By Michael Haltman
The Do You Ever Wonder podcast from Hallmark Abstract Service was created for one purpose...To explore topics that our listeners want to learn more about! To achieve this we invite expert guests to
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The podcast currently has 77 episodes available.
Nicole Perrone: Mortgage Industry Leader & Billion Dollar Banker Podcast Host | Embracing Innovation & Growth in Real Estate
Nicole Perrone, creator and host of the Billion Dollar Banker podcast, is not only an exceptional voice in the mortgage industry but a highly successful Senior Mortgage Loan Originator at Cross Country Mortgage.
She’s passionate about the need for a growth mindset, social connections, and learning from challenges.
Her approach? Adapt and innovate. Nicole's strategies embrace the latest tools, including AI, to create value and stay ahead of changes in the marketplace.
As rates rise, affordability declines, and the 30-year mortgage has spiked from 5.89% to 7% following a Fed rate cut in September 2024.
Despite these challenges, Nicole empowers buyers with insights on navigating the current mortgage landscape and getting transactions closed.
Subscribe to Billion Dollar Banker for more real estate and finance insights, and learn how Nicole is helping homebuyers overcome obstacles in this demanding market.
Subscribe to Billion Dollar Banker on YouTube here https://www.youtube.com/@billiondollarbanker/videos
If you'd like to reach Nicole Perrone with a mortgage question, or a Billion Dollar Banker podcast question, contact her...
Email: [email protected]
Mobile: (732) 740-9359
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Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the podcast with your friends.
Subscribe to Do You Ever Wonder on YouTube here: https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQ
Subscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/share
Do you have a great story to tell?
Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at [email protected].
The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman.
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Hallmark Abstract Service...You Buy Real Estate, We Protect It!
Questions about the podcast, NY title insurance, or the RE transaction process?
Let Hallmark Abstract Service know at (646) 741-6101 or at [email protected].
Annie Nelson's story is a powerful testament to resilience, faith, and service.
From her roots in Minnesota to founding The American Soldier Network (ASN), Annie has dedicated her life to supporting veterans and their families. 🎖️
Her journey began with a chance pen pal friendship with a wounded Marine in 2004, which inspired her life's mission.
Despite overcoming personal battles, including multiple concussions and life-threatening surgery, Annie continues to advocate for veterans through initiatives like RuckUp.org, her TV series "American Heroes", and her book "RESILIENCE: Coming Back From Crisis with Faith, Passion & Purpose".
This is the story of how Annie turned her challenges into a mission to inspire and uplift others. 🙌💪
Watch now to learn about Annie's remarkable journey and how she’s making a lasting impact on the veteran community! 🇺🇸
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Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.
Subscribe to Do You Ever Wonder on YouTube here: https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQ
Subscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/share
Do you have a great story to tell?
Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at [email protected].
The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman.
_______________________________________________
Hallmark Abstract Service...You Buy Real Estate, We Protect It!
Questions about the podcast, NY title insurance, or the RE transaction process?
Let Hallmark Abstract Service know at (646) 741-6101 or at [email protected].
#AnnieNelson #VeteranSupport #Resilience #AmericanSoldierNetwork #RuckUp #Inspiration #VeteranAdvocate #AmericanHeroes #OvercomingAdversity #FaithAndPurpose #VeteranStories #VeteransHelpingVeterans
🎙️ Unlock YouTube Growth & Mortgage Success w/ Nolan Matthias! 🎙️
In this episode, we sit down with Nolan Matthias, co-founder of Mortgage360 and a YouTube expert known for building a thriving community around mortgage advice and more.
Nolan shares his journey from mortgage broker to YouTube success, breaking down how he grew from 87 YouTube subscribers to 57,000 by delivering insightful content on mortgages, real estate, and the Canadian economy.
🏠 What You’ll Learn:
Whether you’re in the mortgage industry or want to leverage YouTube for your brand, this episode is packed with actionable strategies!
Want to reach Nolan to learn more or with any questions?
