Is Klarna’s IPO a smart bet, or just another overhyped fintech story? We break down everything you need to know as shares hit the market:

• How Klarna makes money without charging shoppers interest.
• Why its U.S. business is taking off and how it plans to evolve from a “Buy Now Pay Later” button into a full-blown shopping super-app.
• The brutal competition from Affirm, PayPal, and big banks
• The regulatory risks looming over the BNPL industry, and more.

From its $14 billion IPO valuation to its AI-driven cost cutting and ambitions to be the future of online shopping, this episode covers Klarna’s biggest opportunities and its biggest challenges.

This video is for informational purposes only and reflects the views of the host and guest, not Public Holdings or its subsidiaries. Mentions of assets are not recommendations. Investing involves risk, including loss. Past performance does not guarantee future results. For full disclosures, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Public.com/disclosures⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.