Disrupt Your Money: Liberation through Financial Education for Marginalized Business Owners

Starting the 2nd season of Disrupt Your Money with something truly sexy- 2022 Tax Law Changes! Ok, ok- maybe they aren't sexy but they ARE important. 

Join me as I discuss:

• The difference between tax credits and tax deductions
• What has happened to the child tax credit and charitable tax deductions since the pandemic "ended"
• Clean and Electric Vehicle (EV) Tax Credits- are they worth it? 
• Where are we on the Form 1099-K roll out? (Spoiler alert- it's stalled, but you still need to report that income!)
• Need to get your money stuff set up right? Join the Biz Money Library for Free- https://megkwheeler.com/free 
• Submit Your Questions - DisruptYourMoney.com
• Leave A Review- Apple Podcasts or wherever you listen 

💰✊🏾💸✊🏽💵✊🏻

This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here!

This podcast is intended for informational & educational purposes only and is not intended as professional financial advice. 

💰✊🏾💸✊🏽💵✊🏻

Connect with Meg across social:

Facebook

Instagram- Equitable Collective

Instagram- Meg K. Wheeler

Pinterest

Did you Disrupt Your Money, build your bank account, and transform your way of life?  Tell us how this episode impacted you and leave a review at Apple Podcasts or wherever you listen. 

Breaking down financial systems is always better with a buddy - tell a friend about this podcast so you can Disrupt Your Money together: http://disruptyourmoney.com

Song Credit: Midnight Specials by Ash Nino

The 2022 midterm elections were supposed to be a red wave, but really it was more of a trickle. In this post-midterm election recap, our Content and Community Manager Sarah, joins Meg to celebrate, commiserate, and even call Senator Elizabeth Warren. 

Join me as I discuss:

• Why elections matter- even at the city, town, and state level
• How elections impact your business and your taxes
• Why business owners need to take a side when it comes to politics in order to move important issues like equity and justice forward 
• Submit Your Questions - DisruptYourMoney.com
• Leave A Review- Apple Podcasts or wherever you listen 

💰✊🏾💸✊🏽💵✊🏻

This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here!

This podcast is intended for informational & educational purposes only and is not intended as professional financial advice. 

💰✊🏾💸✊🏽💵✊🏻

Connect with Meg across social:

Facebook

Instagram- Equitable Collective

Instagram- Meg K. Wheeler

Pinterest

Did you Disrupt Your Money, build your bank account, and transform your way of life?  Tell us how this episode impacted you and leave a review at Apple Podcasts or wherever you listen. 

Breaking down financial systems is always better with a buddy - tell a friend about this podcast so you can Disrupt Your Money together: http://disruptyourmoney.com

Song Credit: Midnight Specials by Ash Nino

Pay Yourself First

If you're not paying yourself from your business, it might just be a hobby. And that's totally ok. BUT, if you want it to be a business, and I think you do, you need to pay yourself FIRST! In this episode, we're talking about why it's so important to pay yourself consistently and well. 

Join me as I discuss:

• Profit First Accounting
• Budget Tool >> Business Budget Tracker
• Why you have to pay yourself consistently if you want your business to succeed
• We Should All Be Millionaires by Rachel Rodgers 
• Bookshop.org (Affiliate Link- no extra cost to you, but we get a tiny commission!)
• Submit Your Questions - DisruptYourMoney.com
• Leave A Review- Apple Podcasts or wherever you listen 

💰✊🏾💸✊🏽💵✊🏻

This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here!

This podcast is intended for informational & educational purposes only and is not intended as professional financial advice. 

💰✊🏾💸✊🏽💵✊🏻

Connect with Meg across social:

Facebook

Instagram

Pinterest

Did you Disrupt Your Money, build your bank account, and transform your way of life?  Tell us how this episode impacted you and leave a review at Apple Podcasts or wherever you listen. 

Breaking down financial systems is always better with a buddy - tell a friend about this podcast so you can Disrupt Your Money together: http://disruptyourmoney.com

Song Credit: Midnight Specials by Ash Nino

If you are a listener to the show, you know I love things that people usually do not love i.e. the IRS and taxes. If you are new to the show, please do not leave without listening to what I have to share. In this episode, I will be diving into the importance of filing Quarterly Taxes! You may have groaned but stay with me; this is important information for not just business owners but you too, W2 earner!

Join me as I discuss:

• Fines

• Penalties

• Sole Proprietorship

• Single Member LLC

• Multi Member LLC

• Flow through entity

• Tax Rates

• Safe harbor number

• CPA

• Return-free filing

• Inequitable tax laws

• Trump Tax Reform

• The Secret IRS Files: Trove of Never-Before-Seen Records Reveal How the Wealthiest Avoid Income Tax

• Submit Your Questions - DisruptYourMoney.com

Honorable Mentions

Underpayment of Estimated Tax by Individuals Penalty

The Advantages and Disadvantages of the Different Types of Business Entities

IRS provides tax inflation adjustments for tax year 2022

Elon Musk: My wealth 'isn't some deep mystery.' My taxes are super simple

How Could We Improve the Federal Tax System?