Email him here: [email protected]
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Please subscribe to Do You Ever Wonder using the two links below, and don't be shy about sharing the links with your friends.
Subscribe to Do You Ever Wonder on YouTube here: https://www.youtube.com/channel/UCzmL4Yaump_9Q7tMSChDoUQ
Subscribe on your favorite streaming platform here: https://areyouwondering.buzzsprout.com/share
Do you have a great story to tell?
Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at [email protected].
The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service, and hosted by its CEO Mike Haltman.
_______________________________________________
Hallmark Abstract Service...You Buy Real Estate, We Protect It!
Questions about the podcast, NY title insurance, or the RE transaction process?
Let Hallmark Abstract Service know at (646) 741-6101 or at [email protected].
#RealEstate #YouTubeGrowth #MortgageAdvice #NolanMatthias #BusinessTips #InterestRates #Refinancing #DigitalMarketing #ContentCreation
Curious about how women and minorities are disrupting New York City's commercial real estate market? Meet Brooke Cianfichi (chahn-FEE-chee), founder of LegaShe, and learn how she's empowering underrepresented investors to break into the industry.
In this episode, we sit down with Brooke Cianfichi, founder of LegaShe, a groundbreaking initiative dedicated to empowering women and underrepresented groups in the commercial real estate market. With an impressive career spanning Fortune 500 leadership, senior real estate loan and investment roles, and as the first woman to manage operations for the largest commercial real estate department in the US, Brooke's journey is nothing short of inspiring.
Previously managing portfolios worth over $8B and expanding product offerings for a $5B client portfolio, Brooke’s expertise in commercial real estate has opened doors for a new generation of investors. As a partner in a real estate development start-up and a Chief Operating Officer for a NYC-based private equity firm, Brooke now focuses on using her skills to mentor and support women and minority investors through LegaShe.
Join us as we discuss Brooke's career, her work on Diversity Councils, and how LegaShe is shaping the future of the industry for underrepresented voices. If you’re interested in learning how to navigate the commercial real estate market or looking for inspiration from a true trailblazer, this episode is for you!
Don’t forget to like, comment, and subscribe!
#CommercialRealEstate #WomenInBusiness #LegaShe #BrookeCianfichi #DiversityInCRE #RealEstateInvesting #Empowerment #InvestmentOpportunities #WomenInvestors #CRELeadership
Weapons that Accelerate the Kill Chain...
What does this mean for stock market investing and national security?
In this episode, with our guest Dylan Jovine who founded Behind the Markets, we break down how cutting-edge defense technologies are reshaping both the battlefield and investment opportunities.
First, Follow the Markets is a stock advisory newsletter that purports to 'bring institutional opportunity to individual investors'.
Accelerating the kill chain is a description that sounds somewhat harsh and cruel, but the reality is that this is exactly what the enemies of the United States are doing.
America either stays ahead of them, or at the very least on par, or we risk losing everything in a conflict!
From DefenseNews, 'China already possesses “the world’s leading hypersonic arsenal” and is sprinting to field even more advanced offensive capabilities. These weapons would give Beijing a capability to conduct a prompt strike that paralyzes America’s command-and-control and missile-defense capabilities.'
Dylan Jovine, who achieved prominence in his 20s as a stock analyst identifying takeover targets, is now identifying stocks that address challenges that we as a country face including...
You can reach Dylan by visiting his website and sending him a note: https://behindthemarkets.com/contact-us/.
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Welcome to the Do You Ever Wonder Podcast — where we explore fascinating stories and insights from a variety of industries! If you're curious about the world around you, make sure to hit that subscribe button and never miss an episode. 🎙️
🔔 Subscribe & Share:
Do you have an inspiring story to share? Interested in being a guest on the podcast? Contact Mike Haltman at [email protected] for more details!
Hallmark Abstract Service
You Buy Real Estate, We Protect It!
BK Real Estate Advisors, AKA BKREA, With Faraz Cheema Now On Board, Is New York City's Newest Commercial Real Estate (CRE) Brokerage Destined To Be A Powerhouse!
