy Millings, Ian Dunlap, dive into the huge financial news shaking the tech and investing world: AMD’s explosive stock surge sparked by their newly announced OpenAI partnership. We break down exactly why AMD jumped up to 27% in the morning and shot well past 35%, what OpenAI’s 10% stake means, and why this move has created a frenzy for anyone holding AMD options. The team explores how AMD now becomes a key player in AI hardware, working alongside Nvidia—the known leader in GPUs. Find out why being the “number two” in the space can be just as valuable, and how this strategic partnership fuels global ambitions for technologies like ChatGPT, which is quickly approaching a billion users. Rashad explains the concept of the “circular economy” in tech, detailing how AMD, Nvidia, Broadcom, Oracle, and OpenAI interconnect to supply essential infrastructure, hardware, and cloud services. Learn how options and warrants work in these high-stakes deals, why these investments form an indestructible technological moat, and how family ties among key leaders have influenced this masterful dealmaking. The conversation also covers OpenAI’s historic valuation leap—surpassing SpaceX—and what these moves mean for the future of AI, government, and consumer tech. The hosts share their own experiences and stock picks (shoutout to Dave Shands!), giving viewers a behind-the-scenes look at the power of research and strategic investing. If you’ve been watching Market Mondays for investment insights, this clip delivers confirmation from insiders in the AI space. The team also drops price predictions for AMD and Nvidia and celebrates the biggest options wins and market highs of the year. Don’t miss smart tips on long-term partnerships, generational wealth, and why tech alliances are setting up for lasting success—even through future market downturns. *Watch now to get all the details on the AMD & OpenAI partnership, how it’s shaking up the tech market, and what you should watch for as an investor!* *Hashtags:* #MarketMondays #AMD #OpenAI #Nvidia #StockMarket #AIInvesting #TechStocks #FinancialNews #AMDStock #AIRevolution #OptionsTrading #CircularEconomy #TechMoat #InvestingTips #GenerationalWealth #EyUniversity #MarketFrenzy #QuantumComputing #CloudInfrastructure #DataCenters --- Catch all the insights and analysis right here—subscribe for future clips breaking down the biggest stories in tech, AI, and investing!

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In this episode, credit specialist Shonda Martin shares invaluable insights into the world of credit and its impact on relationships, loans, and employment. The discussion delves into the pitfalls of co-signing for loans, the nuances of credit consolidation, and the steps individuals with bad credit can take to improve their credit scores. Shonda dispels myths and offers practical advice on building credit, leveraging credit cards, and strategically managing credit utilization to boost credit scores. Discover how to navigate the intricacies of credit and forge pathways toward financial empowerment and healthier relationships. #CreditScore #FinancialEmpowerment #Relationships #CreditConsolidation #BuildingCredit #EYLMedium #EYL #ShondaMartin

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Welcome back to Market Mondays! In this insightful clip, Rashad Bilal, Troy Millings, and financial analyst Ian Dunlap sit down to break down gold’s explosive performance—nearly at an all-time high and even outpacing the NASDAQ year to date! If you’ve been following the markets or are worried about economic uncertainty, this discussion is for you. Ian gives his perspective on gold as the ultimate hedge in your portfolio, especially in times of government volatility or looming shutdowns. The guys dissect the reasons why gold and other “safe haven” assets like Bitcoin continue to shine under these market conditions, pointing to big voices like Mike Novogratz who have championed gold amidst uncertainty. They talk about the importance of balancing “risk-on” assets (think: AI stocks, crypto, tech) versus solid hedges like gold. Troy plays devil’s advocate and prompts a conversation about what, if anything, could cause gold to retrace or pull back. Ian’s response? Unless we see major global money printing and near-zero interest rates like in 2008 or during COVID, gold’s run looks far from over. On top of that, Rashad gives some on-the-ground perspective from Guinea, a major hub for gold exports, revealing the scale of gold flowing out to places like Dubai every week. They go deep on gold’s historical trends, why central banks and big funds still stockpile it, and why being a disciplined investor is more important than ever. Whether you’re new to investing or a seasoned pro, you’ll get key takeaways on building a balanced portfolio and following the “golden rule”: follow the money and don’t ignore what’s right in front of you! *Don’t forget to like, subscribe, and share! Drop your thoughts and questions on gold and hedging in the comments below.* #MarketMondays #GoldInvesting #SafeHaven #FinancialFreedom #PortfolioHedge #InvestingWisdom #Bitcoin #Nasdaq #MikeNovogratz #GovernmentShutdown #InterestRates #Commodities #GoldVsCrypto #AllWeatherPortfolio #RayDalio #FinanceTalk #DubaiGold #GuineaGold #FollowTheMoney

