Welcome to Our 100th EPISODE!!!! So grateful to everyone in our 21 countries  for listening regularly. In this episode, we discuss the Top Financial Regrets of American Adults. This episode is particularly important to those in their 20's to hear so they can avoid the regrets their elders had. If there is one common message from these adults it is "Don't Live Beyond Your Means:" Enjoy. 

In this episode, we discuss the App Robinhood and why I think you should stay clear of it. I highly recommend you watch the Jon Stewart video "How Redditors Exposed The Stock Market." and then ask yourself if Robinhood is right for you. 

https://www.youtube.com/watch?v=bP74RBTE8kI

We discuss what Pump and Dump means in the financial world and 5 ways to avoid being a victim of it. I recommend you watch both "Eat the Rich-The Game Stop Saga" on Netflix and The Wolf of Wall Street which is based on a true story.  Enjoy!

This episode is based on an amazing article by Nick Maggiulli from his great financial blog, Of Dollars and Data. Learn how your spending can have more meaning and long term value. We welcome our 21st country, Japan. 

https://ofdollarsanddata.com/spending-without-regrets/

In Part 2 of Travel Hacking My Way to Greece , we welcome back the original Greek Freak, Tom Katsis, my friend who joined me on this trip to Greece. We talk about unbelievable deals on food, and maybe you should consider splitting one meal they are so big. Also taxi's in Greece , how rates are negotiable with most cabs without a meter and most taking only Euros. Car rentals are unbelievably reasonable. We discuss what we learned from the trip and each give our highlight from the trip. Total Cost-$2340 per person. Airfare-8 flights-$859 per person. Housing-13 nights-$851 per person. Food, drinks, tips, car rental, boat ride, cable car-14 days-$630 per person. 

Amazing Vegan in Athens -https://www.nikiathenshotel.com/winners-vegan-restaurant

Amazing Vegan in Santorini-https://5senses.com.gr/

Bus Schedule in Fira, Santorini. https://santorinisecrets.com/santorini-bus-schedule/#fira-airport

MUST HAVE FOR FINANCIALLY SAVVY TRAVELER

Check which CREDIT CARDS have foreign transaction fees and which don’t. Leave behind CREDIT CARDS that have foreign transaction fees. Register with STEP-The Smart Traveler Enrollment Program is a free service that allows U.S. citizens traveling or living abroad to receive the latest security updates from the nearest U.S. embassy or consulate. If going to a place where you will be getting in the water I highly recommend having Aqua Socks, Water Shoes. Rocks are sharp closer to shore.

Have a Plug converter for travel (CALLED A UNIVERSAL TRAVEL ADAPTER), This is what I used. https://www.amazon.com/EPICKA-Universal-Travel-Adapter-Power/dp/B078S3M2NX . An extension cord -https://www.amazon.com/DEWENWILS-Extension-Polarized-Outlets-Durable/dp/B0892372GF?th=1 and 3 prong to 2 prong converter https://www.amazon.com/Maximm-Polarized-Grounding-Adapter-Converter/dp/B07MTPDNMV

Sent Texts & Videos on What’s App provided I had WiFi.

Used WiFi Map so you can access where free Wifi is anywhere in the world

HIGHLY RECOMMEND UPDATING WHATEVER TRAVEL APP YOU USE Whether Waze, Apple Maps, or GOOGLE MAPS.

Katelyn and I welcome Tom Katsis to help us share travel hacks on the way to and in Greece. In Part 1, we discuss Flights when booking with one airline but the actual flight is OPERATED BY another airline. Also be aware in Greece regarding Passenger Boarding Bridges or Jet Bridges or the lack thereof. It can affect your connecting flight in a big way as we learned. Also please be fully updated with your travel apps like Google Maps because so many streets are unidentifiable and businesses in many cases do not have an address number . Finally in this episode we discuss Hotels and Apartments and how Apartments can many times be a better deal. Finally a big thank you to the people of Greece for their incredible generosity and kind spirit. Total Cost-$2340 per person. Airfare-8 flights-$859 per person. Housing-13 nights-$851 per person. Food, drinks, tips, car rental, boat ride, cable car-14 days-$630 per person.