Mid-Atlantic CRE investment sales leader Faraz Cheema has joined forces with the CRE GOAT, Bob Knakal, and the BKREA Team to take on the highly competitive New York City real estate market!
In this exclusive discussion with Faraz, Do You Ever Wonder host Mike Haltman discovers the strategy of continuing to utilize old-school analog tools for mapping and data collection, that will layer on cutting-edge technologies such as artificial intelligence (AI) to develop better interpretations of the data and the market.
Media, particularly social media, will play a large role in BKREA building market share.
Faraz, Bob Knakal, and the rest of the BKREA Team's strategic plan is to give all BKREA clients an advantage that will allow the firm to dominate one of the toughest markets in the world.
Whether you're a commercial real estate professional or just curious about NYC’s property landscape, this is a must-watch!
Want to speak with Faraz Cheema? Reach out...
Email: [email protected]
Phone: 212 888 8850
Watch a prior Do You Ever Wonder episode with Bob Knakal here...
Meet NYC CRE Legend Bob Knakal: The Story Behind a Real Estate Icon
___________________________________________________________________________
Welcome to the Do You Ever Wonder Podcast — where we explore fascinating stories and insights from a variety of industries! If you're curious about the world around you, make sure to hit that subscribe button and never miss an episode. 🎙️
🔔 Subscribe & Share:
Do you have an inspiring story to share? Interested in being a guest on the podcast? Contact Mike Haltman at [email protected] for more details!
Hallmark Abstract Service
You Buy Real Estate, We Protect It!
Unlocking Commercial Real Estate: How Florida Retail Scholarships Empower Gen Z
The Do You Ever Wonder podcast sought out Geoffrey Stevens after a discussion we had with prior guest J.T. Marting, a 20-year-old college student at Florida State.
JT was the recipient of a Florida Retail Scholarship that enabled him to attend ICSC Florida at no cost. There he was able to network and learn about those critical factors and issues within the commercial real estate industry, as well as facing the commercial real estate industry.
ICSC is a commercial real estate organization that sponsors events 'producing experiences that create connections and catalyze deals; aggressively advocates to shape public policy; develops high-impact marketing and public relations that influence opinions; provides an enduring platform for professional success; and creates forward-thinking content with actionable insights — all of which drive industry innovation and growth'.
The episode with JT is titled 'A Rising 21-Year-Old CRE Star: Gen Z Hustler, X Gala Attendee, Protégé Of The GOAT, And Much More!' and can be viewed on YouTube here https://youtu.be/H4kB1YFWhoI?si=y-B1xZyspTigWtox.
According to Geoffrey, the mantra and mission of Florida Retail Scholarships is to 'introduce students to the infinite possibilities that commercial real estate has to offer!
That is a strong commitment to an industry that Geoffrey has called home for 25+ years.
Currently Geoffrey is the President of Florida Retail Brokerage, a firm started in 1998 with Jay Keef, focusing on Tenant Representation, Investment Sales, and traditional Real Estate Brokerage.
His tagline...Serving the needs of our clients with honesty, creativity, integrity, and 1st class service!
Geoffrey can be reached...
Email: [email protected]
Phone: 954-812-7657
___________________________________________________________________________
Welcome to the Do You Ever Wonder Podcast — where we explore fascinating stories and insights from a variety of industries! If you're curious about the world around you, make sure to hit that subscribe button and never miss an episode. 🎙️
🔔 Subscribe & Share:
Do you have an inspiring story to share? Interested in being a guest on the podcast? Contact Mike Haltman at [email protected] for more details!
Hallmark Abstract Service
You Buy Real Estate, We Protect It!
Forget What You Thought You Knew About Investing!
It's Purchasing Power, Not Principal Preservation, That's The Actual Key To Success!
Behavioral Finance...Jonathan Blau, Founder and CEO of Fusion Family Wealth and his Team, stop clients from making the emotional mistakes that ultimately lead to running out of money when it's needed most (Watch more here)!
