Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth

By Your Money StyleBusiness

Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth episodes

September 08From Baby to Big Picture: How to Financially Plan Once Kids Are on the Way
So you're expecting — or you already have kids and you're wondering if you're doing this right financially. This week Maddie & Meghan pick up right where Part 1 left off: what to handle first, how to balance your future against theirs, and a no-stress intro to 529s and investing for kids. Plus: why "perfect" was never the goal.
Resources:
Budget Blueprint Builder — Our one-hour workshop with an Excel and Google Sheets template built for exactly this kind of mid-year reset. $47. Linked Here!
🎯 5-Day Expense Reset — Free. For when today's episode made you want to finally just look at the full picture.
Previous Episode: You Got a Raise… Now What?
📘 The Confident Investor Blueprint
Read the full Show Notes Here!
Thanks to our sponsor:
Rakuten
Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don't forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!
Connect with us on Instagram @your.money.style
Visit our website for articles, resources, and more at www.liveyourmoneystyle.com
20 min
September 04CFO Corner Week 35: Your Freedom Number - Calculate What It Takes to Walk Away
You know that vague, heavy feeling that you're stuck at your job? This week, Maddie turns it into an actual number. In ten minutes, calculate your personal "walk-away number" — the amount that would let you leave, negotiate harder, or take a real risk without panic.
In this episode:
Why your Freedom Number isn't the same as a full retire-forever FI number (and why that's a good thing)
The 3-question formula: essential expenses × runway months + gap-coverage cushion
A real example walked through step by step
Why golden handcuffs only work when you don't know your number
Tell us your Freedom Number, or how close you are to it — we might feature your answer in a future episode.
Resources:
Budget Blueprint Builder — Our one-hour workshop with an Excel and Google Sheets template built for exactly this kind of mid-year reset. $47. Linked Here!
🎯 5-Day Expense Reset — Free. For when today's episode made you want to finally just look at the full picture.
Previous Episode: You Got a Raise… Now What?
📘 The Confident Investor Blueprint
Read the full Show Notes Here!

Thanks to our sponsor:
Rakuten

Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

Connect with us on Instagram @your.money.style

Visit our website for articles, resources, and more at www.liveyourmoneystyle.com
10 min
September 01Can You Afford Kids? (And How to Start Planning Before You Have Them)
Ever Googled "how much does it cost to raise a kid" and immediately panicked? This week Maddie & Meghan reframe the whole question — moving from "can I afford this?" to "how do I build a plan I actually trust?" They break down what really changes financially, the foundation to build before kids enter the picture, and one small step you can take this month, whether kids are in your five-year plan or not.
Resources:
Budget Blueprint Builder — Our one-hour workshop with an Excel and Google Sheets template built for exactly this kind of mid-year reset. $47. Linked Here!
🎯 5-Day Expense Reset — Free. For when today's episode made you want to finally just look at the full picture.
Previous Episode: You Got a Raise… Now What?
📘 The Confident Investor Blueprint
Read the full Show Notes Here!
Thanks to our sponsor:
Rakuten
Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don't forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!
Connect with us on Instagram @your.money.style
Visit our website for articles, resources, and more at www.liveyourmoneystyle.com
22 min
August 27CFO Corner Week 34: One Number on Your Pay Stub You've Never Looked At
Most of us fill out a W-4 once, on day one of a job, and never touch it again — which is fine until April rolls around and you either owe money you didn't budget for, or realize you handed the government an interest-free loan all year. This week, Meghan walks through the paycheck checkup: a free IRS tool, one pay stub, and about fifteen minutes to close the gap between what you're withholding now and what you'll actually owe. Using a real example (Riley, single, $58K salary), she shows exactly how to calculate the fix and which line on your W-4 to adjust.
This week's action: pull your last pay stub, run the IRS Tax Withholding Estimator, and submit an updated W-4 if it flags a gap.
Read the full Show Notes Here!
Thanks to our sponsor:
Rakuten
Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don't forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!
Connect with us on Instagram @your.money.style
Visit our website for articles, resources, and more at www.liveyourmoneystyle.com
11 min
August 25How to Build a Financial Life You Don't Want to Escape From
Ever feel like you're doing everything "right" with money but still counting down to payday just to feel free? This week Maddie & Meghan break down "escape mode" money — why so many responsible budgets quietly make people miserable — and walk through five shifts to build a financial life that supports your real life instead of competing with it. Plus: how to set up a simple system you'll actually stick to, not just start.
Resources:
Budget Blueprint Builder — Our one-hour workshop with an Excel and Google Sheets template built for exactly this kind of mid-year reset. $47. Linked Here!
🎯 5-Day Expense Reset — Free. For when today's episode made you want to finally just look at the full picture.
Previous Episode: You Got a Raise… Now What?
📘 The Confident Investor Blueprint
Read the full Show Notes Here!

