In this episode, Tom Quigley breaks down the myths, confusion, and complexities surrounding employer-sponsored health insurance and offers a simplified approach that empowers business owners to save money and provide better benefits. The discussion centers on how most companies unknowingly overpay for traditional insurance products and why a strategic, math-based approach—backed by tax law—can deliver improved outcomes for both employers and employees.

Tom shares practical advice on how to eliminate unnecessary premiums, reduce out-of-pocket costs, and structure benefits using Section 105 plans and ACA-compliant methods. He highlights how ClaimLinx designs health plans that prioritize catastrophic coverage, while self-funding everyday expenses for real savings and better care.

🧠 What You'll Learn:

• Common misconceptions businesses have about health insurance costs

• Why insurance agents and brokers may not have your best interests in mind

• The true cost of deductibles vs. premiums—and which hurts employees more

• How to structure benefits to save thousands per family annually

• How employers can reinvest savings into better coverage for staff

• Tools ClaimLinx provides to help simplify and manage healthcare plans

• Why owners, not HR managers or office admins, should make benefits decisions

• Real examples of how companies reduced premiums and improved benefits with ClaimLinx

• Tom’s insights on current industry trends and legislative updates

📌 Key Quotes:

“Everyone thinks better benefits mean paying more. That’s just not true when you understand what you're buying.”

“If you're spending $30,000 per family and only need $10,000, why not use that savings to give better coverage and still save money?”

“Agents aren't fighting for you—they’re fighting to keep their commissions.”

🎯 Who This Episode Is For:

• Small to mid-sized business owners and CFOs

• HR professionals and office managers evaluating benefits

• Self-employed individuals navigating health insurance

• Insurance advisors and consultants

• Anyone seeking to reduce costs and improve healthcare outcomes

📚 Resources & Links:

• Schedule a consultation: ClaimLinx.com

• Learn more about Section 105 tax strategies and ACA compliance

• Explore other episodes: The Neil Haley Show on Spotify & Apple Podcasts

💬 Connect With Us:
Have questions or want to share your benefits success story?
Email us or connect with Tom Quigley on LinkedIn.

🎧 Listen & Subscribe:
Available on Apple Podcasts, Spotify, YouTube, and all major podcast platforms.

In this insightful episode of the Cutting Edge Benefits Podcast, Tom Quigley dives into how small businesses can finally level the playing field against large corporations by using smart, customized health benefit strategies. As healthcare costs continue to rise, ClaimLinx is empowering companies with fewer than 50 employees to offer competitive, tax-efficient, and employee-centric plans without blowing the budget.

Tom discusses how ClaimLinx crafts “micro-tailored” plans using tax code advantages like Section 105, gap coverage, and concierge services to cut costs and drastically improve employee satisfaction. If you’re a business owner struggling to provide meaningful benefits or an HR leader tired of out-of-control premiums, this episode is a must-listen.

🔍 Topics Covered:

✅ Why small businesses feel they can’t compete with large companies on benefits
✅ How ClaimLinx creates custom plans based on employee demographics, income levels, and cost structure
✅ What Section 105 plans are and how they help employers legally cover deductible costs
✅ How to turn rising healthcare costs into savings while offering better benefits
✅ The psychology behind employee perception of benefits—and why that matters
✅ Why traditional insurance agents focus on commissions, not savings
✅ Real stories of businesses going from $6,000 to $1,500/month in health costs
✅ How ClaimLinx concierge service helps employees find cheaper prescriptions and avoid bill confusion
✅ Affordable Care Act compliance: why ClaimLinx solutions meet all federal regulations
✅ How working with the ClaimLinx tax team unlocks even more financial advantages

💡 Key Takeaways:

• Most small businesses are overpaying because they don’t know better options exist.

• Customized benefit plans help attract and retain top talent—especially in today’s labor market.

• A micro-tailored benefits plan can save tens of thousands annually—without sacrificing quality.

• Concierge support and real people make ClaimLinx stand out in a world of 1-800 numbers.

• ClaimLinx is results-driven: they only get paid when you save money.

🧠 Notable Quotes:

“Small companies think they can’t compete on benefits—but if they structure it right, they can actually offer better coverage than big corporations.”

“Most insurance brokers are thinking about commissions. We’re thinking about how much we can save you.”

“Your employee paying a $5,000 deductible is like asking them to work $2.41/hour just to pay for coverage they may never use.”

