DIY Wealth

I quickly touch on a recent area you should avoid traveling to as it is no longer affordable, and the sticker shock prices associated with the area.

On the show today:
1) How do I suitably manage my retirement funds?
2) Importance of investing in the actual asset, not a repackaged form of it.
3) What should I do with my stuff during extended traveling?
4) An important future aspect of bitcoin.
5) An ABSOLUTE MUST everyone should check on within their ROTH IRA today.

@ZacDIYWealth
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Website (record your questions)

****Disclaimer: Zachary Juergensen is not providing or undertaking to provide any financial, economic, legal, accounting, tax, real estate or official advice in or by virtue of this podcast. The information, statements, comments, views and opinions provided in this podcast are general in nature, and such information, statements, comments, views and opinions, and the receipt of this podcast by any listener, are not intended to be and should not be construed as the provision of official advice by Zachary Juergensen, to that listener or generally, and do not result in any listener being considered a client or customer of Zachary Juergensen. The information, statements, comments, views and opinions expressed in this podcast do not constitute and should not be construed as an offer to buy or sell any asset or to make or consider any investment or course of action.***

I quickly cover a concept and the technology pushing us into a new arena, don't miss out on it.

On the show today:
1) Using existing wheels vs creating "new wheels" to gain FI, A concept explained.
2) Minimal risk ideology = Financial death sentence, explained.
3) Nothing is truly passive, forum debate.
4) A very important skill to master in todays market climate, without it, you will fail.

@ZacDIYWealth
Patreon (Financial Coaching)
Tik Tok
Instagram
Facebook
Twitter
Website (record your questions)

****Disclaimer: Zachary Juergensen is not providing or undertaking to provide any financial, economic, legal, accounting, tax, real estate or official advice in or by virtue of this podcast. The information, statements, comments, views and opinions provided in this podcast are general in nature, and such information, statements, comments, views and opinions, and the receipt of this podcast by any listener, are not intended to be and should not be construed as the provision of official advice by Zachary Juergensen, to that listener or generally, and do not result in any listener being considered a client or customer of Zachary Juergensen. The information, statements, comments, views and opinions expressed in this podcast do not constitute and should not be construed as an offer to buy or sell any asset or to make or consider any investment or course of action.***

Questions on the show today
1) Am I paying down my mortgage faster with biweekly payments?
2) My nephew has had  some tough breaks, how should we appropriately help him?
3) I am waiting 2 years to purchase a home. What should I do with the money?
4) The scam that is target retirement funds explained.
5) I can't invest in my 401k for a year, where should I invest in the interim?

@ZacDIYWealth
Patreon (Financial Coaching)
Tik Tok
Instagram
Facebook
Twitter
Website (record your questions)

****Disclaimer: Zachary Juergensen is not providing or undertaking to provide any financial, economic, legal, accounting, tax, real estate or official advice in or by virtue of this podcast. The information, statements, comments, views and opinions provided in this podcast are general in nature, and such information, statements, comments, views and opinions, and the receipt of this podcast by any listener, are not intended to be and should not be construed as the provision of official advice by Zachary Juergensen, to that listener or generally, and do not result in any listener being considered a client or customer of Zachary Juergensen. The information, statements, comments, views and opinions expressed in this podcast do not constitute and should not be construed as an offer to buy or sell any asset or to make or consider any investment or course of action.***

I share a simple opportunity cost example that should get you thinking differently about your purchases, tools are just tools they can harm or they can help, finally I wrap things up with the largest guaranteed risk many people unknowingly take on daily.

Questions on the show today:
1) Does the market go down every time the Fed raises rates?
2) Can't get approved for a HELOC or cash out refi because I have no credit score, what do I do?
3) I opened a ROTH IRA what stocks should I pick?
4) We live paycheck to paycheck, but what is low to zero risk that we can start investing in?

