20 Big Ideas for Personalized Consumer Driven Healthcare.Consumers Doctor explains the benefits of Personalized Healthcare.

The individual certificate of guaranteed coverage empowers and guarantees everyone individual health insurance even if they have a pre-existing conditions are needed for financial assistance. Segmenting uninsurable individuals to the premium subsidized impaired health support plans can lower premiums for others by 15 to 20%.

Cost of care can be lowered with segmentation by health status or health risks. Deezer group impacts and personal impacts to costs. Group and personal changes in behavior can lower the use of medical services, lower cost of care, lower premiums, and offset out-of-pocket costs.

Quality of care is only possible and options to access care is provided through affordable health insurance.

Establish access to healthcare by first creating better access to affordable health insurance.

Allow segmentation of small group members into impaired health support plans on application and first renewal. This will lower smaller group health premiums by at least 15 to 20%, so that employers can pay for the health insurance.

Affordable individual health insurance should be a guaranteed issue, cover pre-existing conditions, and help the sickest among us with the most serious impaired health conditions.

Larger Self Insurance Groups require healthcare reform more than health insurance reform, with special focus on transparency of cost, quality standards, and tort reform.

Healthcare industry lobbyists deliberately make it confusing between healthcare and health insurance.

Consumer Doctor on Personalized Healthcare and the stake holders involved in healthcare.