Dollars With Dennis

Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/

Everyone has an opinion about money, especially the people with microphones, book deals, and streaming specials. Some of that advice can be motivating. Some of it sounds great on stage but gets complicated in real life. Dennis weighs in on several well-known financial personalities and their bold claims. Because good advice isn’t about popularity, it’s about whether it actually fits your life.

Here’s some of what we discuss in this episode:

📘 Kiyosaki Philosophy: Entrepreneurship over retirement plans

💰 Orman’s Cash Strategy: Three-to-five-year reserve

🏠 Rent vs Buy: Discipline versus equity building

📉 Ramsey Withdrawal: Eight percent rule debate

🤖 Musk’s Prediction: AI reshapes retirement future

Our website:  https://www.401k.faith

Phone: (513) 898-1897

Contact our team: https://www.faith401kmgmt.com/contact_us/

Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/

Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/

Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm

Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/

Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g

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Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/

Winter can affect more than your mood. It can affect how you see risk, money, and the market. Today, Dennis is talking about why the “winter blues” can make financial decisions feel harder, and how to stay steady when emotions are running low. Winter doesn’t last forever. Neither do emotional seasons in investing. Staying grounded, consistent, and connected to a plan can help you move through the colder months with confidence.

 Here’s some of what we discuss in this episode:

❄️ Winter Weather Impact: Mood shifts affect risk perception

🧠 Emotional Influence: Seasonal lows amplify money stress

📉 Market Volatility: Fear feels heavier in winter

🔄 Routines & Structure: Guardrails protect decisions

📅 Planning Tips: Reset goals and revisit strategy

Our website:  https://www.401k.faith

Phone: (513) 898-1897

Contact our team: https://www.faith401kmgmt.com/contact_us/

Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/

Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/

Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm

Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/

Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g

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Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/

There’s no shortage of financial advice out there, and unfortunately, not all of it is good. Some of the most damaging retirement mistakes don’t come from reckless behavior, but from ideas that sound reasonable and get repeated often enough to feel true. Today, Dennis is busting some of the most common retirement planning myths and explaining why believing them can quietly derail an otherwise solid plan. When the myths fall away, better decisions tend to follow. 

Here’s some of what we discuss in this episode:

📜 Estate Planning: Why a will alone often isn’t enough

👫 Spousal Income Needs: Why expenses don’t drop as much as expected

📉 Market Volatility: Rethinking risk and investment shifts

🧾 Tax Brackets: Why retirement doesn’t guarantee lower taxes

Our website:  https://www.401k.faith

Phone: (513) 898-1897

Contact our team: https://www.faith401kmgmt.com/contact_us/

Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/

Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/

Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm

Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/

Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g

Facebook: https://www.facebook.com/profile.php?id=100063561056644

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Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/ 

A new government-backed savings account for kids is coming, and it’s already raising questions. On the surface, Trump Accounts sound appealing, but Dennis takes a closer look at how these accounts work and how they compare to other savings options families already use. Before deciding whether they belong in your plan, it’s worth understanding both the benefits and the tradeoffs.

Here’s some of what we discuss in this episode:

📄 Account Basics – How the accounts work and what we know so far

🎯 Intended Goals – Why the program was created and who it’s meant to help

⚖️ Pros & Cons – Free money versus tax and withdrawal tradeoffs

🔁 Alternative Options – How Trump Accounts compare to 529s, Roth IRAs, and custodial accounts

🧠 Planning Considerations – Why these accounts should fit into a broader strategy

Our website:  https://www.401k.faith

Phone: (513) 898-1897

Contact our team: https://www.faith401kmgmt.com/contact_us/

Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/

Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/

Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm

Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/

Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g

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Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/

After a year marked by volatility, uncertainty, and more than a few economic curveballs, it’s understandable if optimism doesn’t come easily. But at least one economist is arguing that the outlook for 2026 may be brighter than many people expect. Today’s video will provide our reaction to this opinion piece as we run through the five key reasons the economic outlook could improve. 

Here’s some of what we discuss in this episode:

📈 Why consumer spending still drives the U.S. economy

🏢 How tax policy could put more money back into businesses

📉 What lower interest rates mean for borrowing and investing

⛽ Why falling energy costs matter more than most people realize

🌍 How reduced tariff uncertainty can stabilize markets

Read the opinion piece here: https://www.fa-mag.com/news/five-reasons-to-be-optimistic-about-the-2026-economy-85324.html?section=68 

Our website:  https://www.401k.faith

Phone: (513) 898-1897

Contact our team: https://www.faith401kmgmt.com/contact_us/

Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/

Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/

Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm

Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/

Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g

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Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/

What’s new in 2026 for retirees and pre-retirees? This year brings several updates that could quietly affect your cash flow, taxes, and savings strategy. Dennis walks through what’s worth paying attention to as 2026 begins- because small changes can have noticeable impacts if ignored, and a quick review now can save you stress down the road. 

