In this insightful episode of PennyWise, host Nat Cardona welcomes NerdWallet's personal finance expert Kimberly Palmer to share practical tips on reducing your monthly bills. As holiday expenses mount and budgets tighten, Kimberly provides a step-by-step guide to negotiating lower rates on your internet, cable, and utility bills.

Learn the art of timing your calls for the best results and discover the importance of speaking with a real person rather than a chatbot. Kimberly emphasizes the power of politeness and preparation.

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