🎯 Perfect For:

• Small business owners (1–50 employees)

• CFOs and HR professionals seeking better benefit strategies

• Companies facing rising insurance premiums

• Founders who want to improve recruiting and retention

• Financial planners and tax strategists supporting small business clients

📞 Schedule Your Free Benefits Review:
Visit ClaimLinx.com to book a 15-minute consultation and uncover how much you could save—legally and efficiently—on employee health benefits.

In this eye-opening episode of the Cutting Edge Benefits Podcast, host Tom Quigley pulls back the curtain on what separates ClaimLinx from a growing list of cookie-cutter competitors in the health insurance consulting space. While companies like Lumy and Myastro Health offer flashy technology and templated plans, Tom explains why true savings and lasting change come from deep experience, plan customization, and a performance-based model that puts your business first.

If you're a business owner, HR professional, or CFO tired of rising premiums and rigid benefit plans, this episode will help you understand the difference between a commission-driven insurance pitch and a fully customized, tax-optimized benefits strategy designed around your people.

🔑 Key Topics Covered:

✅ The Myth of "One-Size-Fits-All"
Why companies offering off-the-shelf benefits plans are failing to meet the unique needs of their employees—and costing themselves money.

✅ A Consultant, Not a Broker
Tom explains why ClaimLinx operates more like a financial advisor than a benefits agent. The team earns a percentage of the actual savings—not a commission from an insurance company.

✅ Customization is King
From high-cost drugs to chronic conditions, Tom shares how ClaimLinx tailors strategies around real-world employee needs—something most competitors can't do.

✅ Third-Party Administration In-House
Unlike other firms that outsource fulfillment, ClaimLinx controls every step of the strategy, communication, and claims management process internally, which means greater service and faster results.

✅ The Power of Section 105 Plans
Tom explains how the 1954 tax law allows companies to restructure health plans for massive savings and improved benefits—and why so few brokers understand how to use it properly.

✅ What HR and Brokers Get Wrong
Many businesses unknowingly allow HR departments or long-time brokers to block better solutions. Tom shares the common red flags and how to overcome resistance inside your organization.

✅ Case Studies & Savings Stories
From companies saving over $1 million annually to employees receiving better care at a lower cost, Tom illustrates the real impact of the ClaimLinx model.

💬 Notable Quotes:

“Every company has a different story. Our job is to walk down the mountain, see the terrain, and build a custom path to savings.”

“We don’t work for the insurance companies—we work for our clients. That’s why we’re paid based on results.”

“Your agent says they can do the same thing—after trying to scare you into staying. That should tell you everything you need to know.”

🎯 Who This Episode Is For:

• CEOs and CFOs trying to reduce benefit spend without sacrificing employee satisfaction

• HR professionals looking for a smarter, more responsive health benefits partner

• Businesses with 5 to 500 employees frustrated by rising premiums and high deductibles

• Organizations seeking better care options for employees with chronic or high-cost conditions

📞 Want Better Benefits at a Lower Cost?
Visit ClaimLinx.com to schedule your free 15-minute consultation.
Let Tom and the team show you exactly how much you're overpaying—and what to do about it.

In this eye-opening episode, Tom Quigley shares jaw-dropping real-world healthcare horror stories that highlight the serious consequences of poor benefit decisions. From catastrophic out-of-pocket medical bills to misleading Christian “health share” plans and mismanaged COBRA coverage, Tom dives into how employers and individuals alike can find themselves trapped in financial nightmares—all because of misinformed choices.

Tom explains how these costly mistakes can be avoided through smart plan design, understanding the law, and simply doing the math. If you're an employer, HR director, or self-employed individual, this episode offers powerful insights into what not to do—and how ClaimLinx can help you get it right.

🧠 What You'll Learn:

• The dangers of "living-on-a-prayer" healthcare plans (Christian share ministries)

• How improperly filed hospital bills can cost tens of thousands—and how to fix it

• Why COBRA may be draining your wallet unnecessarily

• The hidden risks of minimal essential coverage (MEC) plans

• How poor benefit design hurts employee morale and retention

• When HR decisions end up costing millions—and how to prevent it

• Why letting your office manager or broker drive benefit strategy is a mistake

• Why math—not emotion—should guide healthcare plan decisions

📌 Key Quotes:

“Math is not emotional. If your plan costs more and delivers less, you're losing. Period.”

“One client was overpaying $2.5 million a year because they refused to change their benefits structure.”

“Employers say they care about employees, but then give them a $5,000 deductible and call it coverage.”

