Welcome to our first recording of 2026! The number 1 question we are getting right about now is, “What kind of mortgage trends do you foresee in 2026? Is now a good time to buy?”

Join Tom and Brandon as they discuss their advice based on years of experience, including interest rate expectations, investor roles and trends, and understanding your personal market.

Learn more or get ahold of us at ApplyWithStone.com!

Whenever we mention an “ARM” (Adjustable Rate Mortgage) - the reaction is “no way, not for me.”

Well, let us tell you a little more about itand THEN you should decide!

In this episode we dive into the plusses and minuses and WHEN an ARM is a great option for you. Our answers may surprise you!

Give us a call with your mortgage question at 435-654-9979 or check us out at ApplyWithStone.com

In this episode, the team takes opposite views and debates it out to answer the VERY common question: should I buy a condo??

They also dive into the education and questions YOU need to ask before buying a condo - there is more that goes into it than you think!

Come chat with us and learn more at ApplyWithStone.com!

Talking about how to define what is “affordable” for you (including formulas!), government programs and how to afford them, downpayment assistance, USDA loans, veteran housing, self-help homes, and much more. This episode is bursting with need-to-know info for people searching for affordable housing.

Learn more about us at ApplyWithStone.com, and come ask us your questions!

Diving into one of our most frequently asked questions - how do I help my PARENTS with their retirement? Diving into Reverse Mortgages, the Stone Team discusses the misconceptions and facts about this amazing product that is a perfect fit for so many people who would love some extra $$$ during their retirement.

Today we are going over our most commonly asked question BY FAR! Our in-house expert, Danielle, goes over how to determine how much to “put down” on your real estate investments. In this episode, we go over the loan products and options. It’s chock-full of NEED TO KNOW real estate info! 

Get more info at https://applywithstone.com/

In this quick episode we answer 3 questions we literally got asked today - from real people with real mortgage questions! From deed restrictions to blended rates, we quickly answer your questions in this episode!

We were lucky enough to have Brandon's younger brother, Preston, join us for an episode! Preston owns many properties in Heber Valley and talks about how he got started doing so at a very young age. His practical and specific advice is great for anyone looking to build wealth through real estate.

Learn more at GoApplyWithTom.com

We're lucky to have Tracy Sabey with us this week - a well-loved man in the community who has an incredible story. Listen in and hear some wisdom from a truly self-made man and how he has built his real estate portfolio.

Learn more at GoApplyWithTom.com

Listen in to this quick episode where Tom and Danielle explain what they mean when they say "bad news is good news," especially when it comes to investing in real estate!

Learn more at GoApplyWithTom.com