Guests discuss sections of the 2021 Federal Stimulus Package effecting small businesses and individuals: tax extenders (tax credit extenders), short-lived, some permanent, taxes on 2020 PPP loans, and unrelated Covid matters - all a part of this omnibus bill. Many parts of the bill: loan forgiveness, eligibility, administration still require clarification. Pt 2.

Analyzing the most important elements of the Consolidated Appropriations Act, 2021, guests discussed the non-tax and tax portions of the act: second-draw of PPP loans, extension of unemployment benefits; on the tax side: the Covid Related Relief Act and the Tax Payer Relief Act of 2020. Confusion over rules: how to and who will benefit from this large tax-related bill still unclear.

Guests discuss a trend in investment sales to seek transactions outside of New York. Spurred by overbuilding, the fiscal and political crisis, as early as 2018, New York/New Jersey real estate buyers have been attracted to Maryland, Texas, Louisiana, the Carolinas, and Florida. With investment sales down 66% - 2020 has been a difficult year. All - are looking forward to a better 2021!

To help renters affected by Covid-19 stay in their homes, civic minded realtors developed and support Project Parachute, offering counseling, advocacy, education, financial assistance to those in affordable housing facing a housing crisis. Guests working with Project Parachute discuss NYCHA projects and hopes for a better 2021.

Looking to the future, bankers, committed to their communities and local businesses discuss PPP - the importance of government support programs to future growth and stability, the importance of careful assessment of lending risk - business plans, liquidity, company stability and customer loyalty.

Alternative lenders discuss the availability of money to lend in an unpredictable market. While banks are more conservative, the refinancing and acquisition markets, with good business plans and equity are being explored. People are returning to the city. There's light at the end of the tunnel.

PropTech: a merging of technology and infrastructure; an industry with explosive investments- last year - exceeding $9 Billion. Builders, bankers, developers describe the value of integrated systems, providing entertainment, enhanced security, safety and information to clients and customers.

Discussing how they successfully met challenges to growing their business in the midst of Covid-19: retraining, the even greater need for on-the-job safety; creative use of technology, webinars; communication with employees and clients, and working from home - each guest applauded their employees for their loyalty and productivity!

Leaders of NYU Langone Health discuss recruiting - during the pandemic - of physicians from various communities, thus bringing increased care and services to a greater number of people and neighborhoods. Guests discuss the expansion of virtual care for patients and virtual rounds - a tool, enabling better communication among physicians.

His Crystal Apple looking a little shinier, Michael Stoler and guests discuss a brighter future. Sellers are holding their properties, looking for a rebound in the market; industrial properties are popular but scarce; tenant concessions are useful in closing deals; and hotel and mall conversions are being considered, going forward.