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Zac Townsend, the co-founder of Meanwhile—a life insurer where everything runs on Bitcoin: premiums, payouts, and reserves.
Zac grew up watching his father work as a postal clerk by day and study for his BA, MA, and PhD by night. That early exposure to discipline, sacrifice, and long-term ambition shaped everything that came next—from studying finance not to join Wall Street, but to understand how the system worked, to working in civic tech under Cory Booker, where he was tasked with figuring out why people in West Newark didn’t have bank accounts.
That question sparked a decade-long journey into financial infrastructure: first at Stripe, then co-founding Standard Treasury—an early banking-as-a-service startup later acquired by SVB.
Now, with Meanwhile, Zac is going even deeper. Backed by Sam Altman and licensed in Bermuda, he’s building a Bitcoin-native life insurer designed to protect families in places where inflation makes traditional savings impossible—like Nigeria, Argentina, and even parts of the U.S.
It’s simple: customers pay in Bitcoin, receive payouts in Bitcoin, and hold policies that grow in value—not lose it.
We talked about his life as a founder and father, why traditional life insurance is broken, what most entrepreneurs get wrong about focus, and how Meanwhile could help lay the foundation for a Bitcoin-based financial system.
Learn more and Zac and his company below:
linkedin.com/in/zactownsend/
meanwhile.bm/
Matthias Wagner is the founder of Flux, a collaborative, AI-native hardware design platform. But to call it that almost undersells it. What Flux is really doing is dragging hardware into the modern age—giving engineers the same creative velocity that software teams have enjoyed for decades.
The status quo in hardware design? Obsolete. Legacy PCB tools that haven’t changed since the ‘80s. No collaboration. No browser access. Locked behind $20,000 licenses. Engineers emailing project files. No GitHub, no Figma, no AI.
Matthias saw the absurdity firsthand.
In 2019, he left Meta—where he’d worked on Moments, AR/VR, and Oculus Quest—and took a summer off to build electronics for Burning Man. That’s when it hit him: this shouldn’t be this hard. Designing a basic board was painful. Tools were ancient. Workflows felt frozen in time.
So he started Flux.
He didn’t just want to modernize PCB design—he wanted to rethink it from first principles. Make it multiplayer. Make it programmable. Build it for the web. And inject AI into the workflows engineers hate most: routing traces, sourcing components, catching errors. Today, Flux is used by thousands—from African farmers building smart irrigation systems to world-class engineering teams shipping real hardware.
But here’s what makes Matthias different: he’s not chasing enterprise contracts. He’s not building for committees. He’s building for the individual. The 12-year-old with an idea. The kid who wants to build their own iPhone, not just an app. The founder in Nairobi who can’t afford $20K software but can learn online and make something real.
His worldview is equal parts sci-fi optimism and Burning Man pragmatism. He talks about LEGOs as foundational infrastructure. He sees Star Wars as a blueprint for the future (where a kid in a desert can build a sentient robot). And he believes the next industrial revolution won’t be driven by centralized R&D—but by distributed, AI-augmented creativity.
Flux isn’t just Figma-for-PCBs. It’s Figma and GitHub and OpenAI—for hardware.
And he’s not stopping.
The roadmap? Even more automation. Even less friction. A world where hardware engineers can work with AI agents just like software devs do—except they’re not just writing code, they’re creating physical things. Devices. Machines. Systems.
And the philosophy underneath it all? Simple: the future is obvious if you’re willing to unlearn the past.
This one stuck with me. Matthias isn’t loud. He’s not trying to be a hype machine. He’s just building—calmly, relentlessly—toward a future where anyone, anywhere, can create the physical tools they need to change their world.
And honestly? He might actually pull it off.
Learn more about Matthias and his company below:
linkedin.com/in/matthias-wagner-5220b047/
flux.ai/
Micha Benoliel's not just building a crypto network—he’s chasing a decades-long dream to make global connectivity free, sovereign, and owned by the people.
His company, Nodle, turns every smartphone into a low-energy base station—quietly building one of the largest decentralized wireless networks on the planet. No cables. No towers. No telecom monopolies. Just phones, sensors, and incentives.
But to really get Micha’s story, you have to go back.
He’s been hacking communications for 20+ years. In 2004, he helped Skype connect to mobile and landlines before anyone thought that was possible. By 2012, he was building mesh networks at Burning Man to help people message each other without cell service. That prototype became FireChat—a peer-to-peer messaging app that would go viral during the Hong Kong Umbrella Movement. No internet required. Just phones bouncing Bluetooth signals.
10 million people used it. And then? He got pushed out of his own company.
He didn’t stop.
Now with Nodle, he’s picking up where he left off—this time with crypto and edge tech. Phones become infrastructure. Users get paid in tokens just for participating. Enterprises already use it to recover stolen vehicles in Europe, track motorcycles in Africa, and monitor drivers for insurance underwriting.
And he’s just getting started.
