Equifax CreditTalks

Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. 

Topics discussed in this episode: 

00:00 Introduction to podcast guests and topics for discussion

01:32 Ilyce and Kendall discuss why Credit scores are doing well 

05:14 What happens at the end of all of the forbearance periods?

10:46 Ilyce introduces Marietta Rodriguez

11:34 NeighborWorks America history

13:10 Forbearance and foreclosures and people’s struggles this year

16:03 Lessons from 2008

19:17 Minority homeownership

Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. 

Topics discussed in this episode: 

00:00 Introduction to podcast guests and topics for discussion

01:34 Ilyce and Kendall discuss how job loss affects credit scores

04:33 How credit reports are used for job applications

08:13 Ilyce introduces Jessica Lautz

08:46 How COVID affects the buyers and sellers in the real estate market

10:06 Multi-generational homes

13:09 What buyers want and how COVID is related

15:12 Retirement and real estate

16:12 Pricing in the housing market

21:04 New technology 

22:37 Other unusual changes

Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. 

Topics discussed in this episode: 

00:00 Introduction to podcast guests and topics for discussion

01:46 Ilyce and Kendall talk about how credit reporting works from the Bureau side

08:16 Ilyce introduces Michael Fratantoni

08:48 Interest rates being so low

12:23 Why aren’t people refinancing as much as they should?

19:37 Millennials in the housing market

22:40 Forbearance

27:16 Optimism in the purchase market

Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. 

Topics discussed in this episode: 

00:00 Introduction to podcast guests and topics for discussion

02:04 Ilyce and Bev discuss the silver lining of family time during COVID

03:18 How credit card companies report your payments to a credit reporting bureau

07:23 Ilyce introduces Kelly Levine

07:39 The consumer insight study Allianz did about retirement

09:34 Consumers aren’t sharing with their advisors

10:04 Is retirement affordable?

15:48 Trust between financial advisors and clients

Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. 

Topics discussed in this episode: 

00:00 Ilyce introduces the topic and her guests for the podcast

01:30 Ilyce and Kendall discuss the difference between identity fraud and identity theft

02:47 They discuss different types of frauds and their definitions, from counterfeiting to real estate scams

08:33 They discuss situations where the perpetrator knows the victim

09:41 They discuss who is most at risk for identity theft

11:43 A few ways that consumers can protect themselves

15:15 Ilyce introduces Chris Butler

15:59 They discuss identity thefts concerns and the two new products Equifax is launching to protect against identity theft.

Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. 

Topics discussed in this episode: 

00:00 Introduction to podcast guests and topics for discussion

01:42 Ilyce and Julie discuss trends from an Equifax Canada identity protection survey 

05:50 More people are checking their credit reports

07:20 Why aren’t people taking more precautions against identity theft?

08:20 The modernization of identity theft vs classic methods of theft and fraud

10:53 Importance of credit monitoring as risk increases with digitization of identification

12:25 Ilyce introduces Chris Butler

12:48 Consumers are really concerned about identity theft

13:30 Ilyce and Chris discuss 2 new Equifax products for consumers worried about identity theft and spending

Listen to the third episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. 

Topics discussed in this episode: 

00:00 Introduction to podcast guests and topics for discussion

01:39 Ilyce and Bev review the latest unemployment statistics

03:10 Ilyce and Bev discuss credit reports and why they look different in various contexts

07:19 Ilyce introduces Rick and shifts the conversation to real estate. They discuss the differences between the housing market today versus in 2008.

09:39 Ilyce and Rick discuss forbearance

12:07 Ilyce and Rick discuss the pandemic’s disproportionate impact on renters

15:52 Illyce and Rick discuss the impact on commercial real estate

21:10 Ilyce and Rick discuss generational trends and geographic changes

22:41 Ilyce and Rick discuss housing prices

Listen to the sixth episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. 

Topics discussed in this episode: 

00:00 Introduction to podcast guests and topics for discussion

01:52 Pandemic updates 

03:05 How long late payments stay on a credit report

06:14 What your business insurance covers during a pandemic

09:46 What your homeowners insurance covers

12:56 Ways to save money when choosing homeowner's insurance

14:30 Podcast closing remarks

Listen to the fifth episode of Equifax's new podcast: Equifax CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world.

Topics discussed in this episode: 

00:00 Introduction to podcast guests and topics for discussion

01:41 Lifestyle choices that have changed due to COVID-19

02:51 Equifax process for disputing an item on your credit report

05:56 How often you should check your credit reports

06:26 Investments during COVID-19 

09:17 How age impacts the investments you should be making

12:04 Saving for retirement

18:14 Advice for building an ideal stock portfolio

21:28 Who should get a financial advisor

24:04 Podcast closing remarks

Listen to the fourth episode of Equifax's new podcast: Equifax CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world.

Topics discussed in this episode: 

00:00 Introduction to podcast guests and topics for discussion

01:29 Which industries are being hit the hardest

03:36 How employers and employees are coping

05:39 Are the loan accommodations working

08:27 How the average person is currently dealing with the recession

11:19 Immediate financial advice for weathering the recession 

13:55 Long term financial advice for thriving after the recession is over

18:14 Financial readiness and how to emerge from the pandemic financially stronger

21:41 Podcast closing remarks