PayFacs come with a multitude of benefits by allowing businesses to inject themselves into the fund flow. With the ability to spin off various products like payroll, merchant cash advances, fast-funding, and expedited underwriting, while remaining compliant, PayFacs are highly customizable and open a world of possibilities for businesses across industries.

On this episode, we speak with Don Hartley, Head of Payments at Squire. As a self-described payments nerd, Don shares what he’s learned throughout his 25 years in fintech and payments creating products and systems for the world’s top payment companies.

• What sets PayFacs apart from other payments systems

Our guests

• Don Hartley has been in payments and FinTech for 25 years and is a self-described payments nerd. He has worked worldwide, from Europe to the Middle East, to Southeast Asia.
  

///

For more insights, practical advice, and the latest trends in payments security, subscribe to the show in your favorite podcast app or check us out at VeryGoodSecurity.com.

If you'd like to be a guest or you have a suggestion of a topic you'd like us to cover, please email us at [email protected].

///

Enter the ever-evolving world of financial fraud prevention and IDV.

We sat down with Prove, whose at the bleeding edge of fraud prevention, to discuss the customer experience, rising trends in fraud, and best efforts to move towards a password-less system. Additionally, we talk about best and worst career advice, emphasizing the importance of staying true to yourself and your goals. Tune in to hear more about the intersection of technology and security in the financial world, and how to navigate your career with authenticity. Prove provides a trust layer for the internet, using a methodology to verify possession, reputation, and ownership, they’re able to reduce fraud and create a low-friction experience for users. 

Main topics:

• Who Prove's ideal customer is and why

Our guests

• Nicole Jass is Chief Product Officer at Prove. Prior to joining Prove, Nicole served as the Senior Vice President of Growth Solutions at FIS, where she was responsible for driving strategy and execution of high-value, high-growth product portfolios in fraud, identity, loyalty, data science, and checkout. Prior to joining FIS, Nicole was the founder and CEO of SpyderLynk, a mobile advertising technology company.
  

///

For more insights, practical advice, and the latest trends in payments security, subscribe to the show in your favorite podcast app or check us out at VeryGoodSecurity.com.

If you'd like to be a guest or you have a suggestion of a topic you'd like us to cover, please email us at [email protected].

///

The world is quickly changing. So should the way we interact with it.

That’s one of the main takeaways from this conversation with Chuck Yu, Chief Executive Officer at VGS. Here you’ll hear Chuck’s thoughts on how the ecosystem has experienced consolidation, and his predictions of how the future of partnerships in payments will involve companies mastering certain areas of the ecosystem, rather than trying to be a one-stop-shop for everything.

We’ll talk about how the evolution of technology and the internet has impacted the way we conduct business and interact with each other, and why the need to move away from traditional swipe or dip cards to faster, cheaper, and safer payment options is more alive than ever.

Main topics:

• What surprising use cases developers have discovered with the VGS platform

Our guest

• Chuck Yu
  

///

For more insights, practical advice, and the latest trends in payments security, subscribe to the show in your favorite podcast app or check us out at VeryGoodSecurity.com.

If you'd like to be a guest or you have a suggestion of a topic you'd like us to cover, please email us at [email protected].

///

On this episode of Descoped, we explore the emerging "Buy Now, Pay Later (BNPL)" space. Our guest and co-host on this show together explore how BNPL has changed how consumers purchase products. With transparency in fees, people can complete online purchases with a clear understanding of exactly how much they will pay over a set amount of payments. BNPL also offers credit and privacy protection not found in traditional loan and credit card products.

But where is BNPL in the development cycle and widespread adoption today? And why are some companies finding great commercial success while others haven’t?

On this episode of Descoped, we speak with guest Kunal Shah, Head of Treasury, Payments and Capital Markets at Uplift and Nithin Bose, VP of Product and Customer Success at Very Good Security, who dive into the depths of the past, present, and future of BNPL.

Main topics:

• Benefits of BNPL for consumers and companies

Our guests

• Kunal Shah
  

///

For more insights, practical advice, and the latest trends in payments security, subscribe to the show in your favorite podcast app or check us out at VeryGoodSecurity.com.

If you'd like to be a guest or you have a suggestion of a topic you'd like us to cover, please email us at [email protected].

///

In this episode, we explore the power of partnerships and community in the Cristina Ciaravalli, Head of Community at This Week in Fintech and New Business & Partnerships at Unit, and Saira Rahman, VP of New Investor Initiatives at Fundrise. 