@ZacDIYWealth
Patreon (Financial Coaching)
Tik Tok
Instagram
Facebook
Twitter
Website (record your questions)

****Disclaimer: Zachary Juergensen is not providing or undertaking to provide any financial, economic, legal, accounting, tax, real estate or official advice in or by virtue of this podcast. The information, statements, comments, views and opinions provided in this podcast are general in nature, and such information, statements, comments, views and opinions, and the receipt of this podcast by any listener, are not intended to be and should not be construed as the provision of official advice by Zachary Juergensen, to that listener or generally, and do not result in any listener being considered a client or customer of Zachary Juergensen. The information, statements, comments, views and opinions expressed in this podcast do not constitute and should not be construed as an offer to buy or sell any asset or to make or consider any investment or course of action.***

Take a trek to India with me during the 1500's and listen to how an incentivization game gone terribly wrong gave rise to the term for perverted loopholes, rats with nubs, and a police forces use of hello kitty.

I also celebrate a new DIY Wealth founder and our ability to lock in a hefty 800k bag of future net worth for him!

Q's on the show today:
1) What's your top three benefits being completely FI?
2) The important differences between cheap & frugal.
3)House purchasing apprehensions & a couple ways to overcome them.
4) Where should I park my money for 2 years?

@ZacDIYWealth
Patreon (Financial Coaching)
Tik Tok
Instagram
Facebook
Twitter
Website (record your questions)

****Disclaimer: Zachary Juergensen is not providing or undertaking to provide any financial, economic, legal, accounting, tax, real estate or official advice in or by virtue of this podcast. The information, statements, comments, views and opinions provided in this podcast are general in nature, and such information, statements, comments, views and opinions, and the receipt of this podcast by any listener, are not intended to be and should not be construed as the provision of official advice by Zachary Juergensen, to that listener or generally, and do not result in any listener being considered a client or customer of Zachary Juergensen. The information, statements, comments, views and opinions expressed in this podcast do not constitute and should not be construed as an offer to buy or sell any asset or to make or consider any investment or course of action.***

I provide an important aspect at a 10,000ft level you need to realize if you want to get ahead faster financially while answering a question today.

Q's on the show today:
1) Should we sell then purchase our forever home in our overpriced market?
2) Are I-bonds smart for my emergency fund?
3) Which job should I take?
4) My financial advisor sucks! He's fired! What do I do with my money?
5) I "need" a new car.
6) What do you think of my asset allocation?
7)  Should I pay off my rental?
8) I need to spend less, but want a luxury life any tips?

@ZacDIYWealth
Patreon (Financial Coaching)
Tik Tok
Instagram
Facebook
Twitter
Website (record your questions)

****Disclaimer: Zachary Juergensen is not providing or undertaking to provide any financial, economic, legal, accounting, tax, real estate or official advice in or by virtue of this podcast. The information, statements, comments, views and opinions provided in this podcast are general in nature, and such information, statements, comments, views and opinions, and the receipt of this podcast by any listener, are not intended to be and should not be construed as the provision of official advice by Zachary Juergensen, to that listener or generally, and do not result in any listener being considered a client or customer of Zachary Juergensen. The information, statements, comments, views and opinions expressed in this podcast do not constitute and should not be construed as an offer to buy or sell any asset or to make or consider any investment or course of action.***

I pull lessons from a bizarre and exotic plant  while sharing fun facts regarding the truly distinct species and the ultimate purpose in its creation we can carry with us on our own journey's.

I answer questions on:
1) Crypto being a scam?
2) What to do with 200k?
3) A single mothers financial situation while aiming for FIRE
4) Finally, what are some ways to increase passive investments to hit a goal of 2k/mo by end of year.

@ZacDIYWealth
Patreon (Financial Coaching)
Tik Tok
Instagram
Facebook
Twitter
Website (record your questions)

****Disclaimer: Zachary Juergensen is not providing or undertaking to provide any financial, economic, legal, accounting, tax, real estate or official advice in or by virtue of this podcast. The information, statements, comments, views and opinions provided in this podcast are general in nature, and such information, statements, comments, views and opinions, and the receipt of this podcast by any listener, are not intended to be and should not be construed as the provision of official advice by Zachary Juergensen, to that listener or generally, and do not result in any listener being considered a client or customer of Zachary Juergensen. The information, statements, comments, views and opinions expressed in this podcast do not constitute and should not be construed as an offer to buy or sell any asset or to make or consider any investment or course of action.***

We go over the 7  money personality types in this episode. Which one are you?

