Dave and Dharm DeMystify

Listen in to some proper fintech history as Dharm and I look back to when we worked with the Woolwich Building Society to deliver online and mobile banking in the late 1990's. We are joined by Brian Cox who was the project lead at the time. The Woolwich were pioneers and we were lucky to be there. The Woolwich was later sold to Barclays.

We chat with Chris Skinner about purpose-driven banking and some of his predictions for the future that have come true. Chris Skinner is known as one of the most influential people in technology and an independent commentator on the financial markets and fintech through his blog, the Finanser.com.

In this weeks episode, we talk to Dorel Blitz VP of Strategy and Business Development at Personetics. Dorel talks to us about how personalisation is delivering customer value through the Personetics platform, and how automation and self-driving finance are the future.

In this weeks episode, Dharm and I chat with Benjamin Fernandes. Benjamin is the founder of Nala (https://www.iwantnala.com/), a fintech based out of Tanzania. Nala is on a mission to make remittances to East Africa, faster and cheaper. Benjamin's story and passion for solving problems speak to the incredible story that is FinTech in Africa!

Our guest this week is Helene Panzarino. Helene is an experienced fintech professional, former banker, investment readiness consultant & business advisor. She is a creator of fintech innovation programmes, lecturer, board member and author. Helene talks to us, about SME banking.

This weeks guest is Martin Hyde, the Head of HSBC Kinetic, the recently launched mobile banking proposition focused on small businesses. Martin talks about why the Bank launched Kinetic and how it fits into HSBC's portfolio of commercial offerings. He also talks very passionately about why a customer-led, design thinking approach was adopted for the project to get Kinetic launched.

In this specially extended show, our guests are Peter Deming, Warburg Pincus's MD for London and European Head of FS and Tom Bentley CCO of Vodeno, one of Warburg's recent acquisitions.

We chat about Warburg's vision and acquisition strategy and how these are being driven by the seismic changes happening in financial services, including embedded banking, Baas, mobile and enriching the customer experience through insight and data.

On this week's show, we welcome Ben Joakim. Ben is currently Head of Strategy for Principality Building Society and is a NED for FinTech Wales. He was previously founder and CEO of a FinTech start-up Disberse (https://www.disberse.com/), whose mission was to ensure greater transparency, velocity and accountability between donors and receivers in the aid sector. Ben talks about his experience at Disberse. He then chats about the challenges and opportunities for the building society sector and about FinTech in Wales.

In this episode, the 2 D's become 3, as Dave and Dharm chat to Dan Phipps from Truth Consulting Partners about Digital Transformation. Dan was until recently Head of Digital for HSBC in Asia and was one of the driving forces behind digital change and adoption in the Bank. Dan gives us the benefit of his experience over the last decade, providing valuable observations and insight that will appeal to anyone with an interest in Digital Transformation at scale.

This week, Dave and Dharm talk to Samora Kariuki from Finbank S.A. in Burundi about FinTech in Africa. Samora is incredibly knowledgeable and insightful about the topic having worked in digital finance for many years. A big takeout; how digital is truly globalising so much.

Samora publishes a brilliant newsletter: Fintech Frontier (https://frontierfintech.substack.com/) which is well worth subscribing to.