As St. Paul observed, some things get everywhere. And influence everything they contact. As any baker knows, it just takes a little yeast (leaven) to cause an entire loaf of bread to rise.

As St. Paul observed, some things get everywhere. And influence everything they contact. As any baker knows, it just takes a little yeast (leaven) to cause an entire loaf of bread to rise.

As St. Paul observed, some things get everywhere. And influence everything they contact. As any baker knows, it just takes a little yeast (leaven) to cause an entire loaf of bread to rise.

Friday had 5 of the country's major banks report earnings: Citigroup, Wells Fargo, US Bankcorp, PNC Financial, and State Street, along with two financial services companies: Black Rock and Progressive Insurance.

Friday had 5 of the country's major banks report earnings: Citigroup, Wells Fargo, US Bankcorp, PNC Financial, and State Street, along with two financial services companies: Black Rock and Progressive Insurance.

Friday had 5 of the country's major banks report earnings: Citigroup, Wells Fargo, US Bankcorp, PNC Financial, and State Street, along with two financial services companies: Black Rock and Progressive Insurance.

Friday had 5 of the country's major banks report earnings: Citigroup, Wells Fargo, US Bankcorp, PNC Financial, and State Street, along with two financial services companies: Black Rock and Progressive Insurance.

As one pundit put it, Americans have become used to free money. And it is true. Since the Great Financial Crisis of 2008, it has been the policy of the Federal Reserve to maintain near-zero interest rates. Free money, if you will. So why not borrow as much as you can? That at least seems to be the mantra of many.

As one pundit put it, Americans have become used to free money. And it is true. Since the Great Financial Crisis of 2008, it has been the policy of the Federal Reserve to maintain near-zero interest rates. Free money, if you will. So why not borrow as much as you can? That at least seems to be the mantra of many.

As one pundit put it, Americans have become used to free money. And it is true. Since the Great Financial Crisis of 2008, it has been the policy of the Federal Reserve to maintain near-zero interest rates. Free money, if you will. So why not borrow as much as you can? That at least seems to be the mantra of many.