Jessie Culgan shares her personal journey from divorce to financial independence, using her new car purchase as a conversation starter about why women should build their own wealth rather than rely on a partner. She explains the difference between choosing a partner and needing one, and stresses the importance of emotional safety over material gifts.

She gives three practical steps: know what you have, know what your money is for, and decide on one next move. Jessi encourages women to take action, protect themselves and their children, and offers a free workshop to help plan the next step.

In this episode Jessie breaks down how to invest with confidence by first defining what you want your money to do. She explains the difference between saving and investing, clarifies common investment types (shares, ETFs, property, cash, crypto), and shows how every dollar should have a job tied to your goals.

Jessie shares practical steps: ask five key questions before investing, understand risk and volatility, avoid overcomplicating diversification, and use compounding and consistency to build wealth. The focus is on learning enough to make informed decisions and building a plan that fits your life.

Jessie shares her personal money story: becoming a single mum after an amicable separation, facing the silence of making every decision alone, and shifting from risky investments to protecting and rebuilding her financial life. With a background in finance, she went back to study, learned what truly mattered and rebuilt stability for her and her three daughters.

Now a financial planner and founder of Colgan Wealth, Jessie’s mission is to make finance accessible and practical—helping others gain confidence, understand money clearly, and create secure futures through honest education and guidance.