How to Calculate & Pay Estimated Taxes

A U.S. Freelancer's Handy Guide to Quarterly Taxes

💰✊🏾💸✊🏽💵✊🏻

This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here!

This podcast is intended for informational & educational purposes only and is not intended as professional financial advice. 

💰✊🏾💸✊🏽💵✊🏻

Connect with Meg across social:

Facebook

Instagram

Pinterest

Did you Disrupt Your Money, build your bank account, and transform your way of life?  Tell us how this episode impacted you and leave a review: https://megkwheeler.com/podcast

Breaking down financial systems is always better with a buddy - tell a friend about this podcast so you can Disrupt Your Money together: https://megkwheeler.com/podcast

Song Credit: Midnight Specials by Ash Nino

This is a Crackers In Soup production.

The title of this episode may be a little controversial but it is true nonetheless: I HATE QUICKBOOKS. But before I dive into why, like any great architect, author or makeup artist, any pro worth their salt is going to lay down a foundation. And that is what I do for my clients. I recommend they have the right foundational financial tools for their businesses. I think financial tools are powerful and sexy and I am hoping by the end of this episode, you feel the same way OR at the bare minimum, think of them as cute!

Join me as I discuss:

• Sustainable Business

• Business numbers

• Productivity

• Automations

• On-line banking

• Accounting systems

• Xero

• Wave Apps

• Reporting

• Bookkeeping

• Bad Ass Money Makers

• Qoins

• Lendistry

• Goalsetter

• Breaux Capital

• Siss Capital

• MoCaFi

• One United

• Cash flow tracker

• Budget tracker

Honorable Mentions

Apply for your Federal Tax ID / EIN

Novo affiliate link: https://megkwheeler.com/novo

Four Key Goals of Accounting Systems

Gusto affiliate link: https://megkwheeler.com/gusto

Only 3% of Business Investment Goes to Women

Black Women Still Receive Just A Tiny Fraction Of VC Funding Despite 5-Year High

16 Facts About Gun Violence And School Shootings

Inequities in Community Exposure to Deadly Gun Violence by Race/Ethnicity, Poverty, and Neighborhood Disadvantage among Youth in Large US Cities

The Economic Cost of Gun Violence

Moms Demand Action

💰✊🏾💸✊🏽💵✊🏻

This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here!

This podcast is intended for informational & educational purposes only and is not intended as professional financial advice. 

💰✊🏾💸✊🏽💵✊🏻

Connect with Meg across social:

Facebook

Instagram

Pinterest

Did you Disrupt Your Money, build your bank account, and transform your way of life?  Tell us how this episode impacted you and leave a review: https://megkwheeler.com/podcast

Breaking down financial systems is always better with a buddy - tell a friend about this podcast so you can Disrupt Your Money together: https://megkwheeler.com/podcast

Song Credit: Midnight Specials by Ash Nino

This is a Crackers In Soup production.

There are not many things that can put fear in your heart like receiving a letter in the mail that has three little initials on the envelope: IRS. For my friends that do not live in the United States of America, the Internal Revenue Service (IRS) is the nation's tax collection agency that is responsible for collecting taxes and administers the Internal Revenue Code enacted by Congress. There are plenty of times when it feels like the IRS is out to get us. But are they really? In this episode, I am hoping to help you reframe how you think about the IRS. You may even begin to appreciate them!

Join me as I discuss:

• Taxes

• IRS Notice

• Payment Plans

• IRS.Gov

• Call to Action

• Calls from the IRS

• W2

• 10-99 NEC

• Side hustle

• IRS Myths

• IRS Audits

Honorable Mentions

Breathing Techniques for Stress Relief

Avoid scams: Know the facts on how the IRS contacts taxpayers

Independent Contractor (Self-Employed) or Employee?

For every extra dollar invested in the IRS, the government could be getting $6 back

IRS Audits Poorest Families at Five Times the Rate for Everyone Else

DYM Book Recommendation

The Whiteness of Wealth: How the Tax System Impoverishes Black Americans--And How We Can Fix It by Dorothy A. Brown

Find more book recommendations at the Disrupt Your Money Bookstore: https://bookshop.org/shop/megkwheeler.

💰✊🏾💸✊🏽💵✊🏻

This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here!

This podcast is intended for informational & educational purposes only and is not intended as professional financial advice. 

💰✊🏾💸✊🏽💵✊🏻

Connect with Meg across social:

Facebook

Instagram

Pinterest

Did you Disrupt Your Money, build your bank account, and transform your way of life?  Tell us how this episode impacted you and leave a review: https://megkwheeler.com/podcast

Breaking down financial systems is always better with a buddy - tell a friend about this podcast so you can Disrupt Your Money together: https://megkwheeler.com/podcast

Song Credit: Midnight Specials by Ash Nino

This is a Crackers In Soup production.

