There is a lot of jargon out there in the financial world that every day people might hear, but not understand. Today we're covering a common industry phrase, breaking it down with a story (about cows), and how some simple investing strategies can have long-term benefits. MoneyWorks MoneyGuide  Disclosure: Dollar-cost averaging involves continuous investment in securities regardless of fluctuations in price levels of such securities. An investor should consider their ability to continue purchasing through fluctuating price levels. Such a plan does not assure a profit and does not protect against loss in declining markets.