Typical Investor Behavior
1) Fight or Flight - Panic reactions leading to selling market bottoms, and euphoric reactions leading to chasing stocks at elevated prices.
2) Emotion - Psychologically pain of loss is 2X worse than the thrill of gains, leading to holding losers and selling winners.
How Do We Overcome Typical Investor Behavior?
1) Learn real risks, aka the loss of purchasing power!
2) Develop a goal-focused plan.
3) Diversify - Avoid concentration of risk
4) Buying good stock investments on sale
This discussion with Jonathan systematically convinced Do You Ever Wonder host Mike Haltman that his long-held beliefs about investing and portfolio structure were wrong.
In other words, the traditional 60/40 stock/bond portfolio adjusted over time becoming even more bond-heavy as investors age, falls short of meeting most long-term financial goals.
Why? Because the investor is going to lose what really matters...Purchasing Power!
According to Jonathan, for an investor to maintain purchasing power over time, including throughout their retirement years, a portfolio should be close to 100% stocks.
Although stocks are volatile and each year will at some point decline, (some years more than others i.e. the tech bubble, 9/11, 2008 Financial Crisis), regardless of the reason for those declines stock indexes have historically continued to move higher and beat the inflation rate by a significant amount.
And, dividends have continued to grow.
In other words, because stock prices increase over time despite short-term volatility and dividends continue to grow, an investor will preserve their purchasing power.
But it's the volatility, despite being short-term in nature, where managing investor BEHAVIOR becomes key!
First, Consider How Bonds Are The Nemesis Of Maintaining Purchasing Power
Traditional investing would include buying a bond, in this example a 30-year bond with a 5% coupon (use $1MM invested). Each year the investor will receive $50,000 and at the end of the 30 years get the $1MM back.
But because that $1MM in principal has not grown, and the income generated has remained the same, inflation has seriously impacted Purchasing Power!
This concept about bond avoidance and the inadequacy of the traditional bond/stock portfolio mix runs counter to most investors' emotional need to protect their principal.
But sitting with Jonathan Blau and listening to his investing and portfolio structure thesis, Do You Ever Wonder host Mike Haltman became a believer! Because it made perfect sense!
Investor Behavior Can Impede Investing Success!
Although preserving purchasing power is absolutely critical, it runs into the powerful impediment of investor behavior and psychology that focuses on a desire to preserve principal.
Why? Because of the ingrained desire of most investors to preserve principal despite the fact that it's destroying purchasing power.
Jonathan and his Team stop clients from making the emotional mistakes that ultimately will lead to running out of money at the time that they need it most!
Learn more at Fusion Family Wealth here https://www.fusionfamilywealth.com/
Being A NYC Multifamily Building Owner, Or Member Of A Condo Or Coop Board Has Become A Much More Complicated Job!
They Need To Manage Rising Expenses, Rent Limitations, Government Imposed Regulations, And Capital Projects...Board Members, And Even Some Building Owners, Likely Have Full-Time Jobs And Need Help Doing These Things Well!
Meet Tina Larsson, Co-Founder Of The Folson Group!
The various issues facing Board Members (and even some building owners) who may be volunteers with limited expertise in the role of building management, led us to seek out an expert in the field.
Do You Ever Wonder wanted to speak with someone who works with the various constituencies (owners, residents, Board members) in multifamily buildings to help facilitate solutions, streamline processes, manage complex projects, and achieve cost savings in all of the various aspects of a building's operations.
Enter Tina Larsson, co-founder with Mark Foley, of The Folson Group (https://www.thefolsongroup.com/).
In essence, their expertise in multifamily building cost reduction, project management, and value enhancement has made them a go-to resource for many co-op and condo boards, along with building owners, in NYC.
Why engage with an outside consultant? Let's count the ways...
Beyond the spike in building expenses, limitations on the recouping of renovation costs and restrictions on increasing revenue due to legislation such as the 2019 Housing Stability and Tenant Protection Act, buildings have to face unexpected and often extremely large expenditures brought on by regulations imposed by NYC such as Local Law 97 that mandates carbon neutrality by 2050.
