Digital Dump

Steven Batiste and Kate Pohl spoke with Daniel Bartsch on the topic of Cooperation between Fintechs and Banks, giving us some insight on whether they are "still dating or have truly tied the knot"! Daniel took us through the evolution of both the cooperation and competition, highlighting big pros but also a few cons. He explained the ability to leverage synergies that create real benefits for both parties.

What do fintechs and banks actually bring to the party? What are the biggest barriers to working well together? And importantly, what can fintechs learn from banks and vice versa!

Please tune in and find the answers to these questions and a lot more.

Steven Batiste and Kate Pohl spoke with Erwin Kulk on the topic of IXB - Immediate Cross-Border Payments.

Erwin explained to us how this initiative was "born" and what part was played by the TCH, SWIFT, various banking partners, and of course EBA Clearing.

What we felt was particularly exciting and promising is that IXB leverages (clearing) systems that exist today to achieve synchronized settlement. 

But, what does immediate really mean?  What about geography and currency... is this system limited to the Euro/Dollar corridor? What value-added services will IXB support? Please tune in and find the answers to these questions and a lot more.

Today Steven and Kate are talking to Thomas Haida, Customer Happiness Officer at Microsoft, who has a passion for Cloud, Big Data, and Analytics.

Thomas with his background across many industries, geographies, and technologies goes deep on AI i.e., the beginnings, where we are today, and where we are going. He shares his views on machine and deep learning as well as quantum giving us a good understanding of how AI is shaping and changing our world.

Is Artificial Intelligence really… intelligent?  Is data the key?  What about bias?

Please tune in and find the answers to these questions and a lot more.

Today Steven and Kate are talking to Simon Jones, Fintech Mentor and Financial Entrepreneur with a deep and rich background in banking and treasury.

Simon gives us an insider’s view and understanding of the world of neo banks and how they compare to incumbents.

He shares some of his insights on what works and what doesn’t… and why!

Are the high valuations of challenger banks justified? Are neo banks truly a threat to established financial institutions? What are the key technologies that are needed to drive this business today and tomorrow?

Please tune in and find the answers to these questions and a lot more.

Today Steven and Kate are talking to Dr. Jörg Howein, the CPO of Solarisbank.

We are exploring the world of Banking as a Service, a fascinating and relatively new concept.

Jörg talks about the products and services that Solaris offers the market today and where they plan to go in the future. What role does data really play in the bank’s development? What does platformization contribute to the success of Solaris? How did the pandemic influence certain choices made… including New Ways of Working?

Please tune in and find the answers to these questions and a lot more.

Today we are having a discussion on REQUEST TO PAY (R2P) with Thomas Egner, Secretary General of the Euro Banking Association (EBA).

Steven and Kate are exploring this new payment type with Thomas to help our listeners become more familiar with the future of payments!

R2P goes far beyond simplifying the payment of invoices - for both individuals and companies - it supports a variety of additional use cases! 

Thomas has shared his views on what it will take to make R2P successful and what kind of cooperation is necessary for that success. Is new regulation needed?  What type of data can R2P support?  Will Request to Pay replace direct debits or card payments?  Please tune in and find the answers to these questions and a lot more!

Today we are having a discussion about New Ways of Working: the Good, the Bad, and the Hybrid!

Steven Batiste, the CTO of TIS, and Kate Pohl, Head of Banking and Partner Strategy for Traxpay, are exploring what this really means including the far reaching implications!

Digital Dump will have a look at what technology is needed, what should be avoided, and the dangers of fraud and cybercrime.

Are all industries in the same boat? What about recruitment practices and pay levels? Are all hybrid schemes created equal? Please tune in and find the answers to these questions and a lot more!

Today we are having a discussion with Traxpay, a fintech that specializes in Supply Chain Finance.

In our interview with Markus Rupprecht CEO, Thomas Fuhrmann, CTO, and our resident Tech Wizard, Steven Batiste, we explore - not only why Supply Chain Financing is more important now than ever - but what role platformization plays in this story.

We look at the need for fintechs to have a laser focus, but also the capability to collaborate... especially with banks! What does a successful cooperation with a bank look like? How is a fintech product portfolio enhanced and enlarged? Who decides and how is this implemented?

Please tune in and find out the answers to these questions and more!

Our topic today is Digital Identity

· Almost 1 billion people lack a formal means of Identification

· ½ the entire global population have some form of ID but no digital trail

· There are risks as well as benefits!

· And of course Covid has shown us how important secure remote access is!

What is Digital Identity and does it solve these problems?