What’s coming next? Messaging. Stablecoin payments. And AI agents. Yes—Micha’s building a wallet where you can earn, message, and eventually ask AI to handle your crypto interactions for you. He’s already shipped an AI-powered photography coach in Nodle’s camera app, and he’s building more into the core wallet experience.
The longer you talk to him, the more it clicks: Micha isn’t just building an app—he’s laying down the rails for a sovereign communication and financial layer, where billions of people can earn, transact, and connect—without middlemen.
He’s done it without paid installs. Without hype. Just product, persistence, and deep conviction.
This one stuck with me. In a world of overfunded noise, Micha’s quietly building something foundational. Not just for crypto. For infrastructure. For freedom.
And if he’s right—one day, your phone won’t just be a screen in your pocket. It’ll be your node, your wallet, your ID, your bank—and your link to a new kind of network: open, global, and owned by you.
Learn more about Micha and his company below:
linkedin.com/in/michabenoliel/
nodle.com/
Zach Lloyd's reinventing how every developer on Earth talks to a computer—and he might actually pull it off.
Right now, half a million devs use his company, Warp, a modern AI-powered terminal. But it’s what’s under the hood—and how he thinks about building—that sets him apart.
He’s lived many lives: law school dropout, philosophy major, musician, NASA systems analyst, principal engineer at Google. At Google, he scaled Sheets through 40x growth and helped shape the real-time collaboration model we now take for granted. Then he left. Why? He wanted to fix something most people wouldn’t touch: the terminal.
That blinking black box you see hackers using in movies? Developers still use it—the exact same interface—to build and deploy the internet. It’s powerful, but brutal. No mouse support. Cryptic errors. Zero collaboration. And no one dared change it. Too much risk of breaking things. No obvious business model. Total founder graveyard.
Zach saw an opportunity.
He calls it “building the bridge”—making Warp 100% backwards-compatible, so devs could bring their scripts, habits, and workflows—but layered with modern UX and AI. Clickable outputs. Instant command suggestions. Error correction. It’s like putting a co-pilot inside the terminal.
And now, Warp is going full-on AI agent mode. Zach’s vision? Developers won’t type commands. They’ll just tell their computer what to do. Deploy the backend. Debug the crash. Set up the dev environment. And Warp will just do it—autonomously, with memory, and context from your entire team’s knowledge base (Warp Drive).
He’s not naive about the competition either. He knows he’s in one of the most high-velocity races in tech right now—AI dev tools. But he’s betting on deep product quality, performance (they rewrote everything in Rust), and speed. Internally, they ship fast and joke in Slack with a hashtag: #warpspeed.
Also—his fundraising journey is wild. Didn’t pitch dozens of VCs. Didn’t need to. Dylan Field (Figma) led his Series A. Sequoia led his Series B. Sam Altman, Benioff, Elad Gil, Jeff Weiner—some of the sharpest minds in tech are already behind him.
And the endgame? Warp becomes the interface where devs orchestrate AI agents to build software. He doesn’t want to replace developers—he wants to amplify them. Let AI handle the toil, so humans can focus on the fun, creative parts of building.
This one hit different. Zach’s not chasing hype—he’s quietly building one of the most foundational tools in the new stack. And if he’s right, in a few years, we won’t be typing commands. We’ll just say what we want—and Warp will make it real.
Learn more about Zach and his company below:
linkedin.com/in/zachlloyd/
warp.dev/
Alberto Rizzoli’s story isn’t just about AI—it’s about four generations of high-stakes bets, wild successes, and brutal collapses.
His great-grandfather was an orphan who hustled his way into building Europe’s second-largest media empire. His grandfather took it even further—bought AC Milan, won the first Champions League, then lost everything on a newspaper gamble. His father rebuilt in film, won two Oscars, then went bankrupt when Alberto was 19. Tax police literally rolled up and took the carpets.
Instead of running from that chaos, he embraced it. Left Google at 18 to start building. Now, he’s the co-founder of V7, an AI company automating the back-office of every major industry—already powering one-third of FDA-approved AI models.
We chatted about his wild family history, why every great civilisation pulls ideas from elsewhere, and why he believes AI is about to replace SaaS entirely.
Learn more about Alberto and his company below:
linkedin.com/in/albertorizzoli/
v7labs.com/
Eric Wollberg is truely 1 of 1
At 12, he had his first lucid dream—woke up equal parts awestruck and terrified.
That moment sent him down a rabbit hole that never stopped.
Years later, he was in Jerusalem, working for the Israeli government’s venture arm, reading theology, and realising something wild: every prophet—Muhammad, Buddha, Abraham—received their visions in dreams.
What if that wasn’t a coincidence? What if everyone could access that same power?
That question turned into Prophetic—a neurotech company using transcranial ultrasound to induce lucidity in REM sleep. But before that, he got a front-row seat to another moonshot: Praxis
As the first employee, he helped build the early community from the ground up—throwing salons, cultivating demand, and watching Dryden Brown move mountains to turn an impossible idea into a movement.