Thanks to our sponsor:
Rakuten

Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

Connect with us on Instagram @your.money.style

Visit our website for articles, resources, and more at www.liveyourmoneystyle.com
23 min
August 21CFO Corner Week 33: 10 Minutes to Stop Avoiding That One Money Thing
You know exactly what it is — the statement you haven't opened, the call you keep putting off, the account you're avoiding logging into. This week, we're not solving it. We're spending ten minutes with it. Turns out that's often enough to change everything.
Why avoided tasks are really about feelings, not finances
The myth of needing to "feel ready" before taking action
A simple 10-minute method you can use on any dreaded money task
Two real-world examples: opening a statement and making a hard phone call
Why momentum beats speed every time
"It's just a task wearing a costume that makes it look scarier than it actually is."
Budget Blueprint Builder — Our one-hour workshop with an Excel and Google Sheets template built for exactly this kind of mid-year reset. $47. Linked Here!
🎯 5-Day Expense Reset — Free. For when today's episode made you want to finally just look at the full picture.
Previous Episode: You Got a Raise… Now What?
📘 The Confident Investor Blueprint
Read the full Show Notes Here!

Thanks to our sponsor:
Rakuten

Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

Connect with us on Instagram @your.money.style

Visit our website for articles, resources, and more at www.liveyourmoneystyle.com.
9 min
August 18You're Allowed to Change Your Mind About Your Money Goals
You set a savings goal two years ago and you were SO proud of it. This year, you blew right past it — on purpose. And it took way too long to feel okay about that.
Somewhere along the way we started treating financial goals like contracts — break one and it feels like failure. This week, we're ripping that contract up.
In this episode:
Why changing your goal feels like quitting (and why it isn't)
The life seasons that legitimately change your money math — promotions, pay cuts, sabbaticals, and everything in between
Permission slips: to slow down, to pause investing, to take the lower-paying job that gives you your life back
How to update your plan without losing the plot (three questions to ask before you pivot)
Resources:
Budget Blueprint Builder — Our one-hour workshop with an Excel and Google Sheets template built for exactly this kind of mid-year reset. $47. Linked Here!
🎯 5-Day Expense Reset — Free. For when today's episode made you want to finally just look at the full picture.
Previous Episode: You Got a Raise… Now What?
📘 The Confident Investor Blueprint
Read the full Show Notes Here!