We discuss the role of partnerships and community in driving innovation and growth in fintech, and how collaborations between companies can help address challenges, while also meeting the evolving needs of customers. We also delve into the importance of building trust and fostering strong relationships between partners, as well as the potential for partnerships to enable financial inclusion and create positive social impact.

Main topics:

• The role of partnerships in driving innovation and growth in Fintech

Be sure to listen through to the end to learn what people and companies Saira and Cristina think are making waves in Fintech and Payments!

Our guests

• Cristina Ciaravalli
  

///

For more insights, practical advice, and the latest trends in payments security, subscribe to the show in your favorite podcast app or check us out at VeryGoodSecurity.com.

If you'd like to be a guest or you have a suggestion of a topic you'd like us to cover, please email us at [email protected].

///

We have renamed the show Descoped: The Payments Security Podcast, rebranded it, and we have a new host (Megan Powers on our marketing team) to kick-off our second season with this latest episode!

VGS enjoys keeping up with trends and sharing what matters in the data security, payments, and fintech space. At the end of 2022 our own Ken Geers, PhD, wrote a retrospective on trends for the year, and then recently wrote one about trends to look for in 2023.

Ken came on the podcast as our first guest of season two to chat about these emerging trends.

“FinTech companies should invest in security, privacy, and trust, not simply due to regulatory requirements, but because this is a lucrative business model.”

We discussed open banking, CFPB & FedNow, Robots, financial wellness, and more.

Our guest

Dr. Kenneth Geers works at VGS and has deep experience in cyber security. He’s an Atlantic Council Cyber Statecraft Initiative Senior Fellow, a NATO Cooperative Cyber Defence Centre of Excellence Ambassador, and a Digital Society Institute-Berlin Affiliate. Prior to those services, Ken served for twenty years in the US Government: in the Army, for the National Security Agency (NSA), in Naval Criminal Investigative Service (NCIS), and at NATO. He’s the author of the book “Strategic Cyber Security,” editor of the books ”Cyber War in Perspective” and ”The Virtual Battlefield,” and a technical expert for the ”Tallinn Manual” (an academic, non-binding study on how international law applies to cyber conflicts and cyber warfare).

///

For more insights, practical advice, and the latest trends in payments security, subscribe to the show in your favorite podcast app or check us out at VeryGoodSecurity.com.

If you'd like to be a guest or you have a suggestion of a topic you'd like us to cover, please email us at [email protected].

///

When should your company think about monetizing payments? Are you missing a potential profit opportunity?

Join us as we discuss:

- When businesses should monetize their payments

///

For more insights, practical advice, and the latest trends in payments security, subscribe to the show in your favorite podcast app or check us out at VeryGoodSecurity.com.

If you'd like to be a guest or you have a suggestion of a topic you'd like us to cover, please email us at [email protected].

///

Brandon Hoffman is a Managing Partner of Sunset Ventures, which invests in fintech and commerce. He draws from various roles in his career: from retail banking at JPMorgan Chase, to equity research at Morgan Stanley, to venture and innovation at Samsung Electronics. 

Join us as we discuss:  

///

For more insights, practical advice, and the latest trends in payments security, subscribe to the show in your favorite podcast app or check us out at VeryGoodSecurity.com.

If you'd like to be a guest or you have a suggestion of a topic you'd like us to cover, please email us at [email protected].

///

Rory O'Reilly and his brother are serial entrepreneurs. After founding a GIF company after dropping out of Harvard, they went on to create two more innovative fintech startups, Millions and Knot API. 

In this episode, Rory shares his entrepreneurial journey, the vision for Knot API, and the lessons he learned along the way.

Join us as we discuss: 

///

For more insights, practical advice, and the latest trends in payments security, subscribe to the show in your favorite podcast app or check us out at VeryGoodSecurity.com.

If you'd like to be a guest or you have a suggestion of a topic you'd like us to cover, please email us at [email protected].

///

From crypto to vertical SaaS platforms, payments and fintech are cropping up in more places than ever. What many of the disparate applications of fintech have in common are key infrastructure building blocks.  

Join us as we discuss: 

///

For more insights, practical advice, and the latest trends in payments security, subscribe to the show in your favorite podcast app or check us out at VeryGoodSecurity.com.

If you'd like to be a guest or you have a suggestion of a topic you'd like us to cover, please email us at [email protected].

///