In this episode, Scott Slayton, Partner and Chief Strategist at Capital Creek Partners, breaks down three key market themes for the week. Scott reviews his recently released report on credit, Digging in the Credit Trenches. After a month of grassroots research, Scott discusses how credit markets are showing many crosswinds and how good credit managers can navigate difficult markets to find opportunities. Additionally, he analyzes the retail earnings data that Target, Home Depot, and Walmart provided in their earnings reports. It appears that the low-income consumers continues to struggle. Lastly, Scott delves into the recent sell-off in technology stocks over the past 17 trading days. Technology stocks are being punished for excessive capital expenditures; however, this might present a buying opportunity.