📈 Who Should Listen:

• Small & mid-sized business owners

• CFOs, HR leaders, and benefits administrators

• Self-employed professionals and independent contractors

• Anyone currently on or evaluating COBRA or MEC plans

• Brokers & advisors looking to do better by their clients

🔗 Resources & Links:

• Visit: https://claimlinx.com

• Schedule a consultation: ClaimLinx.com – Contact Us

• Learn more about Section 105 & ACA-compliant strategies

In this episode of the Cutting Edge Benefits Podcast, host Neil Haley sits down with Tom Quigley, CEO of ClaimLinx, to break down one of the most overlooked strategies in employer-sponsored healthcare: customizing benefits by generation.

Tom walks through how companies can tailor benefits to fit the distinct needs of Baby Boomers, Gen X, Millennials, and Gen Z—ultimately leading to higher satisfaction, better retention, and significantly lower costs.

Key Topics Covered:

• Why millennials and Gen Z value lower deductibles, accident coverage, maternity, and fertility benefits

• What boomers and Gen X employees need most (medications, diagnostics, chronic condition support)

• Why wellness programs matter more than ever—and how they can be optimized by age group

• The mistake most companies make by letting HR or office managers choose plans instead of CFOs or owners

• How companies can use Section 105, ERISA, HIPAA, and the ACA to structure benefits more effectively

• A personal story about how functional medicine and alternative testing helped Tom avoid unnecessary prescriptions—and why employers should consider supporting nontraditional healthcare

• Actionable ways to support a healthy, happy workforce (including massage days, gym reimbursement, telemedicine, and direct primary care)

Whether you’re a CFO, business owner, or HR director, this episode will help you rethink how benefits are designed, delivered, and paid for—by generation.

🎯 Takeaway: One-size-fits-all benefits are outdated. Tailoring your plan by generation and leveraging tax-advantaged structures can save money and improve morale.

👉 Ready to design smarter, generationally tailored benefits?
Schedule a free call with ClaimLinx at ClaimLinx.com

In this episode of the Cutting Edge Benefits Podcast, host Neil Haley and Tom Quigley, CEO of ClaimLinx, dive deep into the world of supplemental insurance—an often overlooked but powerful tool for enhancing employee benefit plans.

Tom explains why standard health coverage isn’t enough in today’s rising-cost landscape, and how supplemental benefits like critical illness, accident plans, short-term disability, and dental/vision riders can protect employees financially without burdening employers.

Learn how ClaimLinx helps businesses set up benefit banks that let employees choose the coverage that best suits their needs, all while saving the employer on payroll taxes and improving recruitment and retention.

Key topics include:

• The real cost of out-of-pocket expenses with traditional health plans
  

• How supplemental insurance fills coverage gaps
  

• Why some HR departments inadvertently hold employees back
  

• Creative ways to fund supplemental plans through payroll savings
  

• A powerful real-world story of how critical illness coverage changed one employee’s life
  

• Why Japan’s model of voluntary insurance adoption could inspire U.S. companies
  

Whether you’re a business owner, HR leader, or employee advocate, this episode reveals how supplemental coverage is not just a “nice to have”—it's a strategic advantage.

👉 Visit ClaimLinx.com to schedule a call and learn how to build smarter, more flexible benefits for your team.

Why Individuals and Self-Employed Professionals Are Getting Crushed by Healthcare—and How ClaimLinx Fixes It

In this episode of the Cutting Edge Benefits Podcast, host Tom Quigley of ClaimLinx joins Neil Haley to spotlight a crucial but overlooked segment of the healthcare debate: individuals, gig workers, retirees, and self-employed professionals who think they can’t afford coverage—or worse, are overpaying by thousands each year without realizing it.

Tom explains why the Affordable Care Act (ACA) is widely misunderstood, how COBRA costs are wrecking financial freedom, and what most accountants and financial planners don’t tell you about subsidies, HSAs, grants, and medical expense strategy.

If you’re self-employed, retiring early, or just tired of outrageous premiums, this episode is your wake-up call.

✅ Why “I Don’t Want Obamacare” Is a Myth Tom explains that all compliant plans—whether on the exchange or not—are based on the Affordable Care Act. If you have a health plan today, you're already on "Obamacare." Time to use it properly.

✅ How One Family Went From $2,300/month to $350 A retired schoolteacher and a carpenter (with a young entrepreneur son) slashed their monthly premium by $2,000+. The son even qualified for zero deductible coverage through subsidies and a state grant.

✅ The $110 Consult That Pays for Itself a Hundred Times Over ClaimLinx charges a one-time $110 consulting fee for individuals. That investment often turns into $5,000–$25,000 in annual savings.