Here’s some of what we discuss in this episode:

📈 COLA Increase – Social Security benefits receive modest raise

🏥 Medicare Premiums – Higher premiums offset income increases

🧾 Senior Deductions – New tax breaks for eligible retirees

📊 Catch-Up Savings – Higher contribution limits for older workers

🧭 Planning Conversations – Why advisor communication matters now

Our website:  https://www.401k.faith

Phone: (513) 898-1897

Contact our team: https://www.faith401kmgmt.com/contact_us/

Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/

Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/

Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm

Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/

Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g

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Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/

Turning 62 unlocks Social Security, but deciding when to file is one of the biggest income decisions you’ll make in retirement. Find out why some people claim early, why others wait, and how fear, health, and lifestyle goals often shape the decision more than math alone. If you want a decision you won’t second-guess later, Dennis helps you think it through.

Here’s some of what we discuss in this episode:

🗓️ Filing Timing: How to think about starting Social Security

😓 Early Claiming Reasons: Work burnout, health, and fear of “missing out”

🎯 Full Retirement Age: Why waiting can change the outcome

💡 Early Strategy Options: What to do if you claim but don’t need income

📊 Planning Process: How decisions are tested inside a real retirement plan

Our website:  https://www.401k.faith

Phone: (513) 898-1897

Contact our team: https://www.faith401kmgmt.com/contact_us/

Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/

Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/

Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm

Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/

Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g

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Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/

Nothing will mess with your financial confidence faster than comparing your savings to someone else’s highlight reel. Whether it’s a sibling, a coworker, or a YouTuber who claims they retired at 35, comparison can make even solid savers feel behind. Today, Dennis shares what really matters when evaluating your retirement readiness. Once you stop comparing and start planning, the next steps become much clearer.

Here’s some of what we discuss in this episode:

🔍 Comparison Trap: confidence eroded by measuring others

🧭 Planning First: strategy beats benchmarks every time

🎯 “Enough” Defined: income needs are more important than your total balance

✈️ Lifestyle Fit: spending choices shape retirement reality

💰 Catch-Up Options: saving more, working longer, adjusting risk

Our website:  https://www.401k.faith

Phone: (513) 898-1897

Contact our team: https://www.faith401kmgmt.com/contact_us/

Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/

Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/

Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm

Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/

Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g

Facebook: https://www.facebook.com/profile.php?id=100063561056644

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Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/

A lot happened in 2025: big political swings, stubborn inflation, new tax rules, and even a historic government shutdown. But headlines alone don’t determine your retirement outcomes. In this episode, Dennis reveals the biggest financial events of the year and explains what actually matters for your plan moving forward. The noise will change in 2026, but a strong strategy is what turns chaos into confidence.

Here’s some of what we discuss in this episode:

🌍 Tariffs: economic uncertainty driving market volatility

📈 Inflation: rising costs reshaping retirement income needs

💰 Cash Strategies: high-yield savings improving flexibility

🧾 Tax Changes: new rules impacting planning decisions

🏛️ Shutdown Lessons: emergency preparedness matters

🔮 Looking Ahead: adapting plans for 2026 and beyond

Our website:  https://www.401k.faith

Phone: (513) 898-1897

Contact our team: https://www.faith401kmgmt.com/contact_us/

Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/

Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/

Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm

Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/

Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g

Facebook: https://www.facebook.com/profile.php?id=100063561056644

LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/

X: https://x.com/dennishorr

Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/

You’ve heard of Baby’s First Christmas, but what about Retiree’s First Christmas? Your first holiday season after leaving the workforce is a milestone all on its own. The schedule, the spending, the traditions… everything feels a little different. In this episode, Dennis talks about what to expect and how to navigate the differences this year and beyond. 

Here’s some of what we discuss in this episode:

🎄 First Christmas: new emotions and holiday adjustments

💵 Budget Changes: spending confidence without a paycheck

✈️ Travel Flexibility: freedom to explore new traditions

🎁 Giving Back: QCDs and meaningful charitable options

🧠 Retiree Mindset: planning helps reduce holiday stress

Our website:  https://www.401k.faith

Phone: (513) 898-1897

Contact our team: https://www.faith401kmgmt.com/contact_us/

Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/

Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/

Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm

Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/

Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g

Facebook: https://www.facebook.com/profile.php?id=100063561056644

LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/

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