Today I’m going to debunk some of the biggest financial lies that people fall for—and trust me, there are plenty. You may have heard some of them: “You need to be rich to start investing,” “Carrying a credit card balance improves your credit score,” or “Renting is just throwing money away.” I’m here to set the record straight.

I also break down misconceptions about retirement, including the false belief that Social Security will cover all your expenses and that you can afford to wait to start saving. Plus, I’ll get into investment fallacies, the real definition of risk, and the dangers of financial misinformation, including get-rich-quick schemes.

So much to talk about today! If you want to separate financial fact from fiction, you MUST listen to this podcast. Tune in, take notes, and as always—keep CAPitalizing!