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In this powerful episode, former NBA All-Star Luol Deng and Clare Akamanzi, CEO of the Basketball Africa League (BAL), share the untold story of basketball’s rise across the continent 🌍🏀. From South Sudan’s historic journey to the BAL’s mission to empower Africa’s youth, they discuss the challenges, opportunities, and vision for the future of African basketball and business.

They break down what it takes to build infrastructure across 54 nations, why only five arenas in Africa are NBA-ready, and how the BAL is giving over 1 billion people access to professional basketball. Luol Deng calls for stronger business regulations and urges global investors to seize this moment to build Africa’s sports economy.

This conversation goes beyond basketball — it’s about legacy, leadership, and the power of investing in Africa’s future. 🇸🇸🇷🇼

#LuolDeng #ClareAkamanzi #BAL #BasketballAfricaLeague #SouthSudan #NBAAfrica #InvestInAfrica #EarnYourLeisure #MarketMondays #AfricaRising #SportsBusiness #YouthEmpowerment #BasketballInAfrica #Rwanda #AfricanExcellence

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We’re in Guinea 🇬🇳 doing some investigative journalism — sitting down with entrepreneurs, innovators, and community leaders to uncover the real opportunities and challenges shaping Africa’s economic future. From business growth to infrastructure and innovation, these conversations reveal what’s really happening on the ground — and why the world is paying attention. 🌍💡 #EarnYourLeisure #Africa #Guinea #InvestInAfrica #EYL #AfricanBusiness #EconomicGrowth #Entrepreneurship #WealthBuilding #GlobalOpportunities #AfricaRising

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In this Market Mondays Medium #6 clip, Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the volatile world of healthcare stocks and whether the sector is positioned for a rebound in 2025. The team breaks down why healthcare has struggled, from overseas pharmaceutical tariffs and lawsuits to the misconception that healthcare can match tech stock returns. With new tariffs on international pharmaceuticals and litigation like the Ozempic lawsuit shaking the industry, there’s plenty to consider before adding healthcare stocks to your portfolio. Ian Dunlap shares his take on the sector’s future, noting that expecting “tech-like returns” from healthcare was a major mistake. The discussion covers key American companies—including Eli Lilly, Johnson & Johnson, ABBV, UnitedHealth, Abbott, Merck, and Stryker—highlighting those with strong policy support and innovative biotech advances. Troy Millings points out the disruptive potential of AI in healthcare, emphasizing that upcoming breakthroughs and administration policy will play a significant role. The hosts unanimously stress the importance of focusing on top American healthcare companies, especially given the implications of domestic manufacturing and tariffs. They recommend using healthcare ETFs like XLV to monitor top allocations and add stability to your portfolio. For those wondering if healthcare belongs in their investment mix, the consensus is clear: exposure to healthcare is wise, especially if you stick with sector leaders. Ian narrows his top picks to Eli Lilly, ABBV, and Stryker. However, don’t expect dramatic 35-45% returns as you might with tech; healthcare provides steady, long-term opportunities rather than quick wins. Whether you’re a seasoned investor or new to the stock market, this clip provides actionable insights and a grounded outlook on what to expect from healthcare stocks in the coming year. If you’ve wondered about CVS, United Healthcare, or how U.S. healthcare spending compares globally, the crew covers that too—reminding us that, despite being one of the largest markets, the U.S. still lags in health outcomes. *Key Takeaways:*