Issues Facing Multifamily Buildings
Expenses: On the expense side, the cost of every building input like utilities, insurance, and taxes has risen dramatically.
So too have the number of capital projects, maintenance costs, and payroll expenses.
Add to the mix all of the NYS and NYC regulations that will bring higher costs to the building owner and residents.
A perfect example is Local Law 97 (LL97) which requires buildings larger than 25,000 square feet to be carbon-neutral by 2050, but that imposes immediate requirements.
Income: Limitations on rent increases in NYC are well-known, and now President Biden has proposed legislation which would 'require large and midsize landlords to cap annual rent increases to no more than 5%. In addition, the recently implemented Good Cause Eviction will hinder a landlord from removing a tenant or deny a lease renewal without a court order.
The Folson Group
Once again The Folson Group's expertise in cost reduction and value enhancement has made them a go-to resource for many co-op and condo boards in the New York City area.
If you are a multifamily building owner, landlord, or condo/coop Board member facing issues with out-of-control expenses or capital projects that are too large to handle, The Folson Group could be a good contact.
The firm is also a NYC Accelerator Service Provider and ConEd Participating Contractor.
You can reach Tina Larsson in the following ways...
Email: [email protected]
Phone: (917) 648 - 8151
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Do you have a great story to tell?
Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at [email protected].
Watch this episode on YouTube here https://youtu.be/r5zul4X0pQ8?si=oqvXKhg2DAeB4XKD
Do You Ever Wonder about the tragic statistic of 22+ military veterans dying by suicide every single day?
The Do You Ever Wonder host Mike Haltman, as Board Chair of the Heroes To Heroes Foundation (https://heroestoheroes.org/), is all too aware of the veterans who return home suffering the invisible wounds of moral injury and PTSD.
Often, losing relationships with loved ones and friends, dealing with depression, isolation, and loneliness, they may believe they have nowhere else to turn other than alcohol, and drugs.
22+ times each and every day, these American heroes turn to taking their lives, and it is very often suicide by gun!
We saw today's Do You Ever Wonder guest Chris Jachimiec, an ambassador for End Family Fire, being interviewed about the need for safe and secure firearm storage.
Campaigns many may be familiar with include Service Never Stops and Safe Stories.
This is his story that brought him to where he is today...
'Growing up, my brother and I were like a dynamic duo out there. We both would end up joining the military. I enlisted in the Air Force in ‘99 and Adam joined the Marine Corps in 2006. For the longest time, we were each other’s best friends. It’s like he was that person that was just connected to me all of the time.
By 2012, he was struggling through a crisis with the Marines due to some things he experienced in combat, along with medical issues. It would eventually lead to his departure from the military. He struggled a lot with the transition.
I was halfway around the world in Afghanistan with my deployment about to be wrapped up when Adam first attempted suicide. I got a call and immediately departed Afghanistan to my home in Las Vegas where I met my newborn son for the first time. We then drove together to San Diego to visit my brother in the ICU. We didn’t quite know if Adam was gonna make it.
For years after, Adam continued to struggle. Then, in 2017, I received a text from my stepmother. She's like, hey, I need you to call me as as soon as possible.
And that's when I found out my brother had died by gun suicide. It took me a long time to deal with losing my brother. And in the year that followed, several other Veterans that I was friends with died by gun suicide, as well. I was probably naive in getting the right help that I needed at the time. I knew all the resources. I think it was the shock of it all which was there for quite some period of time, where I’m like, “Oh, I’m strong enough. I can go back to work.” I coped with it initially with work and alcohol.
Eventually, I cracked. And that’s what led me into some some bad decisions and some legal issues of my own.
And that's where my story of having the firearm locked up probably ended up saving my life.'
Learn more about gun storage and gun safety by visiting End Family Fire here https://www.endfamilyfire.org/.
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Please subscribe to the Do You Ever Wonder podcast using the two links below, and don't be shy about sharing the links with your friends.
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The podcast currently has 77 episodes available.