Digital Disruption

Inaccessibility to low-cost health insurance is a fact of life for many people, as well as employers who want to offer part-time and 1099 workers solutions. Where can people turn to when they want affordable healthcare coverage? Charlie Geiselhart, CRO of Healthcare2U, spoke with Daniel Litwin about how more companies and people are considering new, out-of-the-box solutions.

When faced with selecting a healthcare coverage plan for employees, companies may have options, but they may not always be viable. Healthcare2U is a membership-based, direct primary care organization that provides employers, brokers and patients with complete primary and urgent care nationwide.

“From an employer’s perspective, there are alternatives out there, but they’re costly,” Geiselhart said. “The high-deductible plan’s been out there for a long time. For an employee, it's expensive to buy coverage. It’s expensive to use coverage. So, a lot of people are going without coverage.”

Geiselhart said that, with all the choices available, it can be challenging to navigate the space. “The layperson doesn’t understand how insurance operates, so what we’ve decided to do is do a lot of handholding through our coverage and our program that allows them to make one phone call and access care,” Geiselhart said.

This access, Geiselhart said, is essential. When it comes to issues surrounding healthcare coverage, costs, etc., the average person wants help and needs advice and expertise regarding navigating a world they typically spend their time avoiding.

Healthcare brokers recognize that they have traditional coverage offerings for many employers and employees. Still, those traditional offerings leave a large pool of people off the table. Those left outside looking in still want access to healthcare coverage.

“There are a lot of brokers operating in the traditional sense, but there’s new and exciting alternatives that a lot of brokers haven’t explored,” Geiselhart said.

Healthcare2U is one such possibility.

Inaccessibility to low-cost health insurance is a fact of life for many people, as well as employers who want to offer part-time and 1099 workers solutions. Where can people turn to when they want affordable healthcare coverage? Charlie Geiselhart, CRO of Healthcare2U, spoke with Daniel Litwin about how more companies and people are considering new, out-of-the-box solutions.

When faced with selecting a healthcare coverage plan for employees, companies may have options, but they may not always be viable. Healthcare2U is a membership-based, direct primary care organization that provides employers, brokers and patients with complete primary and urgent care nationwide.

“From an employer’s perspective, there are alternatives out there, but they’re costly,” Geiselhart said. “The high-deductible plan’s been out there for a long time. For an employee, it's expensive to buy coverage. It’s expensive to use coverage. So, a lot of people are going without coverage.”

Geiselhart said that, with all the choices available, it can be challenging to navigate the space. “The layperson doesn’t understand how insurance operates, so what we’ve decided to do is do a lot of handholding through our coverage and our program that allows them to make one phone call and access care,” Geiselhart said.

This access, Geiselhart said, is essential. When it comes to issues surrounding healthcare coverage, costs, etc., the average person wants help and needs advice and expertise regarding navigating a world they typically spend their time avoiding.

Healthcare brokers recognize that they have traditional coverage offerings for many employers and employees. Still, those traditional offerings leave a large pool of people off the table. Those left outside looking in still want access to healthcare coverage.

“There are a lot of brokers operating in the traditional sense, but there’s new and exciting alternatives that a lot of brokers haven’t explored,” Geiselhart said.

Healthcare2U is one such possibility.

The rising costs of prescription medications in the U.S. are top of mind for anyone who relies on daily doses for their health. Between 2000 and 2017, some studies put the prescription drug cost increases in the U.S. as high as 76%. So, what are consumers to do?

The healthcare landscape is growing more complex seemingly by the day – and that was leading the industry down a dark path toward worried patients and overwhelmed physicians when it comes to the intricate web of payments, budgeting and operations.

That’s why Co-founder and President Ryan Coplon formed HealthWallet.

The “health concierge” service offers a single app that includes plan info, prescription market information, telehealth, and much more, offering users “a suite of best-in-class digital healthcare technology features to bring convenience and transparency to the already complex and confusing healthcare system.”

On the premiere episode of Digital Disruption, Coplon joined host Daniel Litwin to explore how HealthWallet came to be, as well as the challenges he’s seen in the healthcare landscape that he hopes the company can answer and his forecast for future episodes of the show, which will continue to dive into difficult and challenging topics on the path toward better solutions.

“HealthWallet, at its core, is a benefits-aggregation platform,” Coplon said. “It’s a mobile-native technology system that aggregates a suite of benefits together and consolidates them.

“We’ve taken a pretty complex digital healthcare ecosystem and created an intentionally easy to understand and utilize mobile platform that not only will aggregate benefits together into an environment that’s easy to access for members and their families, but uses some proactive automation and technology to engage them in a timely way.”

The healthcare landscape is growing more complex seemingly by the day – and that was leading the industry down a dark path toward worried patients and overwhelmed physicians when it comes to the intricate web of payments, budgeting and operations.

That’s why Co-founder and President Ryan Coplon formed HealthWallet.

The “health concierge” service offers a single app that includes plan info, prescription market information, telehealth, and much more, offering users “a suite of best-in-class digital healthcare technology features to bring convenience and transparency to the already complex and confusing healthcare system.”

On the premiere episode of Digital Disruption, Coplon joined host Daniel Litwin to explore how HealthWallet came to be, as well as the challenges he’s seen in the healthcare landscape that he hopes the company can answer and his forecast for future episodes of the show, which will continue to dive into difficult and challenging topics on the path toward better solutions.

“HealthWallet, at its core, is a benefits-aggregation platform,” Coplon said. “It’s a mobile-native technology system that aggregates a suite of benefits together and consolidates them.

“We’ve taken a pretty complex digital healthcare ecosystem and created an intentionally easy to understand and utilize mobile platform that not only will aggregate benefits together into an environment that’s easy to access for members and their families, but uses some proactive automation and technology to engage them in a timely way.”