Debt Confessions

Debt Confessions

By Bailey GradyBusiness
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Debt Confessions episodes

  • I CAN'T with this Cheerleader | Debt Confessions

    Welcome to Debt Confessions! Breck is 18 Years Old Living in Miami, Florida. I dive into a financial audit including income, car loans, student loans, credit card debt, debt, investing, and more.

    Platforms and Tools I use for my finances (and my affiliate links*)
    i) Investing Get $5 invested in just 5 minutes using this link - https://bit.ly/BaileyAcorns
    ii) Savings Account Get up to 5.15% APY on your Savings Account for the first 3 months https://bit.ly/BaileyMarcusSavings
    00:00 INTRO
    00:36 NO COLLEGE
    04:34 $2,900 A MONTH
    05:05 STABLE??
    08:17 CHILDHOOD
    14:25 MY DAD GOT INTO INVESTING
    23:40 $500,000 IF YOU START NOW
    28:46 DO NOT WAIT IF YOU ARE DEBT FREE
    32:03 CAR LOAN
    32:30 CURRENT EXPENSES
    33:22 FIRST PAYCHECK GONE IN 3 DAYS
    38:39 WHAT YOU NEED TO DO
    43:58 DON'T GET A CREDIT CARD
    47:20 BUILD AN EMERGENCY FUND
    My goal is to help people learn about money, from stories shared on the show.
    Email us [email protected] if you want to be on the show to discuss your debt, expenses, financial struggles, paying off debt, or other financial challenges.
    The information in this video is for entertainment and educational purposes only and should not be construed as financial advice. We encourage viewers to seek professional financial advice before making any financial decisions.

    52 min
  • 37 Year Old Can't Afford Any of This | Debt Confessions

    Welcome to Debt Confessions! I dive into a financial audit with Veronica and discuss all things debt, income, expenses, credit card debt, student loans, car payments and more!

    0:00 INTRO
    2:50 ASSETS
    8:17 MONTHLY EXPENSES
    12:22 I DON'T WANT TO BE IN DEBT
    18:40 TRAVELING IN DEBT
    25:20 FINANCING A PHONE
    32:20 NO REASON TO SPEND MORE THAN YOU MAKE
    38:20 RETIREMENT INVESTMENTS
    44:32 WHAT I WOULD DO
    50:00 THIS WON'T CUT IT
    My goal is to help people learn about money, from stories shared on the show.
    Email us [email protected] if you want to be on the show to discuss your debt, expenses, financial struggles, paying off debt, or other financial challenges.
    The information in this video is for entertainment and educational purposes only and should not be construed as financial advice. We encourage viewers to seek professional financial advice before making any financial decisions.

    55 min
  • The Worst Financial Decisions Ever Seen | Debt Confessions

    Welcome to Debt Confessions! Maryann is 32 Years Old Living in California. I dive into a financial audit of her credit card debt, car loans, personal loans, debt, income, investing, and more.
    Platforms and Tools I use for my finances (and my affiliate links*)
    i) Investing Get $5 invested in just 5 minutes using this link - https://bit.ly/BaileyAcorns
    ii) Savings Account Get up to 5.15% APY on your Savings Account for the first 3 months https://bit.ly/BaileyMarcusSavings
    00:00 INTRO
    00:17 INCOME
    01:47 "I AM A 5" - I HAVE SOME MONEY
    05:54 IT IS NOT AN INCOME PROBLEM
    08:52 CHILDHOOD
    13:06 WHY ARE YOU CARRYING A BALANCE
    20:14 WILL SHE LISTEN???
    28:50 YOU CAN'T AFFORD MORE EXPENSIVE RENT
    35:49 STOP USING AFFIRM
    42:55 DON'T INVEST WHILE IN DEBT
    48:52 THIS IS WHAT YOU NEED TO DO
    My goal is to help people learn about money, from stories shared on the show.
    Email us [email protected] if you want to be on the show to discuss your debt, expenses, financial struggles, paying off debt, or other financial challenges.
    The information in this video is for entertainment and educational purposes only and should not be construed as financial advice. We encourage viewers to seek professional financial advice before making any financial decisions.

