Credit is our topic of conversation for this episode of The Wiser Money Podcast, where we get to the bottom of what credit actually is and go on to discuss how best to manage our credit. Our conversation points will see us explain what credit is - running through the different forms - going on to discuss credit cards and how best to manage them. As well as outlining what a credit score is, how it is calculated and what we can do to improve our credit scores. We are going to cover some really important points which are essential to know when managing our money. Let's get started.