✅ Why Financial Planners Should Work With ClaimLinx Tom outlines how retirees can tap into ACA subsidies by showing low taxable income (while holding large assets like Roth IRAs and paid-off homes). Most advisors miss this trick completely.

✅ How to Retire at 58 Without Paying $2,400/month Using ACA tax law, grant programs, Roth conversions, and strategic deductions, people can retire early and get free or near-free healthcare until Medicare kicks in.

✅ Why COBRA Is a Trap COBRA costs 2% more than what your employer is paying—typically thousands per month. Tom explains why it’s almost never the best option.

✅ HSA and Supplemental Plans Are Key for Individuals Tom lays out how a smart structure using bronze ACA plans, HSAs, accident/disability supplements, and assistance programs gives individuals full coverage at a fraction of the cost.

• You’re probably paying way too much for healthcare—especially if you're self-employed or recently retired.
  

• The ACA can work for you when you understand how the tax subsidies are calculated.
  

• Most people don’t know about hospital assistance programs, drug manufacturer grants, and how to legally show low income for big healthcare savings.
  

• ClaimLinx isn't just for businesses—individuals can (and should) work with Tom’s team.
  

• That $110 consult could save you thousands—no fluff, just math.
  

“People think they need to stay in their job until 65 for health insurance. They don’t. You can retire at 58 and pay nothing for your premium if you structure your income right. I’ve done it for countless people.” — Tom Quigley

• Self-employed entrepreneurs
  

• 1099 contractors and digital workers
  

• Retirees aged 55–64
  

• Individuals on COBRA or paying $1,000+ a month
  

• Financial advisors, CPAs, and wealth managers
  

👉 Visit: ClaimLinx.com 📞 Schedule a 15-minute consultation 💰 Learn how you can save thousands—legally and immediately

Subscribe to the Cutting Edge Benefits Podcast on Apple Podcasts, Spotify, or YouTube to keep learning how to fix your healthcare costs—whether you're a business or an individual.

#AffordableCareAct #HealthcareSavings #ClaimLinx #SelfEmployed #FinancialFreedom #RetirementPlanning #HSA #CobraAlternatives #CuttingEdgeBenefits #Podcast

🔍 In This Episode:🧠 Key Takeaways:📣 Real Quote from the Episode:🚀 Who Should Listen to This Episode?📍 Start Saving Today:

In this energetic and informative episode of the Cutting Edge Benefits Podcast, host Tom Quigley of ClaimLinx and co-host Neil Haley dig into the growing wave of businesses leaving traditional health insurance behind and making the switch to ClaimLinx.

The topic?
Why more companies are saying "enough is enough" to brokers, premiums, and outdated plans—and switching to a benefits model that actually saves money while improving coverage.

Through candid conversation, real-life success stories, and even a few laughs about casinos, alligators, and tennis bets, Tom breaks down what makes the ClaimLinx model so powerful—and why it's working for companies across industries and sizes.

✅ Why Businesses Are Making the Switch to ClaimLinx
It’s not complicated—they’ve run the numbers. Tom explains how companies are realizing they can:

• Cut premiums

• Improve benefits

• Share savings with employees

• Boost retention and morale

✅ What ClaimLinx Does Differently Than Brokers

• Offers performance-based compensation (ClaimLinx only gets paid when you save)

• Helps employees access drug discounts, assistance programs, and bill negotiation

• Eliminates inflated commissions, bonuses, and upselling found in traditional broker models

✅ What Businesses Face Before They Switch

• 20%–30% annual premium hikes

• No control over rising healthcare costs

• Frustration from HR and ownership

• Layoffs due to budget constraints tied to benefits costs

✅ Average Savings Per Employee

• Companies under 50 employees often save $4,000–$5,000 per employee per year

• Companies over 50 employees save an average of $3,500 per employee

✅ Why Blue Collar Businesses Embrace ClaimLinx Faster
Tom shares why blue-collar business owners “get it” faster—because they’re closer to the pain and more willing to act.
Meanwhile, white-collar companies often delay action due to red tape, HR politics, and long-standing (and costly) broker relationships.

