Once upon a time David Hochberg's father planted a seed. "Pay yourself first, and you'll never go broke." It led to his first passbook savings account at age seven, and a pre-teen career in scrap metal, turning trash into cash. Along the way, he developed a passion for helping home-buyers protect their financial health. During this episode of The Crisis Cast, one of Chicago's most-renowned mortgage business entrepreneurs tells Lissa Druss and Thom Serafin all of his financial secrets. One of those secrets is what Hochberg calls the "Four T's" – click play, and start taking notes.