The average first time homebuyer in the US is now at age 40! Tom and Brandon come together to talk about how this is actually a big problem. Tom shares how he personally helps his kids and suggests other people help their kids that does NOT require you to put down a huge downpayment for them!

Come chat more with Tom and Brandon! Learn more at ApplyWithStone.com

Tom and Brandon talk numbers and what it means to "hedge your debt against inflation" - a question brought up by Tom's youngest son.

If you're worried about a 6% interest rate, this episode will bring you a lot of peace and perspective!

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In this episode Tom and Brandon talk about problem solving - something we all have to do every day. We talk making decisions while also dealing with fear, especially when it comes to business and real estate problems (or opportunities, depending on how you look at it)

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Join Tom and his daughter in law, Elizabeth, as she talks about the experience of buying their first home. They walk through the specifics of how Tom empowered and helped them get a leg up and get their first home back in 2021.

This episode has great tips for parents wanting to help (but not enable) their kids, but also great encouragement for first time home buyers - you can do more than you think!!

Learn more at ApplyWithStone.com

Tom and Brandon sit down to answer clearly a question they get all the time - should I buy down my rate? After quickly answering the question, they dive into WHY as well as diving into some market predictions!

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Bargain bias - or what we call “discount delusion disorder” - is REAL when getting a loan. Real estate purchases are some of the biggest purchases of your life, so going just for the “cheapest” loan is often something that will bite you in the butt later on!

Listen in Tom and Brandon discuss what to look for when shopping for a loan for the best long-term VALUE!

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Join Tom on this quick podcast episode where he gives you his honest answer to this common question: “Should I pay off my house??”

He speaks from experience and has a clear answer for you!

Learn more and chat with us!

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When we mention reverse mortgages, we often hear an immediate “NO”

But do they really know what they are saying no to? Usually not!

In this episode Tom dives into how Reverse Mortgages ACTUALLY work, so you’re in the KNOW instead of just saying NO

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Listen in to this quick solo podcast where Tom gives his market predictions for the rest of 2026 and beyond. With so many years in the industry, he's got a great pulse on things and has seen these trends before!

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Meet Tori, our new loan officer! She’s been in the business for a couple of weeks now. Hiring someone BRAND new is not something Tom ever planned on. But you can’t teach customer service, integrity, and likability. Tori has all that, and with the years of experience with the Stone team, Tori will be GREAT loan officer to trust.

Learn more at ApplyWithStone.com