✅ Addressing Myths and Broker Fear Tactics
Tom explains how brokers try to scare companies into staying with:

• Misleading risk warnings

• Denial of ACA eligibility

• Threats of “bad outcomes” that simply don’t match the math

✅ Real Client Success Story: Turning Health Costs into Profit
Tom shares how a client who acquired several stores in Cincinnati and Pittsburgh used ClaimLinx to:

• Reduce overall health insurance spend

• Increase EBITDA

• Boost business valuation by millions

✅ Onboarding and Long-Term Support
ClaimLinx handles implementation from start to finish. Once the plan is in place, the service team assists with:

• New prescriptions

• Surgery planning

• Inpatient care negotiations

• Ongoing employee support and education

• Companies are switching to ClaimLinx because it just makes financial sense.

• ClaimLinx improves benefits and reduces cost—a true win-win.

• Most companies see real results within 3–4 months of switching.

• The performance-based model aligns ClaimLinx with the company’s bottom line.

• Long-term? Most clients receive decreases year after year—not increases.

“Every dollar I save you, I make 20 cents. You keep 80. If I was at a casino giving those odds, they’d throw me out.” – Tom Quigley

“Most brokers are just trying to keep their commissions. We’re trying to improve your bottom line.” – Tom Quigley

“Blue-collar owners get it. They know they’re getting screwed and they’re ready to fix it. White-collar companies often overthink it.” – Tom Quigley

👉 Visit ClaimLinx.com
📞 Schedule your free consultation
💡 Discover how you can save $1,000s per employee while delivering better benefits

Subscribe to the Cutting Edge Benefits Podcast on Apple Podcasts, Spotify, and YouTube for weekly episodes that break down complex benefits topics with clarity, strategy, and proven results.

#ClaimLinx #HealthcareSavings #EmployeeBenefits #BusinessStrategy #HRTransformation #Section105 #MedicalReimbursement #CostControl #BenefitsReform #TomQuigley #NeilHaley #CuttingEdgeBenefits #Podcast

🔍 In This Episode:🎯 Key Takeaways:📣 Notable Quotes:📍 Ready to Switch to Smarter Benefits?

In this must-listen episode of the Cutting Edge Benefits Podcast, host Tom Quigley, co-founder of ClaimLinx, joins Neil Haley to reveal how businesses are leaving massive tax savings on the table—and how employers can immediately reduce costs using smart benefit structures and IRS-approved strategies.

From Section 105 reimbursement plans to flexible spending accounts, HRAs, HSAs, and Section 125 plans, Tom outlines how to turn benefits from a liability into a tax-saving asset for the business—while improving employee satisfaction and retention.

✅ The Most Overlooked Tax Strategy in Healthcare: Section 105
Tom explains how employers can use IRS Section 105 to implement Medical Expense Reimbursement Plans (MERPs), HRAs, and ICHRAs to reduce taxable income and fund employee benefits more strategically.

✅ Using FSA Daycare Contributions to Reduce Taxable Income
Employers can allow employees to contribute up to $5,000 annually tax-free for daycare and dependent care—providing huge value without costing the business anything.

✅ HRAs vs. HSAs: What’s the Difference?
Tom breaks down who owns the money, what happens if the employee leaves, and how each type of account impacts taxes:

• HRAs: Employer-controlled, refundable if not used

• HSAs: Employee-owned, portable and tax-advantaged

✅ How to Structure Benefits to Be Fully Tax-Deductible
With the proper documentation, ClaimLinx helps businesses implement:

• IRS-compliant Section 125 plans

• Health reimbursement plans that are fully deductible

• Systems to ensure compliance with IRS Publication 502

✅ Who Can—and Can’t—Participate in Pre-Tax Plans
Tom explains that S corp and LLC owners (with more than 2% ownership) generally can’t participate in Section 125 pre-tax medical plans, but C-corp owners and employees can.

✅ Why So Many Business Owners and CPAs Miss This
Tom emphasizes how most CPAs and HR departments are either unaware of these options or avoid them out of fear. ClaimLinx simplifies the setup and ensures full legal compliance.

✅ Real-World Savings: From $2.4K a Month to $280
Tom shares a recent case where a small business owner and his wife went from paying $2,400/month in health premiums to $280/month—with better coverage and full deductible reimbursement through a manufacturer’s savings card.

• Most businesses are missing thousands in tax savings every year because they’re not structuring benefits properly.

• ClaimLinx helps businesses implement fully compliant tax-saving benefit structures that reduce premiums, lower tax exposure, and improve employee retention.

• It’s not just about savings—it’s about reclaiming control from insurance companies and brokers who profit off overspending.

• With the right plan design, companies can shift benefit costs from a liability to an asset, increasing EBITDA and company value.

