Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. 

Topics discussed in this episode: 

00:00 Introduction to podcast guests and topics for discussion

01:46 Ilyce and Kendall talk about how credit reporting works from the Bureau side

08:16 Ilyce introduces Michael Fratantoni

08:48 Interest rates being so low

12:23 Why aren’t people refinancing as much as they should?

19:37 Millennials in the housing market

22:40 Forbearance

27:16 Optimism in the purchase market