    53 min
  • 33 Year Old Drowning in Credit Card Debt | Debt Confessions

    Latara is 33-years old, in debt living in New York. We dive into a financial audit of her financial situation from her income, expenses, debts, credit card debt, car loans, vacations and more.
    Platforms and Tools I use for my finances (and my affiliate links*)
    i) Investing Get $5 invested in just 5 minutes using this link https://bit.ly/BaileyAcorns
    ii) Savings Account Get up to 5.15% APY on your Savings Account for the first 3 months https://bit.ly/BaileyMarcusSavings
    00:00 Introduction
    06:23 Childhood
    09:52 Current Financial Situation
    18:47 Maxed out Credit Cards
    24:30 Budget Process
    33:58 Vacation While in Debt
    40:27 Worst Financial Mistake
    My goal is to help people learn about money, from stories shared on the show.
    Email us [email protected] if you want to be on the show to discuss your debt, expenses, financial struggles, paying off debt, or other financial challenges.
    The information in this video is for entertainment and educational purposes only and should not be construed as financial advice. We encourage viewers to seek professional financial advice before making any financial decisions.

    49 min
  • She Won't Stop Maxing Out Credit Cards | Debt Confessions

    Welcome to Debt Confessions! Ashley is 25 Years Old Living in Massachusetts. I dive into a financial audit to discuss her debt, income, credit card debt, car payment, student loans and more. With her income and spending, she is stacking up credit card debt and currently struggling to make ends meet.
    -
    Platforms and Tools I use for my finances (and my affiliate links*)
    i) Investing Get $5 invested in just 5 minutes using this link - https://bit.ly/BaileyAcorns
    ii) Savings Account Get up to 5.15% APY on your Savings Account for the first 3 months https://bit.ly/BaileyMarcusSavings
    -
    00:00 INTRO
    00:26 NOT ENOUGH - CURRENT INCOME
    2:37 CURRENT FINANCES - YOU ARE A 4?
    6:52 BANK ACCOUNT BALANCE
    9:52 STAY AWAY FROM CRYPTO IN DEBT
    12:05 SCAMMED FROM A JOB
    17:18 CREDIT CARD TRANSACTIONS
    21:36 YOUR SISTER DOESN'T NEED $200 SHOES
    29:49 CREDIT CARD DEBT TO TRAVEL
    34:56 STOP USING A CREDIT CARD
    35:59 PART 2 WITH ASHLEY
    39:58 $1600 IN MINIMUM PAYMENTS
    46:23 OVERTIME WILL BE REQUIRED
    52:00 PROGRESS IS ALREADY BEING MADE
    -
    My goal is to help people learn about money, from stories shared on the show.
    -
    Email us [email protected] if you want to be on the show to discuss your debt, expenses, financial struggles, paying off debt, or other financial challenges.
    -
    The information in this video is for entertainment and educational purposes only and should not be construed as financial advice. We encourage viewers to seek professional financial advice before making any financial decisions.

    57 min
  • 41 Year Old Has $0 And Refuses To Change | Debt Confessions

    Welcome to Debt Confessions! Elizabeth is 41 Years Old Living in California. I dive into a financial audit of her credit card debt, car loans, personal loans, debt, income, investing, and more.

    Platforms and Tools I use for my finances (and my affiliate links*)
    i) Investing Get $5 invested in just 5 minutes using this link - https://bit.ly/BaileyAcorns
    ii) Savings Account Get up to 5.15% APY on your Savings Account for the first 3 months https://bit.ly/BaileyMarcusSavings
    00:00 INTRO
    00:36 INCOME
    04:26 RATING YOURSELF A 2???
    09:45 CURRENT DEBTS
    17:39 NO CREDIT CARDS??
    21:34 MLMs WHYYYY
    28:20 MONTHLY EXPENSES
    35:39 SOMETHING HAS TO GO
    43:33 MOM IS THIS INVOLVED??
    53:02 HOW MANY GROCERY STORE VISITS??
    01:01:25 YOU MUST CHANGE
    01:07:42 ARE YOU GOING TO CHANGE?
    My goal is to help people learn about money, from stories shared on the show.
    Email us [email protected] if you want to be on the show to discuss your debt, expenses, financial struggles, paying off debt, or other financial challenges.
    The information in this video is for entertainment and educational purposes only and should not be construed as financial advice. We encourage viewers to seek professional financial advice before making any financial decisions.

    1 hr 13 min
  • 42 Year Old Drowning in Car Debt | Debt Audit

    Angela is a 42-year-old single mom from New Jersey. I dive into a Financial Audit of her financial situation from her income, expenses, debts, car loans, credit cards and more.

    Our goal is to help people learn about money, from stories shared on the show.
    Platforms and Tools I use for my finances (and my affiliate links*)
    i) Investing Get $5 invested in just 5 minutes using this link - https://bit.ly/BaileyAcorns
    ii) Savings Account Get up to 5.15% APY on your Savings Account for the first 3 months https://bit.ly/BaileyMarcusSavings
    Email us [email protected] if you want to be on the show to discuss a big upcoming expense, a financial struggle, paying off debt, or ways you have successfully managed your money.
    The information in this video is for entertainment and educational purposes only and should not be construed as financial advice. We encourage viewers to seek professional financial advice before making any financial decisions.

