Dollars & Sense

We are approaching Super Bowl Sunday this weekend! The Patriots may not be playing in the big game, but a former Patriots' player made big news this weekend. You guessed it – the one and only Tom Brady. He announced he is retiring again, but this time FOR GOOD.

This just goes to show people approach retirement in different ways, and today’s approach to retirement looks way different than it used to. Retirement is not always necessarily about the money (but of course, we know a big retirement concern is running out of money in retirement.)

We have noticed those with a positive cash flow have different concerns, including:

• What am I going to do with the second half of my life?

At Freedman Financial, we can give you a sense of certainty of what you can and cannot do once you retire. Contact us if you are ready to get serious about your retirement.

A full complement of Dollars & Sense broadcasts found here.

DISCLOSURES:

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.

Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

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For those of you who may not know, we have to do a certain amount of continuing education each year to maintain our professional financial designations.

This week, Marion attended a continuing education course on retirement planning- something we are EXTREMELY familiar with.

However, she did take away from the course a few interesting retirement-related statistics that opened our eyes to the general population in the U.S.

Did you know?:

• 72% of Americans are concerned about running out of money in retirement

During this week’s episode of Dollars & Sense, we discuss how you can ease your retirement fears.

You’ve worked hard, saved, raised a family and did everything you’re supposed to do. Your retirement should be a time in your life that you look forward to, not worry about! If you are concerned about your retirement plan, please give us a call.

A full complement of Dollars & Sense broadcasts found here.

DISCLOSURES:

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.

Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

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There are lots of lessons to be learned from 2022. During this week’s episode of Dollars & Sense, Marc and Marion talk about the importance of having a financial plan. They also discuss the criteria they analyze when creating a financial plan based on their client's unique situations.

If now is the time to get serious about your financial planning, please reach out.

A full complement of Dollars & Sense broadcasts found here.

DISCLOSURES:

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.

Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

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This week on Dollars & Sense, Marc and Marion discuss hints of market improvement as well as everything you need to know about Required Minimum Distributions.

Remember- hope is not a strategy. The professionals at Freedman Financial want to make sure you are positioned for the long term. Contact us to start planning.

A full complement of Dollars & Sense broadcasts found here.

DISCLOSURES:

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.

Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

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When we think about the last year, we tend to think about the markets being down, political unrest, and soaring inflation and interest rates. Those worrisome factors left many wondering:

• Should I be concerned about my future?

If you have the right strategy in place, even when things are not seeming to move in the right direction, you CAN still be on track! 

Always remember to live with one foot in the present and one foot in the future, even when it comes to financial planning. 

A full complement of Dollars & Sense broadcasts found here.

DISCLOSURES:

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.

Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

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The start of a new year means lots of analysts, strategists, and economists have shared their predictions for the markets for 2023… and they are all different.

There is only one thing that is certain, and that is you cannot predict the markets!

During this week’s episode of Dollars & Sense, Marion and Christian take a trip down memory lane and review 2022 predictions to see if any of them were correct.

A full complement of Dollars & Sense broadcasts found here.

DISCLOSURES:

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.

Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

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It is hard to believe, but we have reached our final podcast of 2022!

We had high hopes for this year, and don't get us wrong, there were definitely some wonderful moments! However, the Stock Market hit an all-time high on January 4th, then... well... you know the rest. That is why we like to remind our clients you cannot expect the market to always trend positively, you just have to plan for the dips!  

During this week’s episode of Dollars & Sense, Marc and Marion discuss what exactly is going up, and what is going down, when it comes to interest rates and some interesting factors included in the Secure 2.0 Act (including new rules around RMDs.)

Wishing you a happy, healthy, & prosperous New Year!

A full complement of Dollars & Sense broadcasts found here.

DISCLOSURES:

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.

Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

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We are approaching the end of what many would see as a "cruddy year" for the markets. But we have some good news — consumer confidence is at the highest it has been all year!

What this tells us is that consumers are not overly worried about a deep, prolonged recession. The media can instill unnecessary fear. Do not fall victim to scary headlines, soundbites, and clickbait!  

With January right around the corner, maybe now is a good time to get a second opinion... 'in a language you can understand!'

Wishing everyone happy holidays and new year! 

A full complement of Dollars & Sense broadcasts found here.

DISCLOSURES:

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.

Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

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It's the holiday season - and so refreshing to see more and more people doing their shopping in person and virtual holiday events becoming a thing of the past!

During this episode of Dollars & Sense, Marc and Marion discuss inflation, unemployment rates, bonds vs saving accounts, and investing for the long term. 

So, what is next for your financial plan? End-of-year is a great time to revisit your investment strategy based on your goals. 

A full complement of Dollars & Sense broadcasts found here.

DISCLOSURES:

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.

Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

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A full complement of Dollars & Sense broadcasts found here.

DISCLOSURES:

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.

Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

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