“If you’re asking your employees to pay for healthcare through you, you’re not winning the game—you’re losing it.” – Tom Quigley
“Most CPAs are afraid of the IRS. But the law is the law. We’ve been doing this for over 20 years—and it works.” – Tom Quigley
“This is like turning a $100,000 expense into a $2 million sale on your balance sheet. And it starts with a conversation.” – Tom Quigley

👉 Visit ClaimLinx.com
📞 Schedule your free consultation with Tom and the ClaimLinx team
💡 Start your savings journey in as little as 30 days

Subscribe to the Cutting Edge Benefits Podcast on Apple Podcasts, Spotify, and YouTube for weekly insights on transforming your benefits strategy, reducing costs, and staying ahead of changing tax and compliance rules.

#ClaimLinx #TaxSavings #Section105 #HRA #HSA #FSAs #Section125 #EmployeeBenefits #BusinessTaxStrategy #HealthcareSavings #TomQuigley #CuttingEdgeBenefits #SmallBusinessFinance #CFOPlanning #NeilHaleyShow

🔍 In This Episode:🎯 Key Takeaways:📣 Notable Quotes:📍 Want to Start Saving Now?

In this episode of the Cutting Edge Benefits Podcast, host Tom Quigley of ClaimLinx and co-host Neil Haley break down why so many business owners and CEOs are still overpaying for health insurance—and how a simple, 15-minute benefits checkup could be all it takes to stop the bleeding.

Tom outlines exactly what happens in that checkup, what information business owners need to provide, and why most of them are shocked when they see how much they could have been saving all along.

If you’re a business owner, CFO, or HR leader who thinks your benefits program is "fine," this episode will challenge that belief—and show you how easy it is to course-correct.

✅ Why CEOs Don’t Make Time for Benefits Audits
Tom shares how CEOs avoid benefit discussions because they’re “too busy”—or don’t want to be sold to. But avoiding a 15-minute call can cost tens or hundreds of thousands in wasted premiums.

✅ What Happens During the 15-Minute Checkup

• Review current plan designs and costs

• Compare to lower-cost options with the same networks

• Apply ClaimLinx’s proprietary Savings Calculator

• Show the impact of switching plans or reconfiguring benefits using Section 105

✅ Why Most Brokers Never Show You the Best Options
Brokers are incentivized to sell more expensive plans because their commissions increase with your premium. That’s why you’ve never seen the lowest-cost plan options—your broker didn’t want you to.

✅ What Information You’ll Need for a Benefits Audit
All Tom and his team need is:

• A copy of your current benefits plan

• Your current premium bill

• Basic employee demographics (age and income range)

✅ How “Risk” Is Often Misunderstood
Many business owners are scared of “risk” when it comes to high-deductible plans. But Tom explains how most employees don’t hit their deductibles, and how ClaimLinx uses reimbursement plans to eliminate that risk—while still saving money.

✅ Why Even Accountants Miss the Mark
Tom shares how some accountants discourage employers from making the switch—until they realize the savings are real and IRS-compliant under 1954 tax law. Even the most skeptical CPAs end up agreeing: “Yeah, you should do this.”

• The biggest obstacle is NOT the complexity—it’s getting someone to take the meeting.

• A 15-minute audit can uncover tens of thousands in annual savings—even for small companies.

• ClaimLinx works on performance, not commissions, so their only goal is to save you money.

• Business owners don’t need to sacrifice employee benefits to save—they can improve them while cutting costs.

“Most CEOs don’t make time for this because they think it’s going to be hard. It’s not. It takes 15 minutes.” – Tom Quigley

“If you can look at your benefits plan like your bloodwork from the doctor, it’s obvious what needs to change.” – Tom Quigley

“If you think you’re too busy to save a hundred thousand dollars, then I guess you like overpaying.” – Neil Haley

👉 Visit ClaimLinx.com
📞 Schedule your free consultation
💡 Provide your plan and bill—and let the numbers do the talking

Subscribe to the Cutting Edge Benefits Podcast on Apple Podcasts, Spotify, and YouTube for more straight-talking strategies that help business owners fix their benefits and reclaim their budgets.

#ClaimLinx #HealthcareSavings #BenefitsAudit #EmployeeBenefits #Section105 #CFOCheckup #BusinessFinance #Podcast #CuttingEdgeBenefits #TomQuigley #NeilHaley #HealthPlanOptimization #CostReduction #SmallBusinessStrategy

🔍 In This Episode:🎯 Key Takeaways:📣 Notable Quotes:📍 Ready to See What a 15-Minute Checkup Could Save You?