Dollar Llama

People say BRRRR (buy, rehab, rent, refinance, repeat) is dead. It isn't. The math just got harder. The same rental deal at a 3.5% rate pays about $445 a month; at 7% it loses about $82. Here's why the deal still works, why it now takes a lot more work, and why the same thing is happening to most businesses that run on borrowed money.

Read the full article: https://dollar-llama.com/blog/the-deals-didnt-disappear.html

Narrated with an AI-generated version of the author's voice. Educational only. Not investment advice. My views, not my employer's.

Big swings make better stories, but most fortunes are built on a loop: small, repeatable, unglamorous progress. What a teenage gold miner, Sam Walton, and your 401(k) have in common, and why the quiet work while you wait for the big opportunity is the plan, not the consolation prize.

Read the article: https://dollar-llama.com/blog/stacking-nickels.html

Watch the video: https://youtu.be/XFK5b5HA2TU

Subscribe for new articles and podcast episodes: https://dollar-llama.com

This episode is narrated by an AI-generated version of the author's voice, created with ElevenLabs from his own writing.

The retirement figures are a hypothetical illustration: $500 a month at 7% a year, compounded monthly, before taxes, fees, and inflation. Actual returns vary, and no return is guaranteed.

For educational purposes only. Not investment, tax, or legal advice, and not a recommendation to buy or sell any security. The views expressed are my own and do not represent the views of my employer. Dollar Llama has no affiliate links and earns no commissions.

Written by someone who has spent a career inside a family office, so take it with that grain of salt. An honest look at when you can do this yourself and when help is worth paying for: returns, a real thought partner, behavior coaching, experience, succession, and the one reason to hire an advisor that you should be most skeptical of. Plus what to screen for if you decide you want help.

Read the article: https://dollar-llama.com/blog/do-you-need-a-financial-advisor.html

Subscribe for new articles and podcast episodes: https://dollar-llama.com

This episode is narrated by an AI-generated version of the author's voice, created with ElevenLabs from his own writing.

For educational purposes only. Not investment, tax, or legal advice, and not a recommendation to buy or sell any security. The views expressed are my own and do not represent the views of my employer. Dollar Llama has no affiliate links and earns no commissions.

Die With Zero makes a strong case for spending on experiences while you're healthy enough to enjoy them. But spending down to zero is a bet on a future no one can price. A look at what the book gets right, where the extreme misses most of us, and why money that quietly stands guard over the next generation can be its own kind of dividend.

Read the article: https://dollar-llama.com/blog/die-with-zero-vs-enough.html

Subscribe for new articles and podcast episodes: https://dollar-llama.com

This episode is narrated by an AI-generated version of the author's voice, created with ElevenLabs from his own writing.

For educational purposes only. Not investment, tax, or legal advice, and not a recommendation to buy or sell any security. The views expressed are my own and do not represent the views of my employer. Dollar Llama has no affiliate links and earns no commissions.

Weaving through a traffic jam burns energy, adds risk, and barely gets you ahead. The same human habit shows up in investing, and the fix is the same: pick a lane and stay in it.

Read the article: dollar-llama.com/blog/the-guy-weaving-through-traffic.html

Narrated with an AI version of the author's voice. Views are my own and not those of my employer.