A link to the 2 hotels/apts. that were both true bargains and great locations to see both Santorini and Chania.  https://www.reverie.gr/en/.  https://artemisrooms.gr/

Here is a link to Episode #316 Travel Hacking My Way to Portugal where I discuss "Operated By" and "Code Share" https://www.dadsdaughtersanddollars.com/podcast-financial-independence/episode/57f79d10/ep-316-travel-hacking-my-way-to-portugal

In this episode we discuss 15 side hustles to earn extra money. Here are links to some of the side hustles we discussed. https://driver.grubhub.com/?utm_source=grubhub_webdinerapp&utm_medium=content_owned&utm_campaign=product_footer-link   https://www.uber.com/us/en/deliver/?_ga=2.118914953.1872937448.1663098145-1735518227.1661301213&_gac=1.117130740.1663098145.CjwKCAjw1ICZBhAzEiwAFfvFhBxIb6WR701W154o8imUqBIw4ATgCF1o_i34f2EBZlJfbzWSiNxoDBoCtE4QAvD_BwE   https://www.neighbor.com/?cq_cmp=13291633876&cq_term=neighbor&km_googleadgroupid=126504280481&km_googlecampaignid=13291633876&utm_medium=cpc&utm_source=google_ads&utm_campaign=c13291633876_ag126504280481_neighbor_e_g_c__us&gclsrc=aw.ds&gclid=CjwKCAjw1ICZBhAzEiwAFfvFhICW0aV0ymQAogZuDohxPmA0eYQCDYaebY8vJHZgDdXY9GHpvJ4zyRoCp50QAvD_BwE&gclsrc=aw.ds   https://surveys.gobranded.com/

https://www.rev.com/?utm_source=google_ads&utm_medium=search&utm_campaign=brand-generic&utm_term=rev&utm_content=homepage&hsa_acc=6717615125&hsa_cam=162028301&hsa_grp=6882669221&hsa_ad=558230058172&hsa_src=g&hsa_tgt=kwd-38797550&hsa_kw=rev&hsa_mt=e&hsa_net=adwords&hsa_ver=3&gclid=CjwKCAjw1ICZBhAzEiwAFfvFhDg5VjMBZFzaI2GmkTNE14yXnulzlwwL1tYQ9xgVyiTPTDXnDfVBFhoCll0QAvD_BwE

https://www.rover.com/?utm_medium=cpc&utm_source=google&utm_campaign=2082408390&utm_content=82328752251_390073899097_CjwKCAjw1ICZBhAzEiwAFfvFhIQHqCpPajAUZGpuI7jm_gjy4q1gDfoac3fKdGIkIKI9_jEyHvKtZxoC2EEQAvD_BwE&utm_term=rover_e&adwordslocation=9031185&gclid=CjwKCAjw1ICZBhAzEiwAFfvFhIQHqCpPajAUZGpuI7jm_gjy4q1gDfoac3fKdGIkIKI9_jEyHvKtZxoC2EEQAvD_BwE

https://www.taskrabbit.com/?utm_source=pd_search&utm_medium=ggl&utm_campaign=Google_Search_LA_Brand_Alpha&utm_campaignID=189340296&utm_adgroup=Exact_task&utm_content=8798671656&utm_term=task%20rabbit&utm_creative=466304567232&utm_extensionid=&utm_target=kwd-25146543484&utm_met=LA_&_OC&utm_cat=Brand&utm_network=g&utm_locationid=9031185&gclid=CjwKCAjw1ICZBhAzEiwAFfvFhH3Odcmu_hczZtaAPuJ61D-9AXjrLCw5f6WndG33psw_zk0X4PeeFxoCzp4QAvD_BwE

https://www.handy.com/lp/home-cleaning?coupon=GUS39&iv_=__iv_p_1_g_47444548239_w_kwd-13475551_h_9031185_ii__d_c_v__n_g_c_614568460269_l__t__e__r__vi__&utm_campaign=handy_ggl_search_brand_cleaning_us_ca&utm_source=google&utm_medium=cpc&utm_term=handy&utm_device=c&gclid=CjwKCAjw1ICZBhAzEiwAFfvFhNB18R_EfBKRbUd7HXxAVFA5O-XVtiChBNOdJnHxuesi2DO4iLCF7hoC_30QAvD_BwE

https://intelli-shop.com/how-to-become-a-mystery-shopper

Here is a great website that discusses side hustles and shows exactly how this attorney eliminated $87,000 worth of law school debt with the help of side hustles. See is money income from side hustles.  https://financialpanther.com/

When you pay yourself first, you contribute to your Savings and Retirement Accounts BEFORE paying your bills. The money can be automatically sent to those accounts and you pay your bills with what is remaining in your check. By automating your accounts you secure your future and take advantage of one of the Commandments of Personal Finance. 

In this episode we discuss what your rights are if your flight is cancelled or delayed. The Department of Transportation has an interactive dashboard you can download so you know what you can expect from the airlines. 

https://www.transportation.gov/airconsumer/airline-customer-service-dashboard

In this episode we discuss Required Minimum Distributions(RMD's)-what they are and how to maximize them. Depending on when you retire , if the stock market is down, you might not want to take your RMD's as cash but rather keep them invested. We tell you how. This episode is a SPECIAL TIME CAPSULE EPISODE for my daughter . Enjoy.

I refer to Roth-IRA's and you can learn more in this episode. https://www.dadsdaughtersanddollars.com/podcast-financial-independence/episode/1e08ea10/ep-107-why-my-dad-wants-to-marry-roth-iras