Join us in this episode of 'Below the Fold' as we delve into the fascinating journey of Kareem Monem, a leading figure in the realm of digital technology and financial services. Kareem shares his experiences from working with assistive technologies in Greece to his pivotal role at Digitas. 

We explore the profound impact of digital transformation on financial services, the future of money through the lens of CBDCs and cryptocurrencies, and the critical importance of financial inclusion and literacy. 

Tune in for an insightful discussion on how technology is reshaping our relationship with money and financial systems.
 

Timestamps:

00:00 Introduction

00:24 Guest Introduction: Kareem Monem's Career Journey

01:07 Early Career in Greece: Assistive Technology

03:11 Transition to the UK: Working with Microsoft

04:25 Move to the Middle East: Joining Publicis Group

04:59 Evolution of Digital Marketing

07:47 Leadership at Digitas

12:18 Defining Money and Its Modern Perception

14:47 Decentralization and Digital Currencies

26:23 Challenges and Opportunities in Banking

32:02 Vodafone's Digital Wallet and SMS Banking

32:37 Building Digital Banking in East Swatini

34:15 Social Banking and Domestic Abuse Support

36:40 Personalized Financial Services and AI

43:06 The Future of Digital Wallets

50:02 Financial Inclusion and Literacy

55:30 The Future of Money: Predictions and Implications

01:06:30 Conclusion and Final Thoughts

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