    1 hr 5 min
  • "I Lost EVERYTHING..." | Debt Confessions

    Welcome to Debt Confessions! We dive into a financial audit with Leslie. We dive into her debts, student loans, credit card debt, home buying, losing everything and more.

    -
    00:00 INTRO
    01:22 INCOME
    4:28 ASSETS AND DEBTS
    8:45 NET WORTH
    13:47 SHE LOST IT ALL
    19:18 YOU DON'T WANT TO PAY THEM OFF?
    24:48 TOO MUCH HOUSE
    30:06 CAR PAYMENTS CAUSE PAIN
    36:16 PAY IT OFF AND SELL THE HOUSE
    Platforms and Tools I use for my finances (and my affiliate links*)
    i) Investing Get $5 invested in just 5 minutes using this link - https://bit.ly/BaileyAcorns
    ii) Savings Account Get up to 5.40% APY on your Savings Account for the first 3 months https://bit.ly/BaileyMarcusSavings
    My goal is to help people learn about money, from stories shared on the show.
    Email me [email protected] if you want to be on the show to discuss your debt, expenses, financial struggles, paying off debt, or other financial challenges.
    The information in this video is for entertainment and educational purposes only and should not be construed as financial advice. We encourage viewers to seek professional financial advice before making any financial decisions.

    38 min
  • He Quit His Job While Drowning in Debt | Debt Confessions

    Welcome to Debt Confessions! Addison is 23 Years Old Living in Houston. I dive into a financial audit of his debt, income, credit card debt, car loans, expenses and more.

    Platforms and Tools I use for my finances (and my affiliate links*)
    i) Investing Get $5 invested in just 5 minutes using this link - https://bit.ly/BaileyAcorns
    ii) Savings Account Get up to 5.30% APY on your Savings Account for the first 3 months https://bit.ly/BaileyMarcusSavings
    00:00 INTRO
    0:30 INCOME
    3:31 CURRENT FINANCIAL SITUATION
    6:04 DROWNING IN CREDIT CARD DEBT
    10:20 CURRENT EXPENSES
    18:00 IRRESPONSIBLE SPENDING
    24:17 STOP EATING OUT
    32:23 PATH FORWARD
    41:17 CUT THEM UP
    48:19 GET IT CLEARED IN 8 MONTHS
    51:30 ITS A PLAGUE
    My goal is to help people learn about money, from stories shared on the show.
    Email us [email protected] if you want to be on the show to discuss your debt, expenses, financial struggles, paying off debt, or other financial challenges.
    The information in this video is for entertainment and educational purposes only and should not be construed as financial advice. We encourage viewers to seek professional financial advice before making any financial decisions.

    56 min
  • She Refuses To Get Out Of Credit Card Debt | Debt Confessions

    Welcome to Debt Confessions! Andrea is 38 Years Old Artist Living in DC. I discuss her debt, income, credit card debt, car payment, home buying and more. With her income, she is currently struggling to make ends meet and living in debt.

    Platforms and Tools I use for my finances (and my affiliate links*)
    i) Investing Get $5 invested in just 5 minutes using this link - https://bit.ly/BaileyAcorns
    ii) Savings Account Get up to 5.15% APY on your Savings Account for the first 3 months https://bit.ly/BaileyMarcusSavings
    00:00 INTRO
    02:45 CURRENT INCOME
    5:15 CURRENT FINANCIAL SITUATION AND DEBTS
    6:57 CRYPTO
    11:30 YOU ARE NOT MANAGING MONEY CORRECTLY
    16:45 YOUR CAR PAYMENT IS KILLING YOU
    24:15 DON'T BUY A NEW CAR
    26:40 MONTHLY EXPENSES
    36:40 STOP EATING OUT
    42:15 YOUR EXPENSES WILL GO UP
    47:18 GET OUT OF CREDIT CARD DEBT
    51:45 GET OUT OF DEBT BEFORE MARRIAGE
    56:08 SELL THE CRYPTO
    My goal is to help people learn about money, from stories shared on the show.
    Email us [email protected] if you want to be on the show to discuss your debt, expenses, financial struggles, paying off debt, or other financial challenges.
    The information in this video is for entertainment and educational purposes only and should not be construed as financial advice. We encourage viewers to seek professional financial advice before making any financial decisions.

    1 hr 1 min

About Debt Confessions

From the publisher's feed

I dive into raw, unfiltered stories of debt as well as financial victories. Helping people make changes to win with money.