He saw firsthand what it meant to create something out of nothing, how to weaponise belief, and how to build against the odds. That experience gave him the blueprint for what came next.
When he finally took the leap to start Prophetic, it was brutal.
At one point, he had just $1,700 left in the bank—the day before his wedding.
Prayed for the first time in years. 60 seconds later, an investor wired $25K.
The funding kept coming—he raised $1.4M—but instead of blowing $348K on an ultrasound machine, they built their own. Now they have 50+ transducers on the wall instead of one.
The tech is straight out of sci-fi—EEG + AI in a closed-loop system that actively steers pulses to modulate consciousness. Started with single-element transducers, now moving to multi-element, unlocking pulse steering at an entirely new level.
Basically a particle accelerator for consciousness.
And then there’s his theory: Qualia Takeoff. Humans are wired to chase more profound experiences—lucid dreaming is the next frontier.
He thinks it could be the key to catching up with AI before we become the equivalent of dogs staring at something beyond our comprehension.
Left the convo thinking about power laws, agency, and how people who dream with intent tend to bend reality in their favour.
His belief?
If you can control your dreams, why wouldn’t you do the same with your waking life?
Learn more about Eric and his company below:
linkedin.com/in/eric-wollberg/
prophetic.com/
Nirman Dave is the co-founder and CEO of Zams—an AI platform that’s transforming how businesses integrate AI into their workflows.
Nirman’s journey began in a small town in Gujarat, India, where he first discovered his love for coding. With no formal training, he taught himself through YouTube videos, and by 17, he had already built 200 apps with over a million downloads .
With a deep interest in behavioral economics, he found himself asking a bigger question—could AI predict irrational human behavior?
That question led him to create Zams, inspired by Zero Age Main Sequence—the moment a star is born—where AI goes beyond predictions to build agents that act, adapt, and transform businesses at scale.
Today, Zams works with Fortune 200 companies and enterprises generating hundreds of millions in revenue, helping them automate processes, optimize decisions, and fundamentally reshape how they operate.
We talked about risk-taking, breaking into enterprise AI, hiring at speed, and the exponential curve of AI adoption—plus, why Nirman thinks the biggest AI opportunities might just be in education and law.
Learn more about Nirman and his company below:
zams.com
linkedin.com/in/nirmandave/
Chris Hladczuk is the co-founder and CEO of Hanover Park, a modern AI-powered fund administration platform transforming how venture capital and private equity firms manage their back office.
By combining AI agents with human expertise, Hanover Park eliminates the inefficiencies of traditional fund admin, replacing outdated spreadsheets, fragmented SaaS tools, and manual workflows with a fully integrated, automated system.
With a focus on high-speed, AI-native fund accounting, they’ve already onboarded over $1B in assets under administration and are scaling rapidly.
Chris previously scaled $100M+ in AUM in 100 days at Meow and built a massive audience on Twitter, using social capital as a growth engine.
Now, he’s applying that same intensity and execution speed to disrupt one of finance’s most archaic industries.
We spoke about
→ Why he avoids hiring from Big Tech and instead looks for scrappy builders
→ The social capital flywheel and how it landed him his biggest deal in a week
→ Why most early-stage founders fail by playing “startup” instead of doing the work
Learn more about Chris and his company below:
hanoverpark.com
linkedin.com/in/chris-hladczuk
x.com/chrishlad
Fredrick Haga is the co-founder and CEO of Dune, a blockchain analytics platform that empowers users to create, share, and explore real-time crypto data insights through an open and collaborative community—now the world’s largest hub for crypto data, shaping how analysts, investors, and developers navigate the blockchain ecosystem.
With a focus on product analytics for decentralised applications (dApps) on the Ethereum blockchain, they’ve raised $80 million from top venture capital firms including USV, Dragonfly, and Multicoin to achieve unicorn status (a private valuation of $1 billion or more) in their Series B funding round.
We spoke about
→ his avid interest in freestyle skiing
→ the wild west of crypto back in 2015
→ how the platform supports a wide range of networks, including Ethereum, Solana, and Polygon
→ as well as managing the massive amounts of petabyte data for each.
Learn more about Fredrik and his company below:
linkedin.com/in/fredrikhaga
dune.com
Daniel Vassilev is the co-founder of Relevance AI, an AI workforce platform that provides businesses with low-code tools to build custom AI agents that can autonomously perform detailed workflows or tasks, with the ultimate mission of "giving shape to the world's qualitative data, making it simple to discover and understand."
They've secured $15 million in Series A funding, attracting over 6,000 companies in just four months, with their platform executing more than 250,000 tasks.
We spoke about
→ him building apps that reached millions of users as a teenager
→ his recent feature in Forbes Asia's 100 To Watch list
→ the companies pivot from vector embeddings and databases to AI agent workflows
→ and automation, as well as the democratising of the technology through low-code solutions.
Learn more about Daniel and his company below:
linkedin.com/in/daniel-vassilev
relevanceai.com
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