Let's face it, 2020 was a year like no other. A year the world, and its economy, ground to halt in the wake of a pandemic. With 2020 in the rear view mirror and 2021 rolling on, I want to take you on a quick tour of some key financial events from last year, so we can build on what's happened and make our money work for us. Be sure to listen along to know the steps you need to be taking today.

In "Discussing the fund-amentals" we, unsurprisingly, are getting to the bottom of exactly what funds are. Funds are pools of investors' money which make achieving high amounts of diversification accessible to everyone. For this reason, it is essential that we use funds when investing our money. I explain why this is in greater detail and then go on to talk about the different types of funds: active funds and passive funds. Running through the pros and cons for both investment approaches. Be sure to tune in for all the details.

Credit is our topic of conversation for this episode of The Wiser Money Podcast, where we get to the bottom of what credit actually is and go on to discuss how best to manage our credit. Our conversation points will see us explain what credit is - running through the different forms - going on to discuss credit cards and how best to manage them. As well as outlining what a credit score is, how it is calculated and what we can do to improve our credit scores. We are going to cover some really important points which are essential to know when managing our money. Let's get started.

In this episode, we are going to be talking about personal tax and running through the impact that taxes have on our finances. Tax isn't the most exciting of topics, but it is so, so relevant to your finances. Knowing and understanding the different types of tax and how to make sure you're paying the right amount of tax, is obviously fairly important. Join me as we run through the tax basics, even going on talk about how you can get free money from the government through pension contributions. Sound interesting?

Tackling the ISA-ntials dives into the world of ISAs and walks you through everything you need to know about these magical, tax-efficient accounts. Okay, magical is a strong word, but ISAs are so important for your finances, allowing your money to grow further and faster. In this episode, we start by discussing what ISAs are, going on to talk about the different ISA types and their characteristics. We go on to discuss how to open an ISA and much, much more. Join me on this ISA voyage of discovery. Happy listening.

Welcome to the launch of The Wiser Money Podcast. In this episode, we are talking about homes and houses, with a particular focus on the affordability squeeze of first time buyers. Our discussions will see us survey the housing landscape to get the measure of what's been happening since lockdown. We will also discuss why affordability has become such a problem and run through the Help to Buy scheme in full detail. Lots to talk about, let's get started.