Shari tackles the challenging decision of what to do with the marital home after a divorce. She begins by addressing the emotional significance of the home, acknowledging that it's more than just a building—it's a place filled with cherished memories and milestones. However, she emphasizes the importance of considering whether staying in the home aligns with one's future goals or if it's just a means of avoiding change. Letting go of the home doesn't have to mean losing those memories; instead, it can be a step toward embracing new opportunities.

She also covers the financial implications of keeping the marital home, emphasizing the need to evaluate whether one can afford it on a single income, including all associated costs like taxes and repairs. She outlines three primary options: selling the home and splitting the proceeds, one party buying out the other, or temporarily co-owning the home. Additionally, she advises listeners to be aware of legal and tax considerations, such as understanding the difference between the mortgage and the title and exploring tax benefits like capital gains exclusions. Shari concludes with encouragement, reminding listeners that a new chapter can bring joy and freedom, urging them to make decisions that support their future selves.

Host Shari Frasure welcomes Pat Fenner, author and podcaster, who shares her insights on navigating life after a gray divorce. Pat discusses her personal journey through divorce after decades of marriage and the inspiration behind her book, "Rebuilding Your Life After a Gray Divorce: A Path to Healing, Significance, and Joy." She highlights the unique challenges faced by individuals over 50 going through divorce, emphasizing the emotional and financial hurdles that often accompany the process. Pat also touches on the importance of self-reflection, counseling, and community support as vital steps toward healing and rebuilding a fulfilling post-divorce life.

Throughout the conversation, Shari and Pat explore the significant shifts in social and family dynamics after a divorce, including the impact on adult children and social circles. They stress the necessity of forming a reliable team of advisors to tackle financial aspects and encourage listeners to seek out resources, such as podcasts and support groups, to help them through the transition. Pat shares her motivation for starting the Silver Women Bright Future podcast and her future plans to become a certified financial planner. The episode offers hope and actionable advice for those experiencing a gray divorce, reinforcing the message that life can be fulfilling and purposeful after the end of a long-term marriage.

Connect with Pat at patfenner.me

Samantha Tishner is a coach specializing in helping women heal and move forward following divorce. Samantha shares her personal journey, explaining how her own experiences with divorce inspired her to assist other women in navigating the emotional landscape post-marriage. She emphasizes the importance of reconnecting with oneself, letting go of past burdens, and forgiving oneself to create space for new and fulfilling relationships. Samantha highlights the significance of understanding one's unique qualities and trusting oneself to build confidence and self-worth.

Shari and Samantha discuss the challenges women face after divorce, such as guilt, self-blame, and the fear of the unknown. They touch on societal pressures that discourage divorce, reminding listeners that healing comes from within and that God offers forgiveness. Samantha encourages women to seek support from friends, faith, or therapy and to engage in self-reflection and growth before entering new relationships. The episode stresses the importance of doing the inner work necessary to recognize and release limiting beliefs, allowing women to approach future relationships with open hearts and trust.

Annemarie Neisz from Trifecta Title in Lexington, KY joins Shari to talk about the crucial role of title companies during a divorce. They explore how these experts manage the legalities of property ownership, uncover hidden liens, and ensure smooth transactions. Whether you're selling your home or buying out your ex-spouse, early involvement of a title company can prevent surprises and delays. Understanding the intricacies of title deeds, mortgage obligations, and equity division is essential. This episode is packed with valuable advice to help you navigate real estate decisions confidently during your divorce. Listen now and empower yourself with the knowledge to make informed property choices. Contact Annemarie at (859) 402-1986

Morgan Murray, a certified divorce financial analyst (CDFA), talks with host Shari Frasure about the complexities of managing finances during a divorce later in life. Morgan shares invaluable insights on key financial considerations such as retirement, healthcare, and the division of marital property. She emphasizes the importance of getting organized, assessing future financial needs, and understanding the long-term impacts of financial decisions made during a divorce. Morgan also highlights the significance of seeking professional financial advice and remaining proactive without making impulsive decisions driven by fear or urgency. Shari and Morgan discuss the empowering process of taking control of one’s financial future post-divorce, stressing that it's never too late to build a secure and fulfilling life. Tune in to learn more about navigating these challenging financial waters and setting yourself up for a strong future.

Today on "Divorce After 50," we explored how comprehensive wellness services can support your journey after divorce. DG Linton Gridley shared incredible insights on tailored health plans and nurturing both body and mind. Aging gracefully is possible!

Reach DG Linton Gridley directly at 859-539-2147 or visit the website at agingwithgraceinfo.org to learn more about the services offered by Aging with Grace.

Divorce after 50 can be a challenging experience, especially when it comes to understanding what happens to your home, mortgage, and credit rating. Our latest podcast episode of Divorce After 50 touches on these critical concerns and provides valuable insights to help you make informed decisions.

Here are three key takeaways from our discussion:

Options for Your Home: Learn about the main routes you can take: selling the home and splitting the proceeds or refinancing the mortgage so one party can buy out the other.

Impact on Your Credit Score: Discover how to manage your mortgage payments to avoid a negative impact on your credit score and explore options such as refinancing or selling.

Buying a New Home: Get advice on purchasing a new home while still listed on a previous mortgage and how child support/alimony payments can affect your qualifying income.

At Real Estate by Shari, our team of collaboration specialists is here to guide you through this process. We prioritize your emotional and financial well-being by providing expert advice and support during this transitional period.

📞 For a free consultation, call Shari at 859-229-5945 or email us at [email protected].

We're taking a look at the legal intricacies of family law with our expert guest, Lauren Brooke. With 19 years of experience and a broad practice across 15-20 counties in Kentucky, Lauren sheds light on critical issues from child custody and mediation to real estate and financial disclosures.

We also explore the importance of choosing the right attorney, understanding various fee structures, and leveraging resources like mediation to resolve disputes amicably. Whether it's safeguarding your children’s emotional well-being during custody battles or understanding the true value of your property, this episode will provide invaluable insights. Lauren also discusses the vital role of empathy and professionalism in legal and real estate fields, stressing the importance of open communication and collaboration with experts.

Grab a seat and join us as we unpack the essential advice and best practices to navigate your way through divorce after 50. This episode is packed with knowledge, empathy, and the expert guidance you need to move forward confidently.

Host Shari Frasure, at the age of 50, separated from her husband, entering a deeply stressful period in her life. This major life transition significantly impacted her mental, emotional, and physical health. Around the same time, she began experiencing menopause, which compounded her challenges. Shari has navigated these tumultuous waters, dealing with significant weight loss and other health issues. Through her journey of recovery and self-care, she has gathered valuable insights and coping strategies that she now shares to support other women facing similar struggles. Shari's story is one of resilience and empowerment, offering hope and guidance to those dealing with the complexities of life after divorce.

Shari had the pleasure of speaking with Stacy Starkey, an experienced insurance agent from Assured Partners. They discuss how divorce affects your insurance needs and what you should consider to ensure you're protected during this transition.