If you want to build an 800 credit score or qualify for a mortgage, understanding how credit actually works is critical.

In this episode, mortgage expert Eric Graner joins Ace to break down the real strategies behind building credit, managing debt, and improving your credit score for a home loan.

You’ll learn the exact credit tactics loan officers use to help clients qualify for mortgages.

Inside this episode we cover:
-How to build an 800 credit score starting at 18
-The 10-day credit card rule most people don’t know
-The ideal credit card utilization for high credit scores
-How student loans, medical bills, and auto loans affect credit
-Why debt consolidation companies can hurt you
-How loan officers read credit reports like an x-ray of your life
-The mindset and follow-up strategy top mortgage professionals use to close deals

If you’re trying to buy a home, improve your credit score, or become a better mortgage professional, this episode breaks down the real strategies used in the mortgage industry.

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