Per IZA World Labor, economic inequality is defined as "the unequal distribution of income and opportunity between different groups in society." In my conversations with you, I will be mentioning economic inequity. A LOT. In most societies, economic distribution is not set up to be equally dispersed among the majority of its population. In this episode, I will be sharing the three buckets that make up economic distribution and I challenge you, my wealth builder friend, to think about where and with whom you are spending your money.

Join me as I discuss:

• Income

• Pay

• Wealth

• Economic statistics

• Inequality vs inequity

• Investments

• Systems

• Supporting marginalized communities

• Minimum wage

• Tipped wages

• Overturning Roe v. Wade

• Reproduction justice

• Abortion

Honorable Mentions

Survey of Household Economics and Decision making

Fair Labor Standards Act

DisruptYourMoney.com - Book recommendations

Support Planned Parenthood

DYM Book Recommendation

One Fair Wage by Saru Jayaraman

Find more book recommendations at the Disrupt Your Money Bookstore: https://bookshop.org/shop/megkwheeler

💰✊🏾💸✊🏽💵✊🏻

This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here!

This podcast is intended for informational & educational purposes only and is not intended as professional financial advice. 

💰✊🏾💸✊🏽💵✊🏻

Connect with Meg across social:

Facebook

Instagram

Pinterest

Did you Disrupt Your Money, build your bank account, and transform your way of life?  Tell us how this episode impacted you and leave a review: https://megkwheeler.com/podcast

Breaking down financial systems is always better with a buddy - tell a friend about this podcast so you can Disrupt Your Money together: https://megkwheeler.com/podcast

Song Credit: Midnight Specials by Ash Nino

This is a Crackers In Soup production.

Welcome to the very first episode of Disrupt Your Money!! I am so excited this podcast is happening and even more excited you are on this journey with me. As a Certified Public Accountant (CPA) and Financial Literacy Coach, my business is all about supporting business owners who have not only traditionally been left out of business conversations but they have also been left out of funding and economic systems that are critical when we are building our businesses. In this episode, I am going to tell you a little bit about what makes me me and my company. Stay to the end where I extend an invitation to you to share your thoughts or ask me any questions!

Join me as I discuss:

• Marginalized groups

• Historically disenfranchised

• Real Estate

• Taxes

• International Taxes

• Leaving Corporate

• Progress

• Woo

Honorable Mentions

Our government system was designed to fail, and has worked spectacularly

Why Black-Owned Businesses Struggle To Get Small Business Loans

Minority Entrepreneurs

Send us your questions: https://megkwheeler.com/podcast

💰✊🏾💸✊🏽💵✊🏻

This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here!

This podcast is intended for informational & educational purposes only and is not intended as professional financial advice. 

💰✊🏾💸✊🏽💵✊🏻

Connect with Meg across social:

Facebook

Instagram

Pinterest

Did you Disrupt Your Money, build your bank account, and transform your way of life?  Tell us how this episode impacted you and leave a review: https://megkwheeler.com/podcast

Breaking down financial systems is always better with a buddy - tell a friend about this podcast so you can Disrupt Your Money together: https://megkwheeler.com/podcast

Song Credit: Midnight Specials by Ash Nino

This is a Crackers In Soup production.

Let's break this money sh*t down.

Do you even know why any of this money stuff matters at all?

How you make money, spend money, and nurture money is critical to building a more equitable world. By empowering business owners to take control of their finances we can all use our money to disrupt the current failing financial systems and build new ones. Why do we have to fundamentally tear down the existing financial institutions? Because they were not designed to be just or equitable for everyone. 

It's Time To Disrupt The Almighty Dollar 

Money affects all areas of our life so no topic is off-limits. Every week, we'll cover subjects ranging from the rise of cryptocurrency to having a better relationship with the IRS.

You've got questions - We've got answers. 

SUBMIT YOUR QUESTIONS HERE

Every episode features real-world money questions from you, our listeners.

Worried about shame or judgment? There's none of that here. We make talking about the money stuff less cringey and more accessible. 

💰✊🏾💸✊🏽💵✊🏻

This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here!

This podcast is intended for informational & educational purposes only and is not intended as professional financial advice. 

💰✊🏾💸✊🏽💵✊🏻

Connect with Meg across social:

Facebook

Instagram

Pinterest

Did you Disrupt Your Money, build your bank account, and transform your way of life?  Tell us how this episode impacted you and leave a review! https://megkwheeler.com/podcast

Breaking down financial systems is always better with a buddy - tell a friend about this podcast so you can Disrupt Your Money together! https://megkwheeler.com/podcast

Song Credit: Midnight Specials by Ash Nino

This is a Crackers In Soup production.

 

 

 

 

 

 

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