We come to learn and know many things about ourselves as we get older, what we like what we don't like, things that please us, things that annoy us. Ultimately what we choose to or not to identify with shapes our personalities. Take some time this episode and identify your financial personality type. We know thyself in many aspects of our lives. Having an awareness and "knowing thyself" financially will help you get to wherever your 5-10 year goals lie.

I answer questions on:
Interest rates rising, better to hold off and rent?
As someone who FIRE'd how much do you hold in savings?
Is the VTSAX in a bubble?
We got a 14k tax refund! What should we do with it?
How did you find balance on FIRE vs more/nicer things?

https://www.cnbc.com/2021/04/28/7-money-personality-types-and-the-pitfalls-of-each.html

@ZacDIYWealth
Patreon (Financial Coaching)
Tik Tok
Instagram
Facebook
Twitter
Website (record your questions)

****Disclaimer: Zachary Juergensen is not providing or undertaking to provide any financial, economic, legal, accounting, tax, real estate or official advice in or by virtue of this podcast. The information, statements, comments, views and opinions provided in this podcast are general in nature, and such information, statements, comments, views and opinions, and the receipt of this podcast by any listener, are not intended to be and should not be construed as the provision of official advice by Zachary Juergensen, to that listener or generally, and do not result in any listener being considered a client or customer of Zachary Juergensen. The information, statements, comments, views and opinions expressed in this podcast do not constitute and should not be construed as an offer to buy or sell any asset or to make or consider any investment or course of action.***

A milestone has been made and to everyone listening & supporting I celebrate all of you, you're all amazing people and I can wait to see what the future holds for all of the sharp and aware minds aiming to attain financial freedom at an earlier age.

Today is all Q&A's on this episode:
1) What would I do with 100k TODAY?
2)We celebrate a Patreon supporters identification $750/mo in savings!!!
3) Important perspective on the real estate market you need to just accept
4) A break down of what a "wrapped" token is
5) How to immediately get better at budgeting
6) A very useful analogy between weather and your emotions
7) What to do with lump sums of money and the statistics behind it when investing

@ZacDIYWealth
Patreon (Financial Coaching)
Tik Tok
Instagram
Facebook
Twitter
Website (record your questions)

****Disclaimer: Zachary Juergensen is not providing or undertaking to provide any financial, economic, legal, accounting, tax, real estate or official advice in or by virtue of this podcast. The information, statements, comments, views and opinions provided in this podcast are general in nature, and such information, statements, comments, views and opinions, and the receipt of this podcast by any listener, are not intended to be and should not be construed as the provision of official advice by Zachary Juergensen, to that listener or generally, and do not result in any listener being considered a client or customer of Zachary Juergensen. The information, statements, comments, views and opinions expressed in this podcast do not constitute and should not be construed as an offer to buy or sell any asset or to make or consider any investment or course of action.***

I share a catastrophic loss and reinforce no matter how much you think you know, you just never really know what can happen or is happening with a company. I drop two super easy money hacks to start creating a surplus in your budget literally starting today. I walkthrough my lazy "tax game plan", and answer a question regarding sourcing real estate deals.

@ZacDIYWealth
Patreon (Financial Coaching)
Tik Tok
Instagram
Facebook
Twitter
Website (record your questions)

****Disclaimer: Zachary Juergensen is not providing or undertaking to provide any financial, economic, legal, accounting, tax, real estate or official advice in or by virtue of this podcast. The information, statements, comments, views and opinions provided in this podcast are general in nature, and such information, statements, comments, views and opinions, and the receipt of this podcast by any listener, are not intended to be and should not be construed as the provision of official advice by Zachary Juergensen, to that listener or generally, and do not result in any listener being considered a client or customer of Zachary Juergensen. The information, statements, comments, views and opinions expressed in this podcast do not constitute and should not be construed as an offer to buy or sell any asset or to make or consider any investment or course of action.***