"Regulation drives spending," says George Tubin of GT Advisors. "You're in a situation where the regulators are telling you, 'You have to do something; you have to make improvements.' Therefore, the bank has to spend some money on technology."

Creating a "culture of compliance" that emphasizes the importance of privacy requires far more than "management by committee," says change management specialist Jan Hillier.

What might the Global Payments breach investigation entail? Dave Ostertag of Verizon's Investigative Response unit describes a forensics investigation - how long it can take and what it might reveal.

Where do time-strapped senior leaders go for education on cyber forensics and incident response? Carnegie Mellon University has a new option, and Dena Haritos Tsamitis explains its unique approach.

Gartner Analyst Avivah Litan, one of the first fraud experts to report the Global Payments Inc. data breach, says the latest revelations raise more questions than answers about the incident's impact.

IPv6, known to some as the new Internet, is architected to be safer than IPv4, but that doesn't mean organizations shouldn't take steps to assure the security in Internet Protocol version 6, American Registry for Internet Numbers' John Curran says.

In the wake of the Global Payments Inc. card breach, ID theft expert Neal O'Farrell says banks and credit unions must be proactive with outreach to customers. What should institutions' messages include?

As enterprises spend frugally on IT security, cybercriminals aren't, and that presents big problems for organizations working feverishly to secure their digital assets, says Steve Durbin, global vice president of the Information Security Forum.

"Many financial institutions have watched for years as cybercrime has escalated, and now we are shutting it down," says Greg Garcia, describing Operation B71 and how it's helping combat ACH/wire and other forms of fraud.

The average per capita cost of a data breach has declined from $214 to $194, according to the new Cost of a Data Breach study. But there are still plenty of causes for concern, says Dr. Larry Ponemon.