Thanks to our sponsor:
Rakuten

Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

Connect with us on Instagram @your.money.style

Visit our website for articles, resources, and more at www.liveyourmoneystyle.com
20 min
August 13CFO Corner Week 32: Are You Using Everything Your Credit Card Offers?
Most of us sign up for a credit card, remember the headline perk, and never look at the rest of the list again. This week's CFO Corner is a 10-minute audit to fix that — whether or not your card charges an annual fee.
Meghan reframes unused card benefits for what they actually are: not a bonus, but money you already paid for and haven't picked up yet. If you're carrying a card with an annual fee, that fee bought you a bundle of services — and an unused perk is the same category as a gift card sitting in a drawer.
In this episode:
The 3-step perk audit — pull up your card's benefits guide, list every single perk (not just the ones you remember), and mark which ones are automatic vs. which require you to activate or enroll (this is where most people quietly lose money).
The math that changes the math — a worked example showing how a $95 annual fee can clear itself through credits you're not using, before you've touched anything else on the list.
Two extra layers worth knowing about — merchant/card-linked offers and points transfer bonuses, plus the guardrails for using both without accidentally creating new spending or making an irreversible transfer.
A reality check — not every perk fits your actual life, and that's fine. The goal isn't to force value out of every line item; it's to stop losing money on the ones that already fit.
This week's CFO micro-action: List every benefit on your top annual-fee card (or your top one or two cards) and use one of them before your next statement closes. That's it — one perk, claimed, this month.
Budget Blueprint Builder — Our one-hour workshop with an Excel and Google Sheets template built for exactly this kind of mid-year reset. $47. Linked Here!
🎯 5-Day Expense Reset — Free. For when today's episode made you want to finally just look at the full picture.
12 min
August 11What Nobody Tells You About Merging Your Money
Merging money with a partner isn't one big conversation — it's a bunch of small, practical things nobody hands you a manual for. In Part 2 of our single vs. partnered series, Maddie and Meghan cover the subscription overlap you're probably paying for twice, the beneficiary paperwork almost everyone forgets to update, how to split bills when incomes aren't equal, the credit score myth that trips people up, and the sneaky way partners influence each other's spending. Missed Part 1? Go back and listen to Is There Really a Tax on Being Single? first.

Budget Blueprint Builder — Our one-hour workshop with an Excel and Google Sheets template built for exactly this kind of mid-year reset. $47. Linked Here!
🎯 5-Day Expense Reset — Free. For when today's episode made you want to finally just look at the full picture.
Previous Episode: You Got a Raise… Now What?
📘 The Confident Investor Blueprint
Read the full Show Notes Here!

Thanks to our sponsor:
Rakuten

Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

Connect with us on Instagram @your.money.style

Visit our website for articles, resources, and more at www.liveyourmoneystyle.com
23 min
August 06CFO Corner Week 31: What Are Your Investments Actually Costing You
Do you know how much you're paying to invest your money? Not what you invested — what it's costing you to stay invested.
In this episode, we break down the one number almost nobody checks: the expense ratio quietly built into every fund you hold. You'll learn what a "normal" fee actually looks like, why even a 1% difference adds up to real money over time, and how to run a simple three-minute audit on your own accounts today.
What an expense ratio is and where to find it
Why index funds and actively managed funds can differ by 10–20x in cost
The real cost of fees: it's not just what you pay, it's the growth you lose
The 3-Minute Fee Audit, step by step
How to make one simple, low-effort upgrade — without overhauling your whole portfolio
Mistakes to avoid: panic-selling, ignoring taxes, and chasing "cheap" blindly
💬 "It's not just the fee — it's the growth that money could have had."
🎧 Listen now and find your number in under ten minutes.
Budget Blueprint Builder — Our one-hour workshop with an Excel and Google Sheets template built for exactly this kind of mid-year reset. $47. Linked Here!
🎯 5-Day Expense Reset — Free. For when today's episode made you want to finally just look at the full picture.
Previous Episode: You Got a Raise… Now What?
📘 The Confident Investor Blueprint
Read the full Show Notes Here!

Thanks to our sponsor:
Rakuten

Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

Connect with us on Instagram @your.money.style

Visit our website for articles, resources, and more at www.liveyourmoneystyle.com
10 min

About Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth

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Welcome to Deeply Invested, the podcast where personal finance and career growth are made not so serious, but always practical. Hosted by Maddie and Meghan, who have built their finances from the…

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Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth

Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth episodes

About Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth