Dhan Ki Baat

Kaunsa Insurance best hai? Which insurance is best for you? with Pawan Kumar Rai, Co-founder, Ditto Insurance - ye shabd aur isse judi kahaniya sabke liye alag-alag hai. Kya yeh koi aam aadmi ko thagne ka bada plan hai ya uski help karne ka ek oomda tareeka?

Aayiye jaante hai….Ditto k cofounder Pawan se aur dhundte hain un sabhi sawaalon ke jawaab jo insurance ke ird-gird sabko hote hain.

Insurance agar khaeedna ho to kaise decide karein ki kitne amount ka lein?
Kya Insurance and Investment ek saath karna chahiye ya alag-alag?
Apna insurance claim amount kaise badayein?
Health insurance lein toh kis criteria par company select ki jaaye?

Aur jaaniye kuch esse insider terms joh insurance final karne se pehle nazarandaaz bilkul na karein.

Yeh episode sunne aur jaane ki aapke liye kya accha hai. Its all about the smart choice baby

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Everyone wants to earn the maximum possible returns for minimum possible risk on their investments. Often the safest options give the least return but what if I tell you there is an option that gives good returns at much reduced risk, at-least compared to the risk from some famous high-return options. Bonds. Yes, bonds is a fixed-return option that delivers decent returns and is not very risky too. It's low popularity and lack of knowledge is the reason why only a few people use this avenue. This episode is dedicated to understanding what bonds are, how they work, and why should you invest in bonds. Do no miss this one! Happy investing! 

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Inflation or Mehngai Dar has been on a high since a while now in India and the central bank has taken many steps to control it by increasing repo rates and managing supply. But how would all of this help control inflation? INR or our national currency has been dropping to record lows in comparison to USD or dollar value, but why and does it have anything to do with inflation? To understand these complex connections, it is first important to understand what inflation is, how is it caused, what factors are responsible for it and also how factors outside the control of our country, like increase in inflation in the US and other countries affect us?

This episode with Edul Patel, CEO & Co-founder, Mudrex covers all of that and more. It is an in-depth conversation on understanding the basics of inflation and all the associated concepts. Edul explains each of the concepts with superb simplicity using examples from everyday life.

Edul also goes on to explain what all actions consumer companies take to tackle increasing prices, again with examples as simple as what happens to the packet of chips when inflation rises.

Inflation not only hurts our daily-life but has a lasting impact on our savings and investments too and hence it is important to know how to tackle inflation so that it doesn't hurt our future goals and dreams. 

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Building or owning a house is everyone's dream. Given the ever increasing prices of housing and real estate almost everywhere in the country, it is getting difficult by the day to fulfill this dream and therefore people are forced to stay on rent. But there is another option available in the market which is 'house loans'. This episode is an answer to the ever debated question 'Should you buy a house on loan or rent it?'.

Anuj Puri, Chairman, Anarock Property Consultants who is an expert and a veteran from the field of real estate answers the question for us and also addresses every possible aspect of buying a house on loan, its advantages and disadvantages and things to be careful of.

If you have any doubts or concerns regarding the decision of buying a house on loan or not, this episode is for you. Listen now!

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In this episode of Dhan Ki Baat, we discuss the ever-interesting Credit Cards and compare them with schemes like Buy Now Pay Later and Debit Cards to understand the advantages and disadvantages of each option. We also explore important questions with Akshay Sarma, CFO, Capital Float, like:

- Are Credit Cards really free?

- How should you use a Credit Card to increase your financial health?

- How does a BNPL scheme work and should you avail it or not?

- Is using a Debit Card better than a Credit Card?

- How does a Credit Card increase your spending?

• Should you only pay 'minimum balance' or the whole bill together?

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