• Healthcare sector’s challenges in 2024, including tariffs and lawsuits
• Realistic returns vs. tech sector expectations
• American healthcare companies to watch: Eli Lilly, ABBV, Stryker
• How AI and biotech innovation could accelerate sector growth
• The impact of U.S. policy and tariffs on investment choices
• Using healthcare ETFs (like XLV) for strategic exposure
• Why healthcare should (or shouldn’t) be part of your portfolio

If you want honest, in-depth analysis of the healthcare market and a roadmap for making informed investment decisions in 2025, this is the clip you can’t miss. Like, subscribe, and let us know your thoughts on the future of healthcare stocks in the comments! #HealthcareStocks #MarketMondays #Investing #EliLilly #ABBV #Stryker #TechVsHealthcare #Tariffs #AIinHealthcare #StockMarketAnalysis #ETFs #PortfolioStrategy

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In this insightful Market Mondays clip, Ian Dunlap and Rashad Bilal dive deep into the high-stakes world of media conglomerates, data acquisition, and the brewing TikTok takeover. The conversation unfolds around the chess moves of industry giants like Oracle, Silver Lake, and enigmatic figures such as Larry Ellison, revealing how power, influence, and data are being consolidated in fewer hands than ever before. You’ll hear Ian break down the wider implications of Silver Lake’s expanding empire—from data centers and major entertainment acquisitions (like Endeavor, WWE, UFC, and EA Sports) to the undeniable impact of the TikTok deal. Together with Rashad, they connect the dots between AI, media, gaming, and cloud infrastructure, highlighting the masterminds behind this web of control and influence. The hosts debate the safety and ethics of shifting TikTok’s algorithm to US hands, questioning whether this really improves user security or simply swaps one set of gatekeepers for another. Ian candidly shares concerns about “stepped-on,” watered-down algorithms and makes colorful analogies to help the audience grasp these layered business plays. Rashad raises the alarm over the societal consequences of letting elite billionaires dominate news and social platforms—pointing to the likes of Elon Musk (X), Mark Zuckerberg (Instagram, Facebook, WhatsApp), Jeff Bezos (Washington Post), and even Rupert Murdoch. Together, they address the very real risk of propaganda and narrative control, especially as X heads further right and TikTok faces similar influences if new ownership goes through. The conversation doesn’t shy away from tough questions: Is this new TikTok group any safer than the previous owners? Are we actually in control of our own data? Both Ian and Rashad illustrate how, through clever business maneuvers, these conglomerates can dominate every aspect of content, gaming, and attention. The summary? Monopoly is nothing new in America, but now it’s more transparent than ever. This clip is packed with hot takes, strategic breakdowns, and a clear-eyed look at what media ownership means for the next decade—plus why everyday users must wake up to what’s really happening behind the scenes. Whether you’re an investor, a creator, or just a concerned citizen, you’ll want to catch every minute. *#MarketMondays #TikTokTakeover #MediaMonopoly #IanDunlap #RashadBilal #Oracle #SilverLake #AI #SocialMedia #TechNews #MediaPower #DataPrivacy #BusinessAnalysis*

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In this episode of Earn Your Leisure, we sit down with Chef Lorna Maseko, one of South Africa’s most celebrated culinary stars, to dive into her incredible journey from ballerina to celebrity chef, entrepreneur, and global tastemaker. Chef Lorna shares how she built her brand on the international stage, the business model behind exclusive supper clubs, and what it takes to turn food into a lifestyle experience. She also opens up about making the leap to New York City and Atlanta, and how she’s using food to build bridges across cultures while creating opportunities in the culinary world. This conversation is about more than food — it’s about business, branding, and bold moves. Whether you’re an aspiring chef, entrepreneur, or creative, Chef Lorna’s story will inspire you to think bigger and execute at the highest level. #EarnYourLeisure #ChefLorna #SouthAfrica #CelebrityChef #SupperClub #Entrepreneurship #FoodBusiness #NYC #Atlanta #EYL

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A full-time college student balancing multiple jobs just to keep up — but he’s not just focused on surviving. He’s thinking about thriving. With goals of growing his income and building a secure future, Jaiden wants to apply for a credit card — but like so many others